Pontiac Vibe Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Pontiac Vibe are $892 a year including full coverage. Comprehensive insurance costs approximately $152, collision insurance costs $202, and liability insurance costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $1,918 or more. Teenage drivers pay the most at up to $3,558 a year.

Average premium for full coverage: $892

Premium estimates by type of coverage:

Comprehensive $152
Collision $202
Liability $402

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Vibe trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Pontiac Vibe range from the low end price of $446 for liability-only coverage to a much higher rate of $1,918 for a high-risk driver policy.

Liability Only $446
Full Coverage $892
High Risk $1,918

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $669
Small Cities $937
Large Cities $1,204

These rate differences highlight why anyone shopping for car insurance should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Pontiac Vibe insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $540
  • Using higher $1,000 deductibles will save $80 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $892
  • Using more expensive low deductibles for physical damage coverage will cost an additional $154 a year
  • Drivers who are prone to accidents and violations could pay around $1,918
  • An auto insurance policy that insures a teen driver with full coverage can cost $3,558 or more

View Chart as Image

Pontiac Vibe insurance cost comparison chart
Column chart showing Pontiac Vibe insurance prices range from $540 to $3,558 for full coverage

Insurance prices for a Pontiac Vibe also have a wide range based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 137% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

Where you choose to live has a huge impact on Pontiac Vibe insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,270 on average in Louisiana, New York, and Michigan.

Pontiac Vibe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $806 -$86 -9.6%
Alaska $684 -$208 -23.3%
Arizona $740 -$152 -17.0%
Arkansas $892 -$0 0.0%
California $1,016 $124 13.9%
Colorado $850 -$42 -4.7%
Connecticut $916 $24 2.7%
Delaware $1,006 $114 12.8%
Florida $1,112 $220 24.7%
Georgia $826 -$66 -7.4%
Hawaii $642 -$250 -28.0%
Idaho $604 -$288 -32.3%
Illinois $664 -$228 -25.6%
Indiana $674 -$218 -24.4%
Iowa $602 -$290 -32.5%
Kansas $848 -$44 -4.9%
Kentucky $1,216 $324 36.3%
Louisiana $1,322 $430 48.2%
Maine $550 -$342 -38.3%
Maryland $736 -$156 -17.5%
Massachusetts $712 -$180 -20.2%
Michigan $1,548 $656 73.5%
Minnesota $748 -$144 -16.1%
Mississippi $1,068 $176 19.7%
Missouri $792 -$100 -11.2%
Montana $958 $66 7.4%
Nebraska $702 -$190 -21.3%
Nevada $1,070 $178 20.0%
New Hampshire $644 -$248 -27.8%
New Jersey $998 $106 11.9%
New Mexico $788 -$104 -11.7%
New York $938 $46 5.2%
North Carolina $514 -$378 -42.4%
North Dakota $734 -$158 -17.7%
Ohio $616 -$276 -30.9%
Oklahoma $914 $22 2.5%
Oregon $818 -$74 -8.3%
Pennsylvania $850 -$42 -4.7%
Rhode Island $1,190 $298 33.4%
South Carolina $808 -$84 -9.4%
South Dakota $752 -$140 -15.7%
Tennessee $780 -$112 -12.6%
Texas $1,076 $184 20.6%
Utah $662 -$230 -25.8%
Vermont $608 -$284 -31.8%
Virginia $536 -$356 -39.9%
Washington $688 -$204 -22.9%
West Virginia $818 -$74 -8.3%
Wisconsin $616 -$276 -30.9%
Wyoming $794 -$98 -11.0%

View Chart as Image

Pontiac Vibe insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $240 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Pontiac Vibe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Pontiac Vibe 1.8 $856 $71
Pontiac Vibe 2.4 $856 $71
Pontiac Vibe AWD $912 $76
Pontiac Vibe GT $912 $76

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Pontiac Vibe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Pontiac Vibe $162 $222 $402 $922
2009 Pontiac Vibe $152 $202 $402 $892
2008 Pontiac Vibe $148 $182 $398 $864
2007 Pontiac Vibe $146 $178 $390 $850
2006 Pontiac Vibe $144 $168 $384 $832
2005 Pontiac Vibe $132 $160 $380 $808
2004 Pontiac Vibe $126 $152 $376 $790

Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Pontiac Vibe Insurance

Finding better rates on Pontiac Vibe insurance requires avoiding accidents and claims, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a brief summary of the information presented in the illustrations above.

  • You may be able to save around $100 per year just by shopping early and online
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $297 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $225 each year
  • High-risk drivers that tend to have accidents or serious violations will likely pay on average $1,030 more per year to insure a Pontiac Vibe
  • Drivers who purchase increased liability limits will pay an extra $440 per year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Pontiac Vibe Insurance Rates by Driver Age
Driver Age Premium
16 $3,558
20 $2,036
30 $910
40 $892
50 $818
60 $802

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,046
$250 $976
$500 $892
$1,000 $812

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $892
50/100 $992
100/300 $1,093
250/500 $1,354
100 CSL $1,033
300 CSL $1,254
500 CSL $1,415

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe Insurance Rates for High Risk Drivers
Age Premium
16 $5,018
20 $3,242
30 $1,936
40 $1,918
50 $1,830
60 $1,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $55
5-yr Claim Free $56
Paid in Full/EFT $33
Advance Quote $39
Online Quote $60
Total Discounts $352
Rate after discounts $540

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles