Pontiac Vibe Insurance Rates
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UPDATED: Feb 24, 2023
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Estimated insurance rates for a Pontiac Vibe are $864 a year with full coverage. Comprehensive costs on average $148 each year, collision insurance costs $182, and liability is estimated at $398. Liability-only coverage costs approximately $444 a year, and high-risk coverage costs around $1,850. Teen drivers pay the most at up to $3,454 a year.
Average premium for full coverage: $864
Premium estimates by type of coverage:
Prices include $500 physical damage deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Vibe models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Pontiac Vibe range from the low end price of $444 for just liability insurance to a high rate of $1,850 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences demonstrate why all drivers should get quotes based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Pontiac Vibe insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $527
- Choosing higher $1,000 deductibles can save around $76 annually
- The estimated price for a 40-year-old good driver with $500 deductibles is $864
- Choosing low deductibles for comp and collision coverage bumps up the cost to $1,004
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,850
- An auto insurance policy that insures a 16-year-old driver may cost $3,454 each year
Insurance prices for a Pontiac Vibe also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.
If you have a few violations or you caused an accident, you may be forking out at a minimum $1,000 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 129% more than average. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Pontiac Vibe insurance prices. A good driver about age 40 could pay as low as $620 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,170 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $780 | -$84 | -9.7% |
| Alaska | $664 | -$200 | -23.1% |
| Arizona | $714 | -$150 | -17.4% |
| Arkansas | $864 | -$0 | 0.0% |
| California | $982 | $118 | 13.7% |
| Colorado | $824 | -$40 | -4.6% |
| Connecticut | $886 | $22 | 2.5% |
| Delaware | $976 | $112 | 13.0% |
| Florida | $1,076 | $212 | 24.5% |
| Georgia | $798 | -$66 | -7.6% |
| Hawaii | $620 | -$244 | -28.2% |
| Idaho | $584 | -$280 | -32.4% |
| Illinois | $642 | -$222 | -25.7% |
| Indiana | $650 | -$214 | -24.8% |
| Iowa | $582 | -$282 | -32.6% |
| Kansas | $818 | -$46 | -5.3% |
| Kentucky | $1,178 | $314 | 36.3% |
| Louisiana | $1,278 | $414 | 47.9% |
| Maine | $534 | -$330 | -38.2% |
| Maryland | $712 | -$152 | -17.6% |
| Massachusetts | $686 | -$178 | -20.6% |
| Michigan | $1,498 | $634 | 73.4% |
| Minnesota | $724 | -$140 | -16.2% |
| Mississippi | $1,036 | $172 | 19.9% |
| Missouri | $766 | -$98 | -11.3% |
| Montana | $926 | $62 | 7.2% |
| Nebraska | $678 | -$186 | -21.5% |
| Nevada | $1,036 | $172 | 19.9% |
| New Hampshire | $622 | -$242 | -28.0% |
| New Jersey | $966 | $102 | 11.8% |
| New Mexico | $762 | -$102 | -11.8% |
| New York | $908 | $44 | 5.1% |
| North Carolina | $498 | -$366 | -42.4% |
| North Dakota | $708 | -$156 | -18.1% |
| Ohio | $594 | -$270 | -31.3% |
| Oklahoma | $884 | $20 | 2.3% |
| Oregon | $792 | -$72 | -8.3% |
| Pennsylvania | $822 | -$42 | -4.9% |
| Rhode Island | $1,152 | $288 | 33.3% |
| South Carolina | $782 | -$82 | -9.5% |
| South Dakota | $728 | -$136 | -15.7% |
| Tennessee | $754 | -$110 | -12.7% |
| Texas | $1,040 | $176 | 20.4% |
| Utah | $638 | -$226 | -26.2% |
| Vermont | $590 | -$274 | -31.7% |
| Virginia | $514 | -$350 | -40.5% |
| Washington | $666 | -$198 | -22.9% |
| West Virginia | $792 | -$72 | -8.3% |
| Wisconsin | $596 | -$268 | -31.0% |
| Wyoming | $768 | -$96 | -11.1% |
Choosing high deductibles can save as much as $220 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Pontiac Vibe 1.8 | $828 | $69 |
| Pontiac Vibe 2.4 | $828 | $69 |
| Pontiac Vibe AWD | $880 | $73 |
| Pontiac Vibe GT | $880 | $73 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Pontiac Vibe | $174 | $244 | $406 | $960 |
| 2009 Pontiac Vibe | $162 | $222 | $402 | $922 |
| 2008 Pontiac Vibe | $152 | $202 | $402 | $892 |
| 2007 Pontiac Vibe | $148 | $182 | $398 | $864 |
| 2006 Pontiac Vibe | $146 | $178 | $390 | $850 |
| 2005 Pontiac Vibe | $144 | $168 | $384 | $832 |
| 2004 Pontiac Vibe | $132 | $160 | $380 | $808 |
| 2003 Pontiac Vibe | $126 | $152 | $376 | $790 |
Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Pontiac Vibe Insurance
Finding better rates on insurance for a Pontiac Vibe takes being a safe and courteous driver, having above-average credit, being claim-free, and determing if full coverage is necessary. Shop around once a year by getting rate quotes from direct companies, and also from several local insurance agents.
Below is a quick rundown of the data that was covered above.
- You may be able to save as much as $100 per year just by quoting online in advance
- Insureds who require higher levels of liability will pay about $440 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
- Teenage drivers pay the highest prices, possibly costing $288 per month if full coverage is included
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $990 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,454 |
| 20 | $1,962 |
| 30 | $878 |
| 40 | $864 |
| 50 | $794 |
| 60 | $778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,004 |
| $250 | $940 |
| $500 | $864 |
| $1,000 | $788 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $864 |
| 50/100 | $960 |
| 100/300 | $1,059 |
| 250/500 | $1,318 |
| 100 CSL | $999 |
| 300 CSL | $1,218 |
| 500 CSL | $1,378 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,864 |
| 20 | $3,126 |
| 30 | $1,866 |
| 40 | $1,850 |
| 50 | $1,766 |
| 60 | $1,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $37 |
| Online Quote | $58 |
| Total Discounts | $337 |
Discounts are estimated and may not be available from every company or in every state.
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