Nissan Versa Insurance Rates
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UPDATED: Mar 15, 2023
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If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
Estimated insurance prices for a Nissan Versa are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs around $218, collision insurance costs $450, and liability coverage is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs $2,786 or more. Teen drivers pay the most at up to $4,966 a year.
Average premium for full coverage: $1,278
Premium estimates for type of coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Versa trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Nissan Versa range from the cheapest price of $504 for liability-only coverage to a much higher rate of $2,786 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Nissan Versa insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $737
- Raising to $1,000 deductibles will save about $152 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,278
- Choosing more expensive low deductibles costs an extra $296 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,786
- An auto insurance policy to insure a teenage driver with full coverage can be $4,966
Insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing high deductibles can reduce prices by up to $450 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 131% more than average. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Versa insurance rates. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,720 on average in Michigan, New York, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Versa 1.6 SEDAN||$1,134||$95|
|Nissan Versa 1.8 S Hatchback||$1,266||$106|
|Nissan Versa 1.8 S SEDAN||$1,266||$106|
|Nissan Versa 1.8 SL Hatchback||$1,372||$114|
|Nissan Versa 1.8 SL SEDAN||$1,372||$114|
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2019 Nissan Versa||$240||$502||$430||$1,330|
|2018 Nissan Versa||$226||$484||$442||$1,310|
|2017 Nissan Versa||$218||$450||$452||$1,278|
|2016 Nissan Versa||$208||$424||$456||$1,246|
|2015 Nissan Versa||$200||$380||$460||$1,198|
|2014 Nissan Versa||$188||$350||$460||$1,156|
|2013 Nissan Versa||$180||$328||$464||$1,130|
|2012 Nissan Versa||$176||$306||$474||$1,114|
|2011 Nissan Versa||$164||$284||$474||$1,080|
|2009 Nissan Versa||$148||$236||$474||$1,016|
|2008 Nissan Versa||$140||$214||$474||$986|
|2007 Nissan Versa||$134||$192||$468||$952|
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Versa Insurance
Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The items below are a brief review of the data illustrated above.
- Consumers who may need more liability coverage will pay about $500 annually to raise from 30/60 bodily injury limits to a 250/500 level
- It is possible to save up to $150 per year just by shopping early and online
- Increasing policy deductibles could save as much as $450 each year
- Teen drivers are charged the highest prices, with premiums being up to $414 per month if full coverage is included
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
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What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$92|
|5-yr Claim Free||$83|
|Paid in Full/EFT||$56|
Discounts are estimated and may not be available from every company or in every state.