Pontiac Vibe 2.4 Insurance Rates

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Estimated insurance prices for a Pontiac Vibe 2.4 are $1,206 every 12 months for full coverage insurance. Comprehensive costs on average $284, collision costs $476, and liability costs around $310. A liability-only policy costs as low as $370 a year, with high-risk insurance costing around $2,590. Teenage drivers pay the most at $4,390 a year or more.

Annual premium for full coverage: $1,206

Premium estimates by type of insurance:

Comprehensive $284
Collision $476
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Pontiac Vibe Trim Level

For a driver in their 40's, insurance rates for a Pontiac Vibe 2.4 go from the cheapest price of $370 for minimum levels of liability insurance to a much higher rate of $2,590 for a driver who has had serious violations or accidents.

Liability Only $370
Full Coverage $1,206
High Risk $2,590

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Pontiac Vibe 2.4 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year of your Vibe.

Using high physical damage deductibles could cut rates by as much as $510 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $279 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Pontiac Vibe 2.4 insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different.

View Chart as Image

Pontiac Vibe 2.4 insurance cost comparison chart
Column chart showing Pontiac Vibe 2.4 insurance prices range from $697 to $4,390 for full coverage

The chart estimates Pontiac Vibe 2.4 insurance rates for different coverage choices and risks. The best rate after discounts is $697. Drivers who use higher $1,000 deductibles will pay $1,034. The average rate for a 40-year-old male driver using $500 deductibles is $1,206. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,542. Drivers with multiple violations and accidents could be charged up to $2,590. The price for full coverage insurance for a teen driver can be as high as $4,390.

Pontiac Vibe 2.4 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $924 -$282 -23.4%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,152 -$54 -4.5%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,116 -$90 -7.5%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $908 -$298 -24.7%
Iowa $812 -$394 -32.7%
Kansas $1,144 -$62 -5.1%
Kentucky $1,644 $438 36.3%
Louisiana $1,786 $580 48.1%
Maine $744 -$462 -38.3%
Maryland $996 -$210 -17.4%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $870 -$336 -27.9%
New Jersey $1,348 $142 11.8%
New Mexico $1,066 -$140 -11.6%
New York $1,270 $64 5.3%
North Carolina $694 -$512 -42.5%
North Dakota $988 -$218 -18.1%
Ohio $830 -$376 -31.2%
Oklahoma $1,238 $32 2.7%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,608 $402 33.3%
South Carolina $1,094 -$112 -9.3%
South Dakota $1,016 -$190 -15.8%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $890 -$316 -26.2%
Vermont $824 -$382 -31.7%
Virginia $722 -$484 -40.1%
Washington $930 -$276 -22.9%
West Virginia $1,108 -$98 -8.1%
Wisconsin $834 -$372 -30.8%
Wyoming $1,074 -$132 -10.9%

View Chart as Image

Pontiac Vibe 2.4 insurance rates by U.S. city

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Rates by Driver Age

Pontiac Vibe 2.4 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,760
30 $1,264
40 $1,206
50 $1,100
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe 2.4 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,388
$500 $1,206
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe 2.4 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,268
100/300 $1,346
250/500 $1,547
100 CSL $1,299
300 CSL $1,470
500 CSL $1,594

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe 2.4 Insurance Rates for High Risk Drivers
Age Premium
16 $6,268
20 $4,378
30 $2,654
40 $2,590
50 $2,466
60 $2,444

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $89
5-yr Claim Free $77
Paid in Full/EFT $56
Advance Quote $59
Online Quote $86
Total Discounts $509
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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