Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average insurance rates for a Nissan Versa are $1,246 a year for full coverage. Comprehensive costs on average $208 each year, collision insurance costs $424, and liability is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $2,718. Teen drivers cost the most to insure at up to $4,874 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Versa models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $721
• Choosing higher $1,000 deductibles can save around $144 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,246
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,526
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,718
• Policy cost for full coverage for a 16-year-old driver may cost $4,874 each year

View Chart as Image

Insurance rates for a Nissan Versa also range considerably based on your risk profile, the trim level of your Versa, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $430 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Versa Insurance

Finding cheaper rates on insurance for a Nissan Versa takes avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a brief review of the car insurance concepts covered above.

• Drivers considered higher risk with DUI or reckless driving convictions will pay on average $1,470 more each year for car insurance
• Drivers can save as much as $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Insureds who require higher liability limits will pay about $500 each year to raise limits from a 30/60 limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.