Porsche 911 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 30, 2024
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Estimated insurance rates for a Porsche 911 are $2,100 a year with full coverage. Comprehensive insurance costs on average $502 each year, collision costs $1,050, and liability costs $390. A liability-only policy costs as little as $452 a year, with high-risk insurance costing $4,586 or more. Teen drivers pay the most at $7,452 a year or more.
Average premium for full coverage: $2,100
Premium estimates by type of coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and 911 models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Porsche 911 go from the low end price of $452 for the bare minimum liability coverage to a high rate of $4,586 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas.
The graphic below illustrates how geographic area affects car insurance rates.
These rate differences demonstrate why all drivers should compare rates based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Porsche 911 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,151
- Drivers who choose higher $1,000 deductibles will pay around $350 annually
- The estimated price for a 40-year-old good driver with $500 deductibles is $2,100
- Choosing low deductibles for comprehensive and collision insurance will cost an additional $690 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $4,586 or more
- An auto insurance policy that insures a 16-year-old driver may cost $7,452 a year
Auto insurance prices for a Porsche 911 also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.
If you have a few violations or you caused an accident, you may be forking out at a minimum $2,500 to $3,400 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 46% to 133% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,900 per year on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $7,400 a year. View Rates by Age
Where you choose to live makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,510 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,830 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,900 | -$200 | -9.5% |
| Alaska | $1,612 | -$488 | -23.2% |
| Arizona | $1,744 | -$356 | -17.0% |
| Arkansas | $2,100 | -$0 | 0.0% |
| California | $2,394 | $294 | 14.0% |
| Colorado | $2,006 | -$94 | -4.5% |
| Connecticut | $2,158 | $58 | 2.8% |
| Delaware | $2,378 | $278 | 13.2% |
| Florida | $2,628 | $528 | 25.1% |
| Georgia | $1,940 | -$160 | -7.6% |
| Hawaii | $1,508 | -$592 | -28.2% |
| Idaho | $1,422 | -$678 | -32.3% |
| Illinois | $1,564 | -$536 | -25.5% |
| Indiana | $1,582 | -$518 | -24.7% |
| Iowa | $1,420 | -$680 | -32.4% |
| Kansas | $1,998 | -$102 | -4.9% |
| Kentucky | $2,866 | $766 | 36.5% |
| Louisiana | $3,110 | $1,010 | 48.1% |
| Maine | $1,296 | -$804 | -38.3% |
| Maryland | $1,732 | -$368 | -17.5% |
| Massachusetts | $1,682 | -$418 | -19.9% |
| Michigan | $3,650 | $1,550 | 73.8% |
| Minnesota | $1,758 | -$342 | -16.3% |
| Mississippi | $2,516 | $416 | 19.8% |
| Missouri | $1,864 | -$236 | -11.2% |
| Montana | $2,256 | $156 | 7.4% |
| Nebraska | $1,658 | -$442 | -21.0% |
| Nevada | $2,520 | $420 | 20.0% |
| New Hampshire | $1,512 | -$588 | -28.0% |
| New Jersey | $2,350 | $250 | 11.9% |
| New Mexico | $1,862 | -$238 | -11.3% |
| New York | $2,212 | $112 | 5.3% |
| North Carolina | $1,210 | -$890 | -42.4% |
| North Dakota | $1,722 | -$378 | -18.0% |
| Ohio | $1,450 | -$650 | -31.0% |
| Oklahoma | $2,158 | $58 | 2.8% |
| Oregon | $1,924 | -$176 | -8.4% |
| Pennsylvania | $2,006 | -$94 | -4.5% |
| Rhode Island | $2,802 | $702 | 33.4% |
| South Carolina | $1,906 | -$194 | -9.2% |
| South Dakota | $1,772 | -$328 | -15.6% |
| Tennessee | $1,840 | -$260 | -12.4% |
| Texas | $2,532 | $432 | 20.6% |
| Utah | $1,556 | -$544 | -25.9% |
| Vermont | $1,438 | -$662 | -31.5% |
| Virginia | $1,260 | -$840 | -40.0% |
| Washington | $1,622 | -$478 | -22.8% |
| West Virginia | $1,924 | -$176 | -8.4% |
| Wisconsin | $1,454 | -$646 | -30.8% |
| Wyoming | $1,874 | -$226 | -10.8% |
Choosing high deductibles could save up to $1,040 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche 911 Carrera 2 2-Dr Coupe | $1,898 | $158 |
| Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible | $1,892 | $158 |
| Porsche 911 Carrera 4 2-Dr Coupe | $1,942 | $162 |
| Porsche 911 Carrera 2 S 2-Dr Coupe | $1,984 | $165 |
| Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible | $1,904 | $159 |
| Porsche 911 Carrera Targa 2-Dr Coupe | $2,028 | $169 |
| Porsche 911 Carrera 2 S 2-Dr Convertible | $1,978 | $165 |
| Porsche 911 Carrera 4S 2-Dr Coupe | $2,028 | $169 |
| Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible | $1,930 | $161 |
| Porsche 911 Carrera Targa S 2-Dr Coupe | $2,114 | $176 |
| Porsche 911 GT3 2-Dr Coupe | $2,186 | $182 |
| Porsche 911 GT3 RS 2-Dr Coupe | $2,358 | $197 |
| Porsche 911 Turbo 2-Dr Coupe | $2,372 | $198 |
| Porsche 911 Turbo 2-Dr Convertible | $2,322 | $194 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 911 | $502 | $1,050 | $390 | $2,100 |
| 2023 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| 2022 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
| 2021 Porsche 911 | $450 | $974 | $430 | $2,012 |
| 2020 Porsche 911 | $424 | $940 | $442 | $1,964 |
| 2019 Porsche 911 | $408 | $872 | $452 | $1,890 |
| 2018 Porsche 911 | $392 | $822 | $456 | $1,828 |
| 2017 Porsche 911 | $376 | $736 | $460 | $1,730 |
| 2016 Porsche 911 | $352 | $678 | $460 | $1,648 |
| 2015 Porsche 911 | $340 | $636 | $464 | $1,598 |
| 2014 Porsche 911 | $330 | $592 | $474 | $1,554 |
| 2013 Porsche 911 | $306 | $550 | $474 | $1,488 |
| 2012 Porsche 911 | $298 | $500 | $478 | $1,434 |
| 2011 Porsche 911 | $278 | $458 | $474 | $1,368 |
| 2010 Porsche 911 | $262 | $416 | $474 | $1,310 |
| 2009 Porsche 911 | $254 | $372 | $468 | $1,252 |
| 2008 Porsche 911 | $250 | $364 | $460 | $1,232 |
| 2007 Porsche 911 | $246 | $348 | $452 | $1,204 |
Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Porsche 911 Insurance
Finding better rates on insurance for a Porsche 911 not only requires being a good driver, but also maintaining a good credit score, being claim-free, and taking advantage of discounts. Shop around every year by requesting rates from direct companies, and also from several local insurance agents.
The following list is a recap of the coverage data presented in the illustrations above.
- You may be able to save as much as $270 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $1,050 each year
- Drivers age 16 to 20 are charged the highest prices, possibly costing $621 per month if the policy includes full coverage
- Drivers considered higher risk that have major violations or accidents pay on average $2,490 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,452 |
| 20 | $4,894 |
| 30 | $2,226 |
| 40 | $2,100 |
| 50 | $1,912 |
| 60 | $1,878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,790 |
| $250 | $2,468 |
| $500 | $2,100 |
| $1,000 | $1,750 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,100 |
| 50/100 | $2,388 |
| 100/300 | $2,471 |
| 250/500 | $2,687 |
| 100 CSL | $2,422 |
| 300 CSL | $2,604 |
| 500 CSL | $2,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,754 |
| 20 | $7,796 |
| 30 | $4,724 |
| 40 | $4,586 |
| 50 | $4,370 |
| 60 | $4,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $110 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $949 |
Discounts are estimated and may not be available from every company or in every state.
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