Dodge Viper Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Dodge Viper are $1,582 annually for full coverage. Comprehensive insurance costs on average $340, collision insurance costs $610, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $3,432 or more. 16-year-old drivers cost the most to insure at up to $5,880 a year.

Average premium for full coverage: $1,582

Policy rates by type of insurance:

Comprehensive $340
Collision $610
Liability $474

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Viper trim levels.

Price Range Variability

For the average 40-year-old driver, Dodge Viper insurance rates range from as cheap as $522 for basic liability insurance to a much higher rate of $3,432 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,582
High Risk $3,432

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,187
Small Cities $1,661
Large Cities $2,136

The examples above show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Dodge Viper insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $901
  • Raising to $1,000 deductibles will save around $216 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,582
  • Buying more expensive low deductibles costs an additional $418 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,432
  • Policy cost with full coverage for a teenage driver with full coverage may cost $5,880

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing Dodge Viper insurance prices range from $901 to $5,880 for full coverage

Insurance rates for a Dodge Viper also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,900 to $2,600 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $640 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Dodge Viper insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Idaho, Maine, and Iowa, or at least $2,260 on average in Michigan, Louisiana, and New York.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,430 -$152 -9.6%
Alaska $1,212 -$370 -23.4%
Arizona $1,312 -$270 -17.1%
Arkansas $1,582 -$0 0.0%
California $1,802 $220 13.9%
Colorado $1,510 -$72 -4.6%
Connecticut $1,624 $42 2.7%
Delaware $1,790 $208 13.1%
Florida $1,978 $396 25.0%
Georgia $1,460 -$122 -7.7%
Hawaii $1,136 -$446 -28.2%
Idaho $1,070 -$512 -32.4%
Illinois $1,178 -$404 -25.5%
Indiana $1,190 -$392 -24.8%
Iowa $1,068 -$514 -32.5%
Kansas $1,504 -$78 -4.9%
Kentucky $2,158 $576 36.4%
Louisiana $2,338 $756 47.8%
Maine $976 -$606 -38.3%
Maryland $1,304 -$278 -17.6%
Massachusetts $1,266 -$316 -20.0%
Michigan $2,748 $1,166 73.7%
Minnesota $1,322 -$260 -16.4%
Mississippi $1,892 $310 19.6%
Missouri $1,404 -$178 -11.3%
Montana $1,698 $116 7.3%
Nebraska $1,246 -$336 -21.2%
Nevada $1,898 $316 20.0%
New Hampshire $1,138 -$444 -28.1%
New Jersey $1,768 $186 11.8%
New Mexico $1,400 -$182 -11.5%
New York $1,666 $84 5.3%
North Carolina $910 -$672 -42.5%
North Dakota $1,296 -$286 -18.1%
Ohio $1,090 -$492 -31.1%
Oklahoma $1,624 $42 2.7%
Oregon $1,448 -$134 -8.5%
Pennsylvania $1,510 -$72 -4.6%
Rhode Island $2,108 $526 33.2%
South Carolina $1,432 -$150 -9.5%
South Dakota $1,334 -$248 -15.7%
Tennessee $1,386 -$196 -12.4%
Texas $1,904 $322 20.4%
Utah $1,172 -$410 -25.9%
Vermont $1,082 -$500 -31.6%
Virginia $948 -$634 -40.1%
Washington $1,222 -$360 -22.8%
West Virginia $1,450 -$132 -8.3%
Wisconsin $1,094 -$488 -30.8%
Wyoming $1,408 -$174 -11.0%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,582 $132
Dodge Viper SRT/10 2-Dr Roadster $1,582 $132

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $360 $696 $460 $1,674
2016 Dodge Viper $348 $654 $464 $1,624
2015 Dodge Viper $340 $610 $474 $1,582
2010 Dodge Viper $260 $384 $468 $1,270

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Dodge Viper Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a brief summary of the ideas that were touched on in this article.

  • Drivers age 16 to 20 pay the highest rates, costing up to $490 each month including comprehensive and collision insurance
  • Drivers that tend to have accidents or serious violations may be required to pay an average of $1,850 more each year than a safer driver
  • Increasing comprehensive and collision deductibles could save up to $625 each year
  • Drivers can save as much as $190 per year just by shopping early and online

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $5,880
20 $3,646
30 $1,650
40 $1,582
50 $1,444
60 $1,416

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,000
$250 $1,806
$500 $1,582
$1,000 $1,366

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,582
50/100 $1,677
100/300 $1,795
250/500 $2,103
100 CSL $1,724
300 CSL $1,985
500 CSL $2,175

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,410
20 $5,816
30 $3,508
40 $3,432
50 $3,276
60 $3,246

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $84
Homeowner $24
5-yr Accident Free $118
5-yr Claim Free $104
Paid in Full/EFT $73
Advance Quote $79
Online Quote $114
Total Discounts $681
Rate after discounts $901

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles