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Chevrolet Suburban LT 4WD Insurance Rates

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U.S. average insurance rates for a Chevrolet Suburban LT 4WD are $1,402 a year including full coverage. Comprehensive insurance costs around $340 a year, collision costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,004 or more. Teen drivers pay the highest rates at $5,092 a year or more.

Annual premium for full coverage: $1,402

Price estimates for individual coverage type:

Comprehensive $340
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

For an average driver, Chevrolet Suburban LT 4WD insurance prices go from the low end price of $430 for a discount liability-only rate to a high of $3,004 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,402
High Risk $3,004

These price ranges highlight why it is important for drivers to compare rates for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Chevrolet Suburban LT 4WD are also quite variable based on the model year of your Suburban, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Suburban LT 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $590 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

Chevrolet Suburban LT 4WD insurance cost comparison chart
Column chart showing Chevrolet Suburban LT 4WD insurance prices range from $814 to $5,092 for full coverage

The chart above shows average Chevrolet Suburban LT 4WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $814. Drivers who choose higher $1,000 deductibles will pay $1,202. The average price for a driver age 40 with no violations using $500 deductibles is $1,402. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,788. High risk drivers could be charged at least $3,004. The cost for full coverage for a 16-year-old driver is $5,092.

Chevrolet Suburban LT 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$134 -9.6%
Alaska $1,076 -$326 -23.3%
Arizona $1,164 -$238 -17.0%
Arkansas $1,402 -$0 0.0%
California $1,598 $196 14.0%
Colorado $1,342 -$60 -4.3%
Connecticut $1,442 $40 2.9%
Delaware $1,588 $186 13.3%
Florida $1,754 $352 25.1%
Georgia $1,294 -$108 -7.7%
Hawaii $1,008 -$394 -28.1%
Idaho $948 -$454 -32.4%
Illinois $1,044 -$358 -25.5%
Indiana $1,056 -$346 -24.7%
Iowa $946 -$456 -32.5%
Kansas $1,334 -$68 -4.9%
Kentucky $1,912 $510 36.4%
Louisiana $2,076 $674 48.1%
Maine $866 -$536 -38.2%
Maryland $1,156 -$246 -17.5%
Massachusetts $1,122 -$280 -20.0%
Michigan $2,438 $1,036 73.9%
Minnesota $1,174 -$228 -16.3%
Mississippi $1,680 $278 19.8%
Missouri $1,244 -$158 -11.3%
Montana $1,506 $104 7.4%
Nebraska $1,106 -$296 -21.1%
Nevada $1,682 $280 20.0%
New Hampshire $1,012 -$390 -27.8%
New Jersey $1,568 $166 11.8%
New Mexico $1,242 -$160 -11.4%
New York $1,476 $74 5.3%
North Carolina $808 -$594 -42.4%
North Dakota $1,148 -$254 -18.1%
Ohio $966 -$436 -31.1%
Oklahoma $1,442 $40 2.9%
Oregon $1,284 -$118 -8.4%
Pennsylvania $1,336 -$66 -4.7%
Rhode Island $1,870 $468 33.4%
South Carolina $1,270 -$132 -9.4%
South Dakota $1,184 -$218 -15.5%
Tennessee $1,228 -$174 -12.4%
Texas $1,690 $288 20.5%
Utah $1,040 -$362 -25.8%
Vermont $958 -$444 -31.7%
Virginia $840 -$562 -40.1%
Washington $1,082 -$320 -22.8%
West Virginia $1,286 -$116 -8.3%
Wisconsin $972 -$430 -30.7%
Wyoming $1,250 -$152 -10.8%

View Chart as Image

Chevrolet Suburban LT 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Suburban LT 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,092
20 $3,196
30 $1,466
40 $1,402
50 $1,276
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban LT 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,610
$500 $1,402
$1,000 $1,202

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban LT 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,402
50/100 $1,475
100/300 $1,566
250/500 $1,802
100 CSL $1,511
300 CSL $1,711
500 CSL $1,857

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban LT 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $5,070
30 $3,078
40 $3,004
50 $2,864
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $100
Total Discounts $588
Rate after discounts $814

Discounts are estimated and may not be available from every company or in every state.

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