Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,150 a year including full coverage. Comprehensive costs on average $528 a year, collision costs $1,092, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing around $4,690. Teenage drivers pay the most at $7,572 a year or more.

Average premium for full coverage: $2,150

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,178
• Raising to $1,000 deductibles will save around $1,782 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $2,150
• Using low $100 deductibles bumps up the cost to $2,870
• At-risk drivers who are prone to accidents and violations could pay upwards of $4,690 or more
• An auto insurance policy that insures a teen driver may cost $7,572

View Chart as Image

Auto insurance prices for a Porsche 911 also have a wide range based on the trim level of your 911, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $2,600 to $3,400 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $2,000 every 12 months on average, or $167 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $7,500 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $1,650 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $3,070 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $1,090 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche 911 Insurance

Finding better rates on car insurance consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare prices once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a quick rundown of the data that was touched on in this article.

• You may be able to save as much as $280 per year simply by quoting early and online
• Policyholders who require more liability coverage will pay an extra $410 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Teen drivers are charged the highest prices, with the cost nearing $631 per month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $2,540 more each year to insure their 911