Chevrolet Suburban Insurance Rates

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 13, 2021

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

The average auto insurance rates for a Chevrolet Suburban are $1,294 annually with full coverage. Comprehensive insurance costs around $260 a year, collision costs $424, and liability costs $452. Liability-only insurance costs as little as $504 a year, with high-risk driver insurance costing $2,794 or more. 16-year-old drivers cost the most to insure at $4,934 a year or more.

Average premium for full coverage: $1,294

Policy rates for type of insurance:

Comprehensive $260
Collision $424
Liability $452

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Suburban trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Suburban insurance rates go from as cheap as $504 for just liability coverage to a high of $2,794 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,294
High Risk $2,794

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $971
Small Cities $1,359
Large Cities $1,747

The examples above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $757
  • Drivers who choose higher $1,000 deductibles will pay about $1,140 annually
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,294
  • Buying low $100 deductibles for comprehensive and collision insurance costs an additional $300 annually
  • Drivers with multiple tickets or accidents could pay at least $2,794 or more
  • Policy cost with full coverage for a 16-year-old driver can be $4,934 a year

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance prices range from $757 to $4,934

Auto insurance rates for a Chevrolet Suburban also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $460 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Suburban insurance prices. A 40-year-old driver could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or at least $1,750 on average in Florida, Michigan, and New York.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,170 -$124 -9.6%
Alaska $994 -$300 -23.2%
Arizona $1,074 -$220 -17.0%
Arkansas $1,294 -$0 0.0%
California $1,474 $180 13.9%
Colorado $1,236 -$58 -4.5%
Connecticut $1,332 $38 2.9%
Delaware $1,464 $170 13.1%
Florida $1,618 $324 25.0%
Georgia $1,194 -$100 -7.7%
Hawaii $928 -$366 -28.3%
Idaho $876 -$418 -32.3%
Illinois $964 -$330 -25.5%
Indiana $974 -$320 -24.7%
Iowa $872 -$422 -32.6%
Kansas $1,230 -$64 -4.9%
Kentucky $1,766 $472 36.5%
Louisiana $1,914 $620 47.9%
Maine $798 -$496 -38.3%
Maryland $1,066 -$228 -17.6%
Massachusetts $1,036 -$258 -19.9%
Michigan $2,250 $956 73.9%
Minnesota $1,084 -$210 -16.2%
Mississippi $1,550 $256 19.8%
Missouri $1,146 -$148 -11.4%
Montana $1,390 $96 7.4%
Nebraska $1,020 -$274 -21.2%
Nevada $1,554 $260 20.1%
New Hampshire $934 -$360 -27.8%
New Jersey $1,446 $152 11.7%
New Mexico $1,146 -$148 -11.4%
New York $1,362 $68 5.3%
North Carolina $746 -$548 -42.3%
North Dakota $1,060 -$234 -18.1%
Ohio $894 -$400 -30.9%
Oklahoma $1,328 $34 2.6%
Oregon $1,184 -$110 -8.5%
Pennsylvania $1,234 -$60 -4.6%
Rhode Island $1,726 $432 33.4%
South Carolina $1,172 -$122 -9.4%
South Dakota $1,092 -$202 -15.6%
Tennessee $1,134 -$160 -12.4%
Texas $1,562 $268 20.7%
Utah $958 -$336 -26.0%
Vermont $886 -$408 -31.5%
Virginia $774 -$520 -40.2%
Washington $1,000 -$294 -22.7%
West Virginia $1,186 -$108 -8.3%
Wisconsin $896 -$398 -30.8%
Wyoming $1,154 -$140 -10.8%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Every company utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,260 $105
Chevrolet Suburban LT 2WD $1,260 $105
Chevrolet Suburban LS 4WD $1,260 $105
Chevrolet Suburban LT 4WD $1,294 $108
Chevrolet Suburban LTZ 2WD $1,330 $111
Chevrolet Suburban LTZ 4WD $1,366 $114

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet Suburban $260 $424 $452 $1,294
2016 Chevrolet Suburban $240 $358 $460 $1,216
2015 Chevrolet Suburban $224 $330 $460 $1,172
2013 Chevrolet Suburban $210 $288 $474 $1,130
2011 Chevrolet Suburban $190 $244 $478 $1,070
2009 Chevrolet Suburban $166 $202 $474 $1,000
2008 Chevrolet Suburban $162 $182 $468 $970
2007 Chevrolet Suburban $158 $178 $460 $954
2006 Chevrolet Suburban $156 $168 $452 $934
2005 Chevrolet Suburban $142 $160 $446 $906
2004 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Chevrolet Suburban Insurance

Finding cheaper rates on insurance for a Chevrolet Suburban not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every other policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the ideas that were raised in the charts and tables above.

  • Teen drivers are expensive to insure, as much as $411 each month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,500 more every year to insure their Suburban
  • Increasing comprehensive and collision deductibles could save up to $450 each year
  • You may be able to save up to $150 per year simply by quoting early and online

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $4,934
20 $2,972
30 $1,340
40 $1,294
50 $1,182
60 $1,160

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,594
$250 $1,456
$500 $1,294
$1,000 $1,140

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,294
50/100 $1,456
100/300 $1,569
250/500 $1,863
100 CSL $1,502
300 CSL $1,750
500 CSL $1,931

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,016
20 $4,734
30 $2,842
40 $2,794
50 $2,668
60 $2,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $83
Paid in Full/EFT $55
Advance Quote $62
Online Quote $91
Total Discounts $537
Rate after discounts $757

Discounts are estimated and may not be available from every company or in every state.

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