Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,100 a year for full coverage insurance. Comprehensive insurance costs an estimated $502 each year, collision costs $1,050, and liability coverage is $390. A policy with only liability insurance costs around $452 a year, with a high-risk policy costing $4,586 or more. Teenage drivers pay the most at $7,452 a year or more.

Average premium for full coverage: $2,100

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the difference location can make on insurance prices.

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Porsche 911 insurance rates for other coverage scenarios.

• The best discount rate is $1,151
• Raising to $1,000 deductibles will save approximately $350 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $2,100
• Using low deductibles will cost an extra $690 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $4,586 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $7,452

View Chart as Image

Car insurance prices for a Porsche 911 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $7,400 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 911 insurance rates. A middle-age driver might find prices as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,830 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $1,040 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $2,500 to $3,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 46% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche 911 Insurance

Finding better rates on auto insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the information touched on in this article.

• It is possible to save approximately $270 per year simply by quoting online in advance
• Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $621 per month if full coverage is included
• Increasing policy deductibles can save around $1,050 each year
• Drivers who have several accidents or serious violations pay on average $2,490 more annually than a safer driver
• Consumers who want an increased level of liability coverage will pay an extra $430 annually to raise from 30/60 bodily injury limits to 250/500 limits