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Volkswagen Tiguan SEL 4Motion AWD Insurance Rates

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U.S. average insurance rates for a Volkswagen Tiguan SEL 4Motion AWD are $1,434 a year with full coverage. Comprehensive costs approximately $354 each year, collision insurance costs $634, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs around $3,092. Teenage drivers pay the highest rates at up to $5,110 a year.

Annual premium for full coverage: $1,434

Price estimates by individual coverage:

Comprehensive $354
Collision $634
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Tiguan Trim Level

For a driver around age 40, Volkswagen Tiguan SEL 4Motion AWD insurance prices range from the low end price of $370 for a discount liability-only rate to a high rate of $3,092 for a high-risk insurance policy.

Liability Only $370
Full Coverage $1,434
High Risk $3,092

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

These price ranges demonstrate why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Volkswagen Tiguan SEL 4Motion AWD are also quite variable based on the actual cash value of your Tiguan, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Tiguan SEL 4Motion AWD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $660 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.

View Chart as Image

Volkswagen Tiguan SEL 4Motion AWD insurance cost comparison chart
Column chart showing Volkswagen Tiguan SEL 4Motion AWD insurance prices range from $811 to $5,110 for full coverage

The chart above shows Volkswagen Tiguan SEL 4Motion AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $811. Drivers who use higher $1,000 deductibles will pay $1,212. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,434. Using lower $100 deductibles for comp and collision coverage could cost up to $1,872. Drivers with multiple violations and accidents could be charged at least $3,092. The policy rate for full coverage insurance for a teenager can be as high as $5,110.

Volkswagen Tiguan SEL 4Motion AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,098 -$336 -23.4%
Arizona $1,188 -$246 -17.2%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,368 -$66 -4.6%
Connecticut $1,472 $38 2.6%
Delaware $1,620 $186 13.0%
Florida $1,790 $356 24.8%
Georgia $1,326 -$108 -7.5%
Hawaii $1,030 -$404 -28.2%
Idaho $972 -$462 -32.2%
Illinois $1,068 -$366 -25.5%
Indiana $1,080 -$354 -24.7%
Iowa $966 -$468 -32.6%
Kansas $1,360 -$74 -5.2%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,144 -$290 -20.2%
Michigan $2,488 $1,054 73.5%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,716 $282 19.7%
Missouri $1,272 -$162 -11.3%
Montana $1,538 $104 7.3%
Nebraska $1,130 -$304 -21.2%
Nevada $1,718 $284 19.8%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,268 -$166 -11.6%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,366 -$68 -4.7%
Rhode Island $1,910 $476 33.2%
South Carolina $1,298 -$136 -9.5%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,254 -$180 -12.6%
Texas $1,726 $292 20.4%
Utah $1,060 -$374 -26.1%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,106 -$328 -22.9%
West Virginia $1,314 -$120 -8.4%
Wisconsin $992 -$442 -30.8%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Volkswagen Tiguan SEL 4Motion AWD insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Tiguan SEL 4Motion AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,110
20 $3,294
30 $1,512
40 $1,434
50 $1,306
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan SEL 4Motion AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,872
$250 $1,670
$500 $1,434
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan SEL 4Motion AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,496
100/300 $1,574
250/500 $1,775
100 CSL $1,527
300 CSL $1,698
500 CSL $1,822

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan SEL 4Motion AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,336
20 $5,230
30 $3,180
40 $3,092
50 $2,946
60 $2,918

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $93
Paid in Full/EFT $71
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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