Volkswagen R32 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Are you searching for the best Volkswagen R32 insurance costs? Our guide will teach you all about the Volkswagen R32 insurance rates and the best ways you can save.

What is a Volkswagen R32? For those not in the know, this sports car had a very limited release in 2004 as a high performing alternative to the 2004 Volkswagen GTI. The R32 only appeared one more time in 2008, featuring a high-powered V6 engine. 

The R32 is a classic beauty; if you drive one you might consider purchasing higher coverage that includes comprehensive coverage to protect your assets. Keep reading to learn more about what is comprehensive coverage on a car insurance policy

To start comparison shopping for the best Volkswagen R32 price on insurance, just enter your ZIP code in our FREE quote tool.

Where to Find Volkswagen R32 Insurance Rates

Your Volkswagen R32 car insurance rates are impacted by your unique demographics as the driver.

Drivers have lots of options when trying to insure your Volkswagen R32. You can get prices from an insurance agent or get quotes online to compare insurance costs of insurance providers. Shopping for car insurance by comparing rates online saves time, is easy to do, plus you may find lower rates.

Comparing car insurance rates direct online can be difficult if you are a beginner to online quotes. But relax because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. The quickest method to find the cheapest Volkswagen R32 insurance quotes consists of shopping online. This can be done by getting a quick quote here.

Car insurance rates influenced by these things

Insurance premiums paid to insure a Volkswagen R32 can vary widely and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Any accidents you may have
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Your job
  • Your coverage level
  • Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new R32 models so the costs to repair may end up costing you less. On the flip side, new R32 models have more advanced features like dual-stage airbags, a rollover prevention system, and lane departure warning system which can help offset higher rates.

Auto liability insurance

This provides protection from damage or injury you incur to a person or their property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy higher limits if possible.

Collision coverage

Collision coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Volkswagen R32 insurance rates.

Comprehensive insurance

This covers damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection when other motorists either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available and may carry a deductible.

Whether you are looking for insurance on an R32 Skyline or a Volkswagen Beetle, comparing rates for the types of coverages mentioned above will be the best way to secure cheap car insurance quotes. To start comparison shopping for Volkswagen R32 insurance rates, just enter your ZIP code into our FREE quote tool below.

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What are the safety ratings of the Volkswagen R32?

The Volkswagen R32 safety ratings are not available, as neither the Insurance Institute for Highway Safety now the National Highway Traffic Safety Administration have performed crash-tests for the Volkswagen R32. 

However, the Volkswagen R32 does have the following safety features:

  • 4-wheel anti-lock vented disc brakes
  • Driver and front passenger front airbag
  • Driver and front passenger-side airbag
  • Front/rear side curtain protection
  • 3-point height-adjustable front safety belts
  • LATCH child seat attachment points
  • Electronic stabilization program
  • Daytime running lights
  • Dual-tone horn

Insurers give better discounts if a vehicle has multiple safety features. But how many VW R32s were made? Vehicles that are expensive to repair and replace tend to cost more to insure, especially if they require specialized mechanics. 

Only 5,000 Volkswagen R32s were produced in 2004, and another 5,000 were manufactured in 2008. The rarity of the vehicle likely means higher than average insurance rates.

Volkswagen R32 Compared Against Other Vehicles in the Same Class

Comparing the Volkswagen R32 to similar vehicles can help you save money, especially if the Volkswagen R32 has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies the Volkswagen R32 as a sports car. Check out other comparable sports cars below.

Because the Volkswagen R32 is a sports car, that can mean higher liability rates. Why? Sports cars are more prone to crashing into other vehicles and injuring people. 

What does R32 stand for with VW? The R is an homage to racing. The 32 represents the engine’s displacement. While the specs are exciting for drivers, be careful. Sports cars that boast racing capabilities often receive higher than average car insurance rates. 

You’re now an expert on the Volkswagen R32 insurance rates. To jump right into comparison shopping for Volkswagen R32 insurance rates, enter your ZIP code into our FREE quote tool, and get started.

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