Dodge Viper Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 1, 2024

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Estimated insurance rates for a Dodge Viper are $1,624 a year for full coverage. Comprehensive costs approximately $348, collision costs $654, and liability is $464. Liability-only coverage costs around $514 a year, with high-risk coverage costing around $3,532. 16-year-old drivers pay the most at $6,022 a year or more.

Average premium for full coverage: $1,624

Premium estimates by type of coverage:

Comprehensive $348
Collision $654
Liability $464

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Viper trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Dodge Viper go from the low end price of $514 for just the minimum liability insurance to a much higher rate of $3,532 for coverage for higher-risk drivers.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $920
  • Raising to $1,000 deductibles will save $228 a year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,624
  • Buying more expensive low deductibles bumps up the cost to $2,064
  • Drivers with multiple tickets or accidents could pay around $3,532 or more
  • An auto insurance policy that insures a 16-year-old driver with full coverage can cost $6,022

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance rates range from $920 to $6,022

Insurance prices for a Dodge Viper also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 131% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live also has a big influence on Dodge Viper insurance prices. A middle-age driver might find prices as low as $1,070 a year in states like Iowa, Maine, and Idaho, or at least $2,320 on average in New York, Louisiana, and Michigan.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $670 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Dodge Viper Insurance

Finding better rates on insurance for a Dodge Viper consists of avoiding accidents and violations, having above-average credit, not filing small claims, and maximizing policy discounts. Comparison shop at least once a year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The list below is a quick rundown of the primary concepts that were raised in the charts and tables above.

  • Drivers can save around $200 per year simply by shopping early and online
  • Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,910 more per year for car insurance
  • Increasing policy deductibles can save approximately $675 each year
  • Teenagers are expensive to insure, as much as $502 per month if full coverage is included

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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