Chevrolet Suburban Insurance Rates
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UPDATED: Jun 1, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
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Average insurance rates for a Chevrolet Suburban are $1,380 a year for full coverage. Comprehensive costs on average $320, collision insurance costs $512, and liability costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs around $2,960. Teen drivers receive the highest rates at up to $5,072 a year.
Average premium for full coverage: $1,380
Rate estimates by individual coverage type:
Prices are based on $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Suburban models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the low end price of $452 for the bare minimum liability coverage to the much higher price of $2,960 for a high-risk driver policy.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.
These examples show why everyone should compare prices based on a specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Chevrolet Suburban insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $802
- Using higher $1,000 deductibles will save around $192 a year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,380
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,742
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,960
- The cost that insures a teen driver for full coverage may cost $5,072 or more
Insurance rates for a Chevrolet Suburban can also vary considerably based on the model of your Suburban, how you drive, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you could be paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Chevrolet Suburban insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age
Where you live has a huge impact on Chevrolet Suburban insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or as much as $1,970 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,570 | $190 | 13.8% |
| Colorado | $1,318 | -$62 | -4.5% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,562 | $182 | 13.2% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,274 | -$106 | -7.7% |
| Hawaii | $990 | -$390 | -28.3% |
| Idaho | $932 | -$448 | -32.5% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,042 | $662 | 48.0% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,104 | -$276 | -20.0% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,154 | -$226 | -16.4% |
| Mississippi | $1,650 | $270 | 19.6% |
| Missouri | $1,224 | -$156 | -11.3% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,088 | -$292 | -21.2% |
| Nevada | $1,654 | $274 | 19.9% |
| New Hampshire | $992 | -$388 | -28.1% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,452 | $72 | 5.2% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,416 | $36 | 2.6% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,840 | $460 | 33.3% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,210 | -$170 | -12.3% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,020 | -$360 | -26.1% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $826 | -$554 | -40.1% |
| Washington | $1,064 | -$316 | -22.9% |
| West Virginia | $1,264 | -$116 | -8.4% |
| Wisconsin | $956 | -$424 | -30.7% |
| Wyoming | $1,230 | -$150 | -10.9% |
Choosing high deductibles could cut rates by as much as $560 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,336 | $111 |
| Chevrolet Suburban LT 2WD | $1,336 | $111 |
| Chevrolet Suburban LS 4WD | $1,336 | $111 |
| Chevrolet Suburban LT 4WD | $1,380 | $115 |
| Chevrolet Suburban LTZ 2WD | $1,422 | $119 |
| Chevrolet Suburban LTZ 4WD | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| 2023 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2022 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2021 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2020 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2017 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Suburban Insurance
Saving money on car insurance requires not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and dropping full coverage on older vehicles. Shop around every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a brief review of the information covered above.
- Drivers can save as much as $170 per year just by quoting online well ahead of the renewal date
- Teens pay higher rates, costing as high as $423 per month if comprehensive and collision insurance is included
- Increasing deductibles can save approximately $550 each year
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more each year for Suburban insurance
- Policyholders who require higher liability limits will pay about $430 each year to increase from a minimum limit to the 250/500 level
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,072 |
| 20 | $3,148 |
| 30 | $1,440 |
| 40 | $1,380 |
| 50 | $1,258 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,576 |
| $500 | $1,380 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,542 |
| 100/300 | $1,640 |
| 250/500 | $1,893 |
| 100 CSL | $1,581 |
| 300 CSL | $1,796 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,232 |
| 20 | $5,004 |
| 30 | $3,028 |
| 40 | $2,960 |
| 50 | $2,822 |
| 60 | $2,796 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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