Porsche Boxster Insurance Rates

Estimated insurance rates for a Porsche Boxster are $878 a year including full coverage. Comprehensive costs an estimated $160 each year, collision costs $206, and liability coverage costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,878. Teens pay the most at $3,464 a year or more.

Average premium for full coverage: $878

Premium estimates broken down by type of coverage:

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Boxster models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how your location can change insurance prices.

These rate differences highlight why all drivers should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Porsche Boxster insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $533
• Drivers who choose higher $1,000 deductibles will pay approximately $84 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $878
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,038
• High-risk insureds with serious driving violations could pay up to $1,878 or more
• An auto insurance policy that insures a teenage driver can cost as much as $3,464 a year

View Chart as Image

Insurance prices for a Porsche Boxster also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,000 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $3,400 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche Boxster insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $250 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche Boxster Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also having above-average credit, refrain from filing small claims, and taking advantage of discounts. Compare rates at least once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The next list is a review of the primary concepts that were illustrated above.

• You may be able to save approximately $100 per year simply by quoting online in advance
• Drivers who have several accidents or serious violations could be charged and average of $1,000 more annually to buy Porsche Boxster insurance
• Increasing policy deductibles can save approximately $250 each year
• Drivers age 20 and younger are charged the highest prices, with the cost nearing $289 per month if full coverage is included