Porsche 911 Insurance Rates
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UPDATED: Mar 30, 2024
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Average auto insurance rates for a Porsche 911 are $2,100 annually for full coverage insurance. Comprehensive insurance costs an estimated $502 a year, collision insurance costs $1,050, and liability costs $390. A policy with just liability insurance costs as little as $452 a year, and coverage for high-risk drivers costs $4,586 or more. Teen drivers receive the highest rates at up to $7,452 a year.
Average premium for full coverage: $2,100
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and 911 trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $452 for just liability insurance to a high of $4,586 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.
These examples illustrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $1,151
- Drivers who choose higher $1,000 deductibles will pay approximately $1,750 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $2,100
- Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $690 annually
- Drivers with multiple violations and an at-fault accident could pay up to $4,586
- The cost with full coverage for a 16-year-old driver can cost as much as $7,452 a year
Insurance rates for a Porsche 911 can also vary considerably based on the trim level of your 911, your risk profile, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,900 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $7,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $2,500 to $3,400 additional per year, depending on your age. A high-risk auto insurance policy can cost from 46% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $1,040 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,830 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,900 | -$200 | -9.5% |
| Alaska | $1,612 | -$488 | -23.2% |
| Arizona | $1,744 | -$356 | -17.0% |
| Arkansas | $2,100 | -$0 | 0.0% |
| California | $2,394 | $294 | 14.0% |
| Colorado | $2,006 | -$94 | -4.5% |
| Connecticut | $2,158 | $58 | 2.8% |
| Delaware | $2,378 | $278 | 13.2% |
| Florida | $2,628 | $528 | 25.1% |
| Georgia | $1,940 | -$160 | -7.6% |
| Hawaii | $1,508 | -$592 | -28.2% |
| Idaho | $1,422 | -$678 | -32.3% |
| Illinois | $1,564 | -$536 | -25.5% |
| Indiana | $1,582 | -$518 | -24.7% |
| Iowa | $1,420 | -$680 | -32.4% |
| Kansas | $1,998 | -$102 | -4.9% |
| Kentucky | $2,866 | $766 | 36.5% |
| Louisiana | $3,110 | $1,010 | 48.1% |
| Maine | $1,296 | -$804 | -38.3% |
| Maryland | $1,732 | -$368 | -17.5% |
| Massachusetts | $1,682 | -$418 | -19.9% |
| Michigan | $3,650 | $1,550 | 73.8% |
| Minnesota | $1,758 | -$342 | -16.3% |
| Mississippi | $2,516 | $416 | 19.8% |
| Missouri | $1,864 | -$236 | -11.2% |
| Montana | $2,256 | $156 | 7.4% |
| Nebraska | $1,658 | -$442 | -21.0% |
| Nevada | $2,520 | $420 | 20.0% |
| New Hampshire | $1,512 | -$588 | -28.0% |
| New Jersey | $2,350 | $250 | 11.9% |
| New Mexico | $1,862 | -$238 | -11.3% |
| New York | $2,212 | $112 | 5.3% |
| North Carolina | $1,210 | -$890 | -42.4% |
| North Dakota | $1,722 | -$378 | -18.0% |
| Ohio | $1,450 | -$650 | -31.0% |
| Oklahoma | $2,158 | $58 | 2.8% |
| Oregon | $1,924 | -$176 | -8.4% |
| Pennsylvania | $2,006 | -$94 | -4.5% |
| Rhode Island | $2,802 | $702 | 33.4% |
| South Carolina | $1,906 | -$194 | -9.2% |
| South Dakota | $1,772 | -$328 | -15.6% |
| Tennessee | $1,840 | -$260 | -12.4% |
| Texas | $2,532 | $432 | 20.6% |
| Utah | $1,556 | -$544 | -25.9% |
| Vermont | $1,438 | -$662 | -31.5% |
| Virginia | $1,260 | -$840 | -40.0% |
| Washington | $1,622 | -$478 | -22.8% |
| West Virginia | $1,924 | -$176 | -8.4% |
| Wisconsin | $1,454 | -$646 | -30.8% |
| Wyoming | $1,874 | -$226 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche 911 Carrera 2 2-Dr Coupe | $1,898 | $158 |
| Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible | $1,892 | $158 |
| Porsche 911 Carrera 4 2-Dr Coupe | $1,942 | $162 |
| Porsche 911 Carrera 2 S 2-Dr Coupe | $1,984 | $165 |
| Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible | $1,904 | $159 |
| Porsche 911 Carrera Targa 2-Dr Coupe | $2,028 | $169 |
| Porsche 911 Carrera 2 S 2-Dr Convertible | $1,978 | $165 |
| Porsche 911 Carrera 4S 2-Dr Coupe | $2,028 | $169 |
| Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible | $1,930 | $161 |
| Porsche 911 Carrera Targa S 2-Dr Coupe | $2,114 | $176 |
| Porsche 911 GT3 2-Dr Coupe | $2,186 | $182 |
| Porsche 911 GT3 RS 2-Dr Coupe | $2,358 | $197 |
| Porsche 911 Turbo 2-Dr Coupe | $2,372 | $198 |
| Porsche 911 Turbo 2-Dr Convertible | $2,322 | $194 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 911 | $502 | $1,050 | $390 | $2,100 |
| 2023 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| 2022 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
| 2021 Porsche 911 | $450 | $974 | $430 | $2,012 |
| 2020 Porsche 911 | $424 | $940 | $442 | $1,964 |
| 2019 Porsche 911 | $408 | $872 | $452 | $1,890 |
| 2018 Porsche 911 | $392 | $822 | $456 | $1,828 |
| 2017 Porsche 911 | $376 | $736 | $460 | $1,730 |
| 2016 Porsche 911 | $352 | $678 | $460 | $1,648 |
| 2015 Porsche 911 | $340 | $636 | $464 | $1,598 |
| 2014 Porsche 911 | $330 | $592 | $474 | $1,554 |
| 2013 Porsche 911 | $306 | $550 | $474 | $1,488 |
| 2012 Porsche 911 | $298 | $500 | $478 | $1,434 |
| 2011 Porsche 911 | $278 | $458 | $474 | $1,368 |
| 2010 Porsche 911 | $262 | $416 | $474 | $1,310 |
| 2009 Porsche 911 | $254 | $372 | $468 | $1,252 |
| 2008 Porsche 911 | $250 | $364 | $460 | $1,232 |
| 2007 Porsche 911 | $246 | $348 | $452 | $1,204 |
Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Porsche 911 Insurance
Saving money on insurance for a Porsche 911 not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a condensed summary of the data that was illustrated above.
- It is possible to save approximately $270 per year just by quoting early and online
- Insureds who want increased liability limits will pay about $430 annually to go from a minimum limit to higher 250/500 limits
- Drivers under the age of 20 are expensive to insure, costing up to $621 per month if they have full coverage
- Drivers considered higher risk with multiple at-fault accidents may pay on average $2,490 more annually to insure a Porsche 911
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,452 |
| 20 | $4,894 |
| 30 | $2,226 |
| 40 | $2,100 |
| 50 | $1,912 |
| 60 | $1,878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,790 |
| $250 | $2,468 |
| $500 | $2,100 |
| $1,000 | $1,750 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,100 |
| 50/100 | $2,388 |
| 100/300 | $2,471 |
| 250/500 | $2,687 |
| 100 CSL | $2,422 |
| 300 CSL | $2,604 |
| 500 CSL | $2,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,754 |
| 20 | $7,796 |
| 30 | $4,724 |
| 40 | $4,586 |
| 50 | $4,370 |
| 60 | $4,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $110 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $949 |
Discounts are estimated and may not be available from every company or in every state.
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