Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 20, 2022

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Average insurance rates for a Mitsubishi Mirage are $1,220 a year including full coverage. Comprehensive insurance costs around $216 a year, collision insurance costs $404, and liability coverage is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs $2,650 or more. 16-year-old drivers receive the highest rates at up to $4,746 a year.

Average premium for full coverage: $1,220

Rate estimates for individual coverage type:

Comprehensive $216
Collision $404
Liability $442

Rates are based on $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Mirage trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the low end price of $496 for just the minimum liability insurance to a high of $2,650 for a high-risk insurance policy.

Liability Only $496
Full Coverage $1,220
High Risk $2,650

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change auto insurance rates.

Rural Areas $915
Small Cities $1,281
Large Cities $1,647

These examples highlight why it is important to compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $711
  • Raising to $1,000 deductibles will save about $1,080 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,220
  • Buying low $100 deductibles will cost an additional $272 each year
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,650
  • The cost that insures a teenage driver can be $4,746

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $711 to $4,746 for full coverage

Insurance rates for a Mitsubishi Mirage can also vary considerably based on the trim level of your Mirage, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you live also has a big influence on Mitsubishi Mirage insurance rates. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,740 on average in Michigan, New York, and Louisiana.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$118 -9.7%
Alaska $936 -$284 -23.3%
Arizona $1,014 -$206 -16.9%
Arkansas $1,220 -$0 0.0%
California $1,390 $170 13.9%
Colorado $1,166 -$54 -4.4%
Connecticut $1,254 $34 2.8%
Delaware $1,380 $160 13.1%
Florida $1,524 $304 24.9%
Georgia $1,126 -$94 -7.7%
Hawaii $876 -$344 -28.2%
Idaho $826 -$394 -32.3%
Illinois $908 -$312 -25.6%
Indiana $918 -$302 -24.8%
Iowa $822 -$398 -32.6%
Kansas $1,160 -$60 -4.9%
Kentucky $1,664 $444 36.4%
Louisiana $1,806 $586 48.0%
Maine $752 -$468 -38.4%
Maryland $1,008 -$212 -17.4%
Massachusetts $976 -$244 -20.0%
Michigan $2,120 $900 73.8%
Minnesota $1,020 -$200 -16.4%
Mississippi $1,462 $242 19.8%
Missouri $1,080 -$140 -11.5%
Montana $1,312 $92 7.5%
Nebraska $962 -$258 -21.1%
Nevada $1,462 $242 19.8%
New Hampshire $880 -$340 -27.9%
New Jersey $1,364 $144 11.8%
New Mexico $1,080 -$140 -11.5%
New York $1,286 $66 5.4%
North Carolina $702 -$518 -42.5%
North Dakota $998 -$222 -18.2%
Ohio $842 -$378 -31.0%
Oklahoma $1,252 $32 2.6%
Oregon $1,118 -$102 -8.4%
Pennsylvania $1,166 -$54 -4.4%
Rhode Island $1,626 $406 33.3%
South Carolina $1,104 -$116 -9.5%
South Dakota $1,030 -$190 -15.6%
Tennessee $1,070 -$150 -12.3%
Texas $1,470 $250 20.5%
Utah $904 -$316 -25.9%
Vermont $836 -$384 -31.5%
Virginia $730 -$490 -40.2%
Washington $944 -$276 -22.6%
West Virginia $1,118 -$102 -8.4%
Wisconsin $844 -$376 -30.8%
Wyoming $1,088 -$132 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $420 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mitsubishi Mirage $216 $404 $442 $1,220
2017 Mitsubishi Mirage $206 $374 $452 $1,190
2015 Mitsubishi Mirage $190 $316 $460 $1,124

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mitsubishi Mirage Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a quick review of the car insurance concepts illustrated above.

  • Drivers with a DUI or reckless driving violation may have to pay on average $1,430 more every year for Mirage insurance
  • You may be able to save up to $140 per year just by quoting early and online
  • Increasing deductibles can save approximately $400 each year
  • Consumers who may need higher liability limits will pay around $490 per year to raise from a minimum limit to the 250/500 level

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,746
20 $2,832
30 $1,260
40 $1,220
50 $1,118
60 $1,096

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,364
$500 $1,220
$1,000 $1,080

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,220
50/100 $1,308
100/300 $1,419
250/500 $1,706
100 CSL $1,353
300 CSL $1,596
500 CSL $1,773

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,736
20 $4,514
30 $2,692
40 $2,650
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $86
5-yr Claim Free $78
Paid in Full/EFT $52
Advance Quote $59
Online Quote $85
Total Discounts $509
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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