Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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The average insurance prices for a Mitsubishi Mirage are $1,164 every 12 months including full coverage. Comprehensive costs an estimated $198, collision insurance costs $352, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs around $2,528. 16-year-old drivers cost the most to insure at up to $4,584 a year.
Average premium for full coverage: $1,164
Policy rates broken down by type of insurance:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Mirage trim levels.
Price Range Variability
Using a middle-aged driver as an example, Mitsubishi Mirage insurance rates range from the cheapest price of $508 for just liability insurance to a much higher rate of $2,528 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects insurance prices.
The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Mitsubishi Mirage insurance rates for other coverage scenarios.
- The best full coverage rate is $685
- Using higher $1,000 deductibles will save approximately $124 every year
- The average price for a good driver age 40 who has $500 deductibles is $1,164
- Buying more expensive low deductibles for physical damage coverage increases the price to $1,408
- High-risk insureds with multiple tickets or accidents could pay up to $2,528
- Policy cost to insure a 16-year-old driver with full coverage can cost as much as $4,584 or more
Car insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles could cut rates by as much as $370 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be from 44% to 134% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,660 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,054 | -$110 | -9.5% |
| Alaska | $894 | -$270 | -23.2% |
| Arizona | $966 | -$198 | -17.0% |
| Arkansas | $1,164 | -$0 | 0.0% |
| California | $1,328 | $164 | 14.1% |
| Colorado | $1,116 | -$48 | -4.1% |
| Connecticut | $1,198 | $34 | 2.9% |
| Delaware | $1,320 | $156 | 13.4% |
| Florida | $1,460 | $296 | 25.4% |
| Georgia | $1,076 | -$88 | -7.6% |
| Hawaii | $838 | -$326 | -28.0% |
| Idaho | $788 | -$376 | -32.3% |
| Illinois | $870 | -$294 | -25.3% |
| Indiana | $878 | -$286 | -24.6% |
| Iowa | $786 | -$378 | -32.5% |
| Kansas | $1,108 | -$56 | -4.8% |
| Kentucky | $1,590 | $426 | 36.6% |
| Louisiana | $1,724 | $560 | 48.1% |
| Maine | $720 | -$444 | -38.1% |
| Maryland | $962 | -$202 | -17.4% |
| Massachusetts | $932 | -$232 | -19.9% |
| Michigan | $2,024 | $860 | 73.9% |
| Minnesota | $976 | -$188 | -16.2% |
| Mississippi | $1,396 | $232 | 19.9% |
| Missouri | $1,034 | -$130 | -11.2% |
| Montana | $1,254 | $90 | 7.7% |
| Nebraska | $918 | -$246 | -21.1% |
| Nevada | $1,398 | $234 | 20.1% |
| New Hampshire | $840 | -$324 | -27.8% |
| New Jersey | $1,302 | $138 | 11.9% |
| New Mexico | $1,032 | -$132 | -11.3% |
| New York | $1,230 | $66 | 5.7% |
| North Carolina | $672 | -$492 | -42.3% |
| North Dakota | $952 | -$212 | -18.2% |
| Ohio | $806 | -$358 | -30.8% |
| Oklahoma | $1,198 | $34 | 2.9% |
| Oregon | $1,068 | -$96 | -8.2% |
| Pennsylvania | $1,112 | -$52 | -4.5% |
| Rhode Island | $1,554 | $390 | 33.5% |
| South Carolina | $1,056 | -$108 | -9.3% |
| South Dakota | $984 | -$180 | -15.5% |
| Tennessee | $1,020 | -$144 | -12.4% |
| Texas | $1,406 | $242 | 20.8% |
| Utah | $864 | -$300 | -25.8% |
| Vermont | $800 | -$364 | -31.3% |
| Virginia | $700 | -$464 | -39.9% |
| Washington | $902 | -$262 | -22.5% |
| West Virginia | $1,068 | -$96 | -8.2% |
| Wisconsin | $808 | -$356 | -30.6% |
| Wyoming | $1,038 | -$126 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2023 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2022 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2021 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2020 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2019 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2018 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2017 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2015 Mitsubishi Mirage | $172 | $272 | $464 | $1,066 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mitsubishi Mirage Insurance
Finding cheaper rates on insurance for a Mitsubishi Mirage requires being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.
The following list is a recap of the data touched on in the above illustrations.
- Insureds who want an increased level of liability coverage will pay around $500 per year to increase from a 30/60 limit to a 250/500 level
- You may be able to save approximately $140 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $375 each year
- Drivers age 16 to 20 have the highest car insurance rates, with premiums being up to $382 each month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,584 |
| 20 | $2,698 |
| 30 | $1,198 |
| 40 | $1,164 |
| 50 | $1,068 |
| 60 | $1,048 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,296 |
| $500 | $1,164 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,164 |
| 50/100 | $1,255 |
| 100/300 | $1,369 |
| 250/500 | $1,666 |
| 100 CSL | $1,301 |
| 300 CSL | $1,552 |
| 500 CSL | $1,734 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,496 |
| 20 | $4,304 |
| 30 | $2,562 |
| 40 | $2,528 |
| 50 | $2,418 |
| 60 | $2,396 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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