Pontiac Vibe Insurance Rates

Estimated auto insurance rates for a Pontiac Vibe are $850 annually including full coverage. Comprehensive costs approximately $146, collision costs $178, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $1,818. Teenage drivers pay the most at $3,398 a year or more.

Average premium for full coverage: $850

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Vibe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Pontiac Vibe insurance rates for additional coverage and risk scenarios.

• The best discount rate is $519
• Raising to $1,000 deductibles will save $76 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $850
• Using more expensive low deductibles will cost $988
• Unlucky drivers who are prone to accidents and violations could pay around $1,818 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $3,398

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Insurance prices for a Pontiac Vibe also have a wide range based on the model of your Vibe, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $3,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,000 to $1,400 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $220 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Pontiac Vibe insurance rates. A middle-age driver might find prices as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,210 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Pontiac Vibe Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a review of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $283 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may have to pay on average $970 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $225 each year
• You may be able to save around $90 per year simply by shopping early and online