Porsche 911 Insurance Rates

The average insurance rates for a Porsche 911 are $2,080 a year for full coverage insurance. Comprehensive insurance costs an estimated $482 each year, collision insurance costs $1,042, and liability costs $398. Liability-only insurance costs as little as $460 a year, and high-risk driver insurance costs $4,552 or more. Teenage drivers cost the most to insure at up to $7,430 a year.

Average premium for full coverage: $2,080

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and 911 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.

• The best discount rate is $1,138
• Drivers who choose higher $1,000 deductibles will pay approximately $346 each year
• The average rate for a good driver age 40 who has $500 deductibles is $2,080
• Using low deductibles for comprehensive and collision insurance will cost an extra $678 annually
• Drivers who are prone to accidents and violations could pay up to $4,552
• Policy cost for full coverage for a 16-year-old driver can cost as much as $7,430 a year

View Chart as Image

Auto insurance rates for a Porsche 911 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as low as $1,900 per year on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $7,400 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $1,030 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $2,500 to $3,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Porsche 911 Insurance

Finding cheaper rates on insurance for a Porsche 911 not only requires being a good driver, but also having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief review of the information covered in the above illustrations.

• It is possible to save approximately $270 per year just by quoting online in advance
• Drivers age 16 to 20 are the costliest to insure, possibly costing $619 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $1,025 each year
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $2,470 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay an extra $440 annually to go from a 30/60 limit to 250/500 limits