Dodge Viper Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 12, 2022

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Average insurance rates for a Dodge Viper are $1,144 a year for full coverage. Comprehensive costs on average $222 a year, collision costs $322, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,462. Teen drivers receive the highest rates at $4,438 a year or more.

Average premium for full coverage: $1,144

Rate estimates by individual coverage type:

Comprehensive $222
Collision $322
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Viper trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $2,462 for a high risk driver.

Liability Only $496
Full Coverage $1,144
High Risk $2,462

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $858
Small Cities $1,201
Large Cities $1,544

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Dodge Viper insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $682
  • Drivers who choose higher $1,000 deductibles will pay around $1,020 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,144
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,382
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,462 or more
  • The cost for full coverage for a teen driver may cost $4,438 a year

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance rates range from $682 to $4,438

for a Dodge Viper can also vary considerably based on your driver profile, the trim level of your Viper, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $4,400 a year. View Rates by Age

Where you live makes a big difference in Dodge Viper insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,640 on average in Michigan, Louisiana, and New York.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$108 -9.4%
Alaska $880 -$264 -23.1%
Arizona $952 -$192 -16.8%
Arkansas $1,144 -$0 0.0%
California $1,306 $162 14.2%
Colorado $1,094 -$50 -4.4%
Connecticut $1,178 $34 3.0%
Delaware $1,296 $152 13.3%
Florida $1,432 $288 25.2%
Georgia $1,058 -$86 -7.5%
Hawaii $824 -$320 -28.0%
Idaho $774 -$370 -32.3%
Illinois $854 -$290 -25.3%
Indiana $862 -$282 -24.7%
Iowa $772 -$372 -32.5%
Kansas $1,088 -$56 -4.9%
Kentucky $1,564 $420 36.7%
Louisiana $1,696 $552 48.3%
Maine $706 -$438 -38.3%
Maryland $946 -$198 -17.3%
Massachusetts $918 -$226 -19.8%
Michigan $1,990 $846 74.0%
Minnesota $958 -$186 -16.3%
Mississippi $1,372 $228 19.9%
Missouri $1,016 -$128 -11.2%
Montana $1,230 $86 7.5%
Nebraska $904 -$240 -21.0%
Nevada $1,372 $228 19.9%
New Hampshire $824 -$320 -28.0%
New Jersey $1,280 $136 11.9%
New Mexico $1,014 -$130 -11.4%
New York $1,208 $64 5.6%
North Carolina $660 -$484 -42.3%
North Dakota $938 -$206 -18.0%
Ohio $792 -$352 -30.8%
Oklahoma $1,176 $32 2.8%
Oregon $1,050 -$94 -8.2%
Pennsylvania $1,094 -$50 -4.4%
Rhode Island $1,528 $384 33.6%
South Carolina $1,038 -$106 -9.3%
South Dakota $968 -$176 -15.4%
Tennessee $1,004 -$140 -12.2%
Texas $1,380 $236 20.6%
Utah $848 -$296 -25.9%
Vermont $784 -$360 -31.5%
Virginia $688 -$456 -39.9%
Washington $886 -$258 -22.6%
West Virginia $1,050 -$94 -8.2%
Wisconsin $794 -$350 -30.6%
Wyoming $1,020 -$124 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Choosing high deductibles could save up to $370 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,144 $95
Dodge Viper SRT/10 2-Dr Roadster $1,144 $95

Rates assume 1996 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2004 Dodge Viper $252 $358 $452 $1,220
2003 Dodge Viper $230 $340 $446 $1,174

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Viper Insurance

Saving money on Dodge Viper insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $350 each year
  • Drivers can save as much as $130 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $370 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,320 more each year for insurance

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $4,438
20 $2,616
30 $1,178
40 $1,144
50 $1,048
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,382
$250 $1,274
$500 $1,144
$1,000 $1,020

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,144
50/100 $1,232
100/300 $1,343
250/500 $1,630
100 CSL $1,277
300 CSL $1,520
500 CSL $1,697

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $6,280
20 $4,162
30 $2,496
40 $2,462
50 $2,350
60 $2,328

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $75
5-yr Claim Free $72
Paid in Full/EFT $46
Advance Quote $52
Online Quote $79
Total Discounts $462
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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