Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 22, 2024

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average auto insurance rates for a Chevrolet Tahoe are $1,398 annually for full coverage. Comprehensive insurance costs around $336 a year, collision costs $532, and liability insurance is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,998 or more. Teenage drivers cost the most to insure at $5,094 a year or more.

Average premium for full coverage: $1,398

Policy rates for type of insurance:

Comprehensive $336
Collision $532
Liability $372

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and Tahoe trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Tahoe insurance rates go from as cheap as $438 for a discount liability-only rate to a high of $2,998 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,398
High Risk $2,998

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,049
Small Cities $1,468
Large Cities $1,887

The examples above show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Tahoe insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $812
  • Choosing higher $1,000 deductibles can save about $1,198 a year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,398
  • Using low $100 deductibles for comp and collision coverage costs an additional $378 a year
  • High-risk insureds who are prone to accidents and violations could pay at least $2,998 or more
  • Policy cost with full coverage for a teen driver can be $5,094 each year

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance prices range from $812 to $5,094

Insurance rates for a Chevrolet Tahoe also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $580 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Tahoe insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,990 on average in Michigan, Louisiana, and New York.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,262 -$136 -9.7%
Alaska $1,074 -$324 -23.2%
Arizona $1,160 -$238 -17.0%
Arkansas $1,398 -$0 0.0%
California $1,592 $194 13.9%
Colorado $1,336 -$62 -4.4%
Connecticut $1,436 $38 2.7%
Delaware $1,584 $186 13.3%
Florida $1,748 $350 25.0%
Georgia $1,292 -$106 -7.6%
Hawaii $1,004 -$394 -28.2%
Idaho $946 -$452 -32.3%
Illinois $1,042 -$356 -25.5%
Indiana $1,050 -$348 -24.9%
Iowa $944 -$454 -32.5%
Kansas $1,328 -$70 -5.0%
Kentucky $1,908 $510 36.5%
Louisiana $2,070 $672 48.1%
Maine $862 -$536 -38.3%
Maryland $1,152 -$246 -17.6%
Massachusetts $1,118 -$280 -20.0%
Michigan $2,428 $1,030 73.7%
Minnesota $1,170 -$228 -16.3%
Mississippi $1,674 $276 19.7%
Missouri $1,240 -$158 -11.3%
Montana $1,502 $104 7.4%
Nebraska $1,102 -$296 -21.2%
Nevada $1,676 $278 19.9%
New Hampshire $1,008 -$390 -27.9%
New Jersey $1,562 $164 11.7%
New Mexico $1,236 -$162 -11.6%
New York $1,472 $74 5.3%
North Carolina $804 -$594 -42.5%
North Dakota $1,144 -$254 -18.2%
Ohio $964 -$434 -31.0%
Oklahoma $1,436 $38 2.7%
Oregon $1,282 -$116 -8.3%
Pennsylvania $1,334 -$64 -4.6%
Rhode Island $1,866 $468 33.5%
South Carolina $1,268 -$130 -9.3%
South Dakota $1,178 -$220 -15.7%
Tennessee $1,226 -$172 -12.3%
Texas $1,684 $286 20.5%
Utah $1,036 -$362 -25.9%
Vermont $958 -$440 -31.5%
Virginia $838 -$560 -40.1%
Washington $1,080 -$318 -22.7%
West Virginia $1,282 -$116 -8.3%
Wisconsin $968 -$430 -30.8%
Wyoming $1,246 -$152 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Because rates have so much variability, the only way to know your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,308 $109
Chevrolet Tahoe LS 4WD $1,352 $113
Chevrolet Tahoe LT 2WD $1,352 $113
Chevrolet Tahoe LT 4WD $1,352 $113
Chevrolet Tahoe LTZ 2WD $1,440 $120
Chevrolet Tahoe LTZ 4WD $1,440 $120

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $336 $532 $372 $1,398
2023 Chevrolet Tahoe $320 $512 $390 $1,380
2022 Chevrolet Tahoe $306 $506 $398 $1,368
2021 Chevrolet Tahoe $296 $494 $416 $1,364
2020 Chevrolet Tahoe $286 $474 $430 $1,348
2019 Chevrolet Tahoe $270 $458 $442 $1,328
2018 Chevrolet Tahoe $260 $424 $452 $1,294
2017 Chevrolet Tahoe $250 $400 $456 $1,264
2016 Chevrolet Tahoe $240 $358 $460 $1,216
2015 Chevrolet Tahoe $224 $330 $460 $1,172
2014 Chevrolet Tahoe $216 $310 $464 $1,148
2013 Chevrolet Tahoe $210 $288 $474 $1,130
2012 Chevrolet Tahoe $194 $268 $474 $1,094
2011 Chevrolet Tahoe $190 $244 $478 $1,070
2010 Chevrolet Tahoe $176 $222 $474 $1,030
2009 Chevrolet Tahoe $166 $202 $474 $1,000
2008 Chevrolet Tahoe $162 $182 $468 $970
2007 Chevrolet Tahoe $158 $178 $460 $954
2006 Chevrolet Tahoe $156 $168 $452 $934
2005 Chevrolet Tahoe $142 $160 $446 $906

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Chevrolet Tahoe Insurance

Finding cheaper rates on Chevrolet Tahoe insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a quick rundown of the coverage data raised in the charts and tables above.

  • Drivers can save up to $170 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $575 each year
  • Teenagers are charged the highest rates, costing up to $425 each month if they have full coverage
  • High-risk drivers with reckless driving or DUI convictions pay an average of $1,600 more every year for car insurance

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.



Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,094
20 $3,188
30 $1,462
40 $1,398
50 $1,276
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,776
$250 $1,602
$500 $1,398
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,398
50/100 $1,514
100/300 $1,607
250/500 $1,849
100 CSL $1,552
300 CSL $1,756
500 CSL $1,905

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $5,058
30 $3,066
40 $2,998
50 $2,856
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $99
Total Discounts $586
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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