Porsche Boxster Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Estimated insurance rates for a Porsche Boxster are $878 a year for full coverage. Comprehensive insurance costs on average $160, collision insurance costs $206, and liability costs around $376. Liability-only coverage costs as low as $426 a year, and high-risk coverage costs $1,878 or more. Teens pay the most at up to $3,464 a year.

Average premium for full coverage: $878

Premium estimates by type of coverage:

Comprehensive $160
Collision $206
Liability $376

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Boxster trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Porsche Boxster range from as low as $426 for the bare minimum liability coverage to a much higher rate of $1,878 for a policy for a high-risk driver.

Liability Only $426
Full Coverage $878
High Risk $1,878

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Porsche Boxster insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $533
  • Using higher $1,000 deductibles will save around $84 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $878
  • Selecting more expensive low deductibles for physical damage coverage will cost an extra $160 every year
  • Drivers with serious driving violations could pay upwards of $1,878
  • An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,464 or more

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance prices range from $533 to $3,464 for full coverage

Insurance prices for a Porsche Boxster also have a wide range based on your driving characteristics, the trim level of your Boxster, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $3,400 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche Boxster insurance prices. A driver around age 40 might see prices as low as $580 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,250 on average in Michigan, Louisiana, and New York.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $250 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,000 to $1,500 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 127% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $244 $390 $402 $1,172
2008 Porsche Boxster $188 $246 $398 $968
2007 Porsche Boxster $184 $240 $390 $950
2005 Porsche Boxster $166 $218 $380 $900

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Porsche Boxster Insurance

Finding better rates on car insurance requires being a low-risk driver, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Invest time comparing rates every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The items below are a brief recap of the coverage data covered in the charts and tables above.

  • Drivers can save as much as $100 per year just by shopping early and online
  • Increasing policy deductibles can save around $250 each year
  • Teen drivers pay the highest prices, as much as $289 per month for full coverage
  • Higher risk drivers who tend to receive serious violations will pay on average $1,000 more each year to insure their Boxster

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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