Chevrolet Suburban Insurance Rates
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UPDATED: Dec 13, 2021
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
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Average auto insurance rates for a Chevrolet Suburban are $1,328 annually with full coverage. Comprehensive insurance costs approximately $270, collision costs $458, and liability coverage is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $2,872 or more. Teens receive the highest rates at $5,040 a year or more.
Average premium for full coverage: $1,328
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Suburban trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $496 for just liability insurance to a much higher rate of $2,872 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a large influence on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion.
The price range example below illustrates the difference between rural and urban areas on auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $771
- Choosing higher $1,000 deductibles can save $166 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,328
- Selecting more expensive low deductibles for comp and collision coverage costs an additional $320 each year
- Drivers with serious driving violations could pay around $2,872 or more
- The cost with full coverage for a teenage driver with full coverage can cost $5,040 each year
Insurance rates for a Chevrolet Suburban can also vary considerably based on the trim level of your Suburban, your driving record, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges around 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $490 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Chevrolet Suburban insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,790 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$126 | -9.5% |
| Alaska | $1,020 | -$308 | -23.2% |
| Arizona | $1,104 | -$224 | -16.9% |
| Arkansas | $1,328 | -$0 | 0.0% |
| California | $1,514 | $186 | 14.0% |
| Colorado | $1,268 | -$60 | -4.5% |
| Connecticut | $1,366 | $38 | 2.9% |
| Delaware | $1,504 | $176 | 13.3% |
| Florida | $1,662 | $334 | 25.2% |
| Georgia | $1,226 | -$102 | -7.7% |
| Hawaii | $954 | -$374 | -28.2% |
| Idaho | $900 | -$428 | -32.2% |
| Illinois | $990 | -$338 | -25.5% |
| Indiana | $1,000 | -$328 | -24.7% |
| Iowa | $894 | -$434 | -32.7% |
| Kansas | $1,262 | -$66 | -5.0% |
| Kentucky | $1,812 | $484 | 36.4% |
| Louisiana | $1,968 | $640 | 48.2% |
| Maine | $818 | -$510 | -38.4% |
| Maryland | $1,098 | -$230 | -17.3% |
| Massachusetts | $1,064 | -$264 | -19.9% |
| Michigan | $2,308 | $980 | 73.8% |
| Minnesota | $1,110 | -$218 | -16.4% |
| Mississippi | $1,592 | $264 | 19.9% |
| Missouri | $1,178 | -$150 | -11.3% |
| Montana | $1,428 | $100 | 7.5% |
| Nebraska | $1,046 | -$282 | -21.2% |
| Nevada | $1,592 | $264 | 19.9% |
| New Hampshire | $956 | -$372 | -28.0% |
| New Jersey | $1,486 | $158 | 11.9% |
| New Mexico | $1,178 | -$150 | -11.3% |
| New York | $1,400 | $72 | 5.4% |
| North Carolina | $766 | -$562 | -42.3% |
| North Dakota | $1,088 | -$240 | -18.1% |
| Ohio | $918 | -$410 | -30.9% |
| Oklahoma | $1,366 | $38 | 2.9% |
| Oregon | $1,218 | -$110 | -8.3% |
| Pennsylvania | $1,268 | -$60 | -4.5% |
| Rhode Island | $1,772 | $444 | 33.4% |
| South Carolina | $1,202 | -$126 | -9.5% |
| South Dakota | $1,122 | -$206 | -15.5% |
| Tennessee | $1,164 | -$164 | -12.3% |
| Texas | $1,602 | $274 | 20.6% |
| Utah | $984 | -$344 | -25.9% |
| Vermont | $908 | -$420 | -31.6% |
| Virginia | $796 | -$532 | -40.1% |
| Washington | $1,028 | -$300 | -22.6% |
| West Virginia | $1,218 | -$110 | -8.3% |
| Wisconsin | $920 | -$408 | -30.7% |
| Wyoming | $1,184 | -$144 | -10.8% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,290 | $108 |
| Chevrolet Suburban LT 2WD | $1,290 | $108 |
| Chevrolet Suburban LS 4WD | $1,290 | $108 |
| Chevrolet Suburban LT 4WD | $1,328 | $111 |
| Chevrolet Suburban LTZ 2WD | $1,366 | $114 |
| Chevrolet Suburban LTZ 4WD | $1,404 | $117 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2016 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2015 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2013 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2011 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
| 2009 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
| 2008 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2007 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2006 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2005 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2004 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2003 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Chevrolet Suburban Insurance
Saving money on auto insurance takes being a good driver, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every year by obtaining price quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following list is a brief summary of the coverage data covered above.
- You may be able to save around $160 per year simply by shopping early and online
- Increasing deductibles could save up to $475 each year
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $420 per month including comprehensive and collision insurance
- Drivers that tend to have accidents or serious violations may pay on average $1,540 more per year than a safer driver
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,040 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,328 |
| 50 | $1,214 |
| 60 | $1,190 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,648 |
| $250 | $1,500 |
| $500 | $1,328 |
| $1,000 | $1,162 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,328 |
| 50/100 | $1,492 |
| 100/300 | $1,603 |
| 250/500 | $1,890 |
| 100 CSL | $1,537 |
| 300 CSL | $1,780 |
| 500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,168 |
| 20 | $4,870 |
| 30 | $2,926 |
| 40 | $2,872 |
| 50 | $2,742 |
| 60 | $2,716 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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