Chevrolet Suburban LT 2WD Insurance Rates

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Average insurance prices for a Chevrolet Suburban LT 2WD are $1,356 every 12 months for full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $508, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $2,904 or more. Teenage drivers receive the highest rates at $4,948 a year or more.

Annual premium for full coverage: $1,356

Rate estimates by individual coverage:

Comprehensive $326
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

For a driver around age 40, prices go from the cheapest price of $430 for basic liability insurance to a high rate of $2,904 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,356
High Risk $2,904

These differences show why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

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Insurance prices for a Chevrolet Suburban LT 2WD can also vary considerably based on policy deductibles and limits, your driver profile, and the replacement cost of your Suburban.

Using high physical damage deductibles could cut rates by as much as $560 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Chevrolet Suburban LT 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

Chevrolet Suburban LT 2WD insurance cost comparison chart
Column chart showing Chevrolet Suburban LT 2WD insurance prices range from $791 to $4,948 for full coverage

Chart shows Chevrolet Suburban LT 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $791. Drivers who use higher $1,000 deductibles will pay $1,166. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,356. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,722. Drivers with multiple violations and accidents could be charged as much as $2,904. The policy rate for full coverage for a teenager can be as high as $4,948.

Chevrolet Suburban LT 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,228 -$128 -9.4%
Alaska $1,040 -$316 -23.3%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,298 -$58 -4.3%
Connecticut $1,396 $40 2.9%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $974 -$382 -28.2%
Idaho $918 -$438 -32.3%
Illinois $1,010 -$346 -25.5%
Indiana $1,022 -$334 -24.6%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,008 $652 48.1%
Maine $838 -$518 -38.2%
Maryland $1,120 -$236 -17.4%
Massachusetts $1,084 -$272 -20.1%
Michigan $2,358 $1,002 73.9%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,626 $270 19.9%
Missouri $1,204 -$152 -11.2%
Montana $1,456 $100 7.4%
Nebraska $1,070 -$286 -21.1%
Nevada $1,628 $272 20.1%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,202 -$154 -11.4%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,112 -$244 -18.0%
Ohio $936 -$420 -31.0%
Oklahoma $1,396 $40 2.9%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,188 -$168 -12.4%
Texas $1,636 $280 20.6%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,048 -$308 -22.7%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,208 -$148 -10.9%

View Chart as Image

Chevrolet Suburban LT 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Suburban LT 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,948
20 $3,088
30 $1,416
40 $1,356
50 $1,236
60 $1,212

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban LT 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,554
$500 $1,356
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban LT 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,429
100/300 $1,520
250/500 $1,756
100 CSL $1,465
300 CSL $1,665
500 CSL $1,811

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban LT 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,900
30 $2,972
40 $2,904
50 $2,768
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $65
Online Quote $96
Total Discounts $565
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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