Chevrolet Suburban Insurance Rates

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UPDATED: Apr 19, 2024

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Chevrolet Suburban are $1,368 a year including full coverage. Comprehensive costs on average $306 a year, collision insurance costs $506, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $2,950. 16-year-old drivers receive the highest rates at up to $5,078 a year.

Average premium for full coverage: $1,368

Rate estimates by individual coverage type:

Comprehensive $306
Collision $506
Liability $398

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Suburban trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $460 for minimum levels of liability insurance to a high of $2,950 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

These examples highlight why it is important to compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Chevrolet Suburban insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $792
  • Drivers who choose higher $1,000 deductibles will pay around $1,186 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,368
  • Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,726
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,950
  • The cost for full coverage for a teenage driver may cost $5,078 a year

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing Chevrolet Suburban insurance rates range from $792 to $5,078 for full coverage

Car insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the model of your Suburban, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,960 on average in Michigan, New York, and Louisiana.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $540 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,328 $111
Chevrolet Suburban LT 2WD $1,328 $111
Chevrolet Suburban LS 4WD $1,328 $111
Chevrolet Suburban LT 4WD $1,368 $114
Chevrolet Suburban LTZ 2WD $1,412 $118
Chevrolet Suburban LTZ 4WD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Suburban $320 $512 $390 $1,380
2023 Chevrolet Suburban $306 $506 $398 $1,368
2022 Chevrolet Suburban $296 $494 $416 $1,364
2021 Chevrolet Suburban $286 $474 $430 $1,348
2020 Chevrolet Suburban $270 $458 $442 $1,328
2019 Chevrolet Suburban $260 $424 $452 $1,294
2018 Chevrolet Suburban $250 $400 $456 $1,264
2017 Chevrolet Suburban $240 $358 $460 $1,216
2016 Chevrolet Suburban $224 $330 $460 $1,172
2015 Chevrolet Suburban $216 $310 $464 $1,148
2013 Chevrolet Suburban $194 $268 $474 $1,094
2011 Chevrolet Suburban $176 $222 $474 $1,030
2009 Chevrolet Suburban $162 $182 $468 $970
2008 Chevrolet Suburban $158 $178 $460 $954
2007 Chevrolet Suburban $156 $168 $452 $934
2006 Chevrolet Suburban $142 $160 $446 $906
2005 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Suburban Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at least once a year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a review of the primary concepts that were touched on in the above illustrations.

  • You may be able to save as much as $160 per year just by quoting early and online
  • Drivers who have several accidents or serious violations may pay on average $1,580 more each year for car insurance
  • Increasing deductibles can save around $550 each year
  • Teenagers are expensive to insure, as much as $423 per month if full coverage is included

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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