Porsche 911 Insurance Rates

U.S. average insurance rates for a Porsche 911 are $2,100 a year for full coverage insurance. Comprehensive costs approximately $502 each year, collision insurance costs $1,050, and liability insurance costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs around $4,586. Teenage drivers pay the highest rates at up to $7,452 a year.

Average premium for full coverage: $2,100

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and 911 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why all drivers should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Porsche 911 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,151
• Drivers who choose higher $1,000 deductibles will pay $350 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $2,100
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $2,790
• High risk drivers who are prone to accidents and violations could pay around $4,586
• The price that insures a teen driver can cost $7,452 a year

View Chart as Image

Insurance prices for a Porsche 911 are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $2,500 to $3,400 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $7,400 a year. View Rates by Age

The state you live in makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,830 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $1,040 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Porsche 911 Insurance

Getting lower rates on Porsche 911 insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a brief recap of the information presented in the illustrations above.

• It is possible to save around $270 per year just by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, as much as $621 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $1,050 each year
• High-risk drivers who tend to receive serious violations could be charged and average of $2,490 more per year than a driver with a clean driving record
• Drivers who purchase additional liability coverage will pay an extra $430 annually to go from a low limit to the 250/500 level