Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Volkswagen Tiguan are $1,136 annually with full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $380, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,452 or more. Teens cost the most to insure at $4,314 a year or more.
Average premium for full coverage: $1,136
Policy rates by type of insurance:
Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Tiguan trim levels.
Price Range Variability
Using a middle-aged driver as an example, Volkswagen Tiguan insurance rates go from as cheap as $438 for basic liability insurance to a high of $2,452 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates how where you live affects auto insurance prices.
The examples above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Volkswagen Tiguan insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $661
- Using higher $1,000 deductibles will save $996 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,136
- Selecting low $100 deductibles for physical damage coverage costs an additional $266 every year
- Drivers with serious driving violations could pay around $2,452 or more
- Policy cost with full coverage for a teen driver can cost $4,314 or more
Insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 128% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Volkswagen Tiguan insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company calculates rates differently, and rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,074 | $90 |
| Volkswagen Tiguan S 2WD | $1,074 | $90 |
| Volkswagen Tiguan SE 4Motion AWD | $1,136 | $95 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,196 | $100 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| 2023 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2022 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2021 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2020 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2019 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2018 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2017 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2016 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Volkswagen Tiguan Insurance
Finding cheaper rates on car insurance requires having a good driving record, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a brief review of the concepts that were touched on in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,320 more per year to buy Volkswagen Tiguan insurance
- Drivers age 20 and younger are the costliest to insure, as much as $360 each month if they have full coverage
- You may be able to save around $140 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $400 each year
- You may be able to save around $140 per year simply by quoting early and online
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,274 |
| 100/300 | $1,372 |
| 250/500 | $1,625 |
| 100 CSL | $1,313 |
| 300 CSL | $1,528 |
| 500 CSL | $1,684 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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