Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

U.S. average insurance rates for a Chevrolet Tahoe are $906 a year for full coverage insurance. Comprehensive costs approximately $142 a year, collision insurance costs $160, and liability coverage is $446. Buying just liability costs around $500 a year, and insurance for high-risk drivers costs around $1,946. Teenage drivers pay the highest rates at up to $3,708 a year.

Average premium for full coverage: $906

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Tahoe trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

• The best discount rate is $561
• Raising to $1,000 deductibles will save $838 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $906
• Using low $100 deductibles will increase the cost to $1,038
• Unlucky drivers who are prone to accidents and violations could pay around $1,946
• The price for full coverage for a teenage driver can cost $3,708

View Chart as Image

Insurance prices for a Chevrolet Tahoe are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Tahoe insurance rates. A middle-age driver might find prices as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,230 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $200 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $402 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 40% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chevrolet Tahoe Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a quick review of the material that was covered above.

• Consumers who purchase increased liability limits will pay an extra $490 annually to raise from a low limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, as much as $309 a month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may pay on average $1,040 more per year to insure a Chevrolet Tahoe
• Increasing physical damage deductibles can save around $200 each year

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model