Pontiac Vibe Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a Pontiac Vibe are $892 a year for full coverage. Comprehensive costs an estimated $152 a year, collision insurance costs $202, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $1,918. Teenage drivers pay the highest rates at up to $3,558 a year.
Average premium for full coverage: $892
Price estimates broken down by individual coverage:
Prices include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Vibe trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Pontiac Vibe insurance prices range from the low end price of $446 for your basic liability-only policy to a high of $1,918 for a high-risk driver policy.
Geographic Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.
The ranges above show why it is important to get quotes for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Pontiac Vibe insurance rates for other coverage scenarios.
- The best discount rate is $540
- Choosing higher $1,000 deductibles can save approximately $812 a year
- The estimated price for the average middle-age driver who has $500 deductibles is $892
- Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,046
- High-risk insureds who are prone to accidents and violations could pay up to $1,918
- The price that insures a teen driver can cost as much as $3,558 each year
Insurance prices for a Pontiac Vibe are also quite variable based on the trim level of your Vibe, how you drive, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you could be paying $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 137% more than a normal policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $3,500 a year. View Rates by Age
The state you live in plays a big part in determining prices for Pontiac Vibe insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,270 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $806 | -$86 | -9.6% |
| Alaska | $684 | -$208 | -23.3% |
| Arizona | $740 | -$152 | -17.0% |
| Arkansas | $892 | -$0 | 0.0% |
| California | $1,016 | $124 | 13.9% |
| Colorado | $850 | -$42 | -4.7% |
| Connecticut | $916 | $24 | 2.7% |
| Delaware | $1,006 | $114 | 12.8% |
| Florida | $1,112 | $220 | 24.7% |
| Georgia | $826 | -$66 | -7.4% |
| Hawaii | $642 | -$250 | -28.0% |
| Idaho | $604 | -$288 | -32.3% |
| Illinois | $664 | -$228 | -25.6% |
| Indiana | $674 | -$218 | -24.4% |
| Iowa | $602 | -$290 | -32.5% |
| Kansas | $848 | -$44 | -4.9% |
| Kentucky | $1,216 | $324 | 36.3% |
| Louisiana | $1,322 | $430 | 48.2% |
| Maine | $550 | -$342 | -38.3% |
| Maryland | $736 | -$156 | -17.5% |
| Massachusetts | $712 | -$180 | -20.2% |
| Michigan | $1,548 | $656 | 73.5% |
| Minnesota | $748 | -$144 | -16.1% |
| Mississippi | $1,068 | $176 | 19.7% |
| Missouri | $792 | -$100 | -11.2% |
| Montana | $958 | $66 | 7.4% |
| Nebraska | $702 | -$190 | -21.3% |
| Nevada | $1,070 | $178 | 20.0% |
| New Hampshire | $644 | -$248 | -27.8% |
| New Jersey | $998 | $106 | 11.9% |
| New Mexico | $788 | -$104 | -11.7% |
| New York | $938 | $46 | 5.2% |
| North Carolina | $514 | -$378 | -42.4% |
| North Dakota | $734 | -$158 | -17.7% |
| Ohio | $616 | -$276 | -30.9% |
| Oklahoma | $914 | $22 | 2.5% |
| Oregon | $818 | -$74 | -8.3% |
| Pennsylvania | $850 | -$42 | -4.7% |
| Rhode Island | $1,190 | $298 | 33.4% |
| South Carolina | $808 | -$84 | -9.4% |
| South Dakota | $752 | -$140 | -15.7% |
| Tennessee | $780 | -$112 | -12.6% |
| Texas | $1,076 | $184 | 20.6% |
| Utah | $662 | -$230 | -25.8% |
| Vermont | $608 | -$284 | -31.8% |
| Virginia | $536 | -$356 | -39.9% |
| Washington | $688 | -$204 | -22.9% |
| West Virginia | $818 | -$74 | -8.3% |
| Wisconsin | $616 | -$276 | -30.9% |
| Wyoming | $794 | -$98 | -11.0% |
Using high physical damage deductibles can save as much as $240 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Pontiac Vibe 1.8 | $856 | $71 |
| Pontiac Vibe 2.4 | $856 | $71 |
| Pontiac Vibe AWD | $912 | $76 |
| Pontiac Vibe GT | $912 | $76 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Pontiac Vibe | $162 | $222 | $402 | $922 |
| 2009 Pontiac Vibe | $152 | $202 | $402 | $892 |
| 2008 Pontiac Vibe | $148 | $182 | $398 | $864 |
| 2007 Pontiac Vibe | $146 | $178 | $390 | $850 |
| 2006 Pontiac Vibe | $144 | $168 | $384 | $832 |
| 2005 Pontiac Vibe | $132 | $160 | $380 | $808 |
| 2004 Pontiac Vibe | $126 | $152 | $376 | $790 |
Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Pontiac Vibe Insurance
Getting lower rates on Pontiac Vibe insurance takes not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices every time your policy renews by quoting rates from direct carriers, and also from your local independent and exclusive agents.
The following is a quick rundown of the information raised in the charts and tables above.
- Drivers can save approximately $100 per year just by quoting early and online
- Teens are charged the highest prices, with premiums as much as $297 a month if full coverage is included
- Increasing physical damage deductibles can save approximately $225 each year
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,030 more annually for Vibe insurance
- Drivers who want higher liability limits will pay an extra $440 each year to raise limits from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,558 |
| 20 | $2,036 |
| 30 | $910 |
| 40 | $892 |
| 50 | $818 |
| 60 | $802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,046 |
| $250 | $976 |
| $500 | $892 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $892 |
| 50/100 | $992 |
| 100/300 | $1,093 |
| 250/500 | $1,354 |
| 100 CSL | $1,033 |
| 300 CSL | $1,254 |
| 500 CSL | $1,415 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,018 |
| 20 | $3,242 |
| 30 | $1,936 |
| 40 | $1,918 |
| 50 | $1,830 |
| 60 | $1,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $352 |
Discounts are estimated and may not be available from every company or in every state.
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