Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,346 every 12 months including full coverage. Comprehensive costs approximately $248, collision insurance costs $524, and liability is estimated at $416. A policy with only liability insurance costs approximately $474 a year, and a high-risk policy costs around $2,938. Teens pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why everyone should get quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $769
• Choosing higher $1,000 deductibles can save $176 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,346
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,688
• Unlucky drivers with serious driving violations could pay around $2,938
• An auto insurance policy to insure a teen driver for full coverage can cost $5,136 each year

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Versa.

Choosing higher comprehensive and collision insurance deductibles can save as much as $520 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Nissan Versa insurance for high-risk drivers ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan Versa Insurance

Finding better rates on car insurance takes having a decent driving record, maintaining a good credit score, refrain from filing small claims, and attention to physical damage deductibles. Set aside time to shop around at least once a year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Higher risk drivers that have major violations or accidents could be charged and average of $1,590 more per year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $525 each year
• 16 to 18-year-old drivers pay the highest auto insurance prices, with the cost nearing $428 per month if the policy includes full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.