Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Average auto insurance rates for a Mitsubishi Mirage are $1,190 annually for full coverage insurance. Comprehensive insurance costs an estimated $206 a year, collision costs $374, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,190

Rate estimates broken down by individual coverage type:

Comprehensive $206
Collision $374
Liability $452

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Mirage trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $504 for just the minimum liability insurance to a high of $2,586 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,190
High Risk $2,586

Price Range by Location

Your location has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These examples illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The best discount rate is $697
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,060 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,190
  • Using low $100 deductibles for comprehensive and collision insurance costs an additional $258 a year
  • High risk drivers who are prone to accidents and violations could pay up to $2,586 or more
  • The cost with full coverage for a teen driver can cost as much as $4,658 a year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance prices range from $697 to $4,658

Car insurance rates for a Mitsubishi Mirage can also vary considerably based on the trim level of your Mirage, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $390 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,610 on average in Florida, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$114 -9.6%
Alaska $914 -$276 -23.2%
Arizona $988 -$202 -17.0%
Arkansas $1,190 -$0 0.0%
California $1,358 $168 14.1%
Colorado $1,138 -$52 -4.4%
Connecticut $1,226 $36 3.0%
Delaware $1,348 $158 13.3%
Florida $1,490 $300 25.2%
Georgia $1,100 -$90 -7.6%
Hawaii $856 -$334 -28.1%
Idaho $806 -$384 -32.3%
Illinois $888 -$302 -25.4%
Indiana $896 -$294 -24.7%
Iowa $804 -$386 -32.4%
Kansas $1,132 -$58 -4.9%
Kentucky $1,626 $436 36.6%
Louisiana $1,762 $572 48.1%
Maine $736 -$454 -38.2%
Maryland $982 -$208 -17.5%
Massachusetts $954 -$236 -19.8%
Michigan $2,070 $880 73.9%
Minnesota $998 -$192 -16.1%
Mississippi $1,426 $236 19.8%
Missouri $1,056 -$134 -11.3%
Montana $1,278 $88 7.4%
Nebraska $940 -$250 -21.0%
Nevada $1,430 $240 20.2%
New Hampshire $860 -$330 -27.7%
New Jersey $1,332 $142 11.9%
New Mexico $1,056 -$134 -11.3%
New York $1,254 $64 5.4%
North Carolina $688 -$502 -42.2%
North Dakota $976 -$214 -18.0%
Ohio $822 -$368 -30.9%
Oklahoma $1,222 $32 2.7%
Oregon $1,092 -$98 -8.2%
Pennsylvania $1,138 -$52 -4.4%
Rhode Island $1,590 $400 33.6%
South Carolina $1,080 -$110 -9.2%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,042 -$148 -12.4%
Texas $1,438 $248 20.8%
Utah $884 -$306 -25.7%
Vermont $816 -$374 -31.4%
Virginia $712 -$478 -40.2%
Washington $922 -$268 -22.5%
West Virginia $1,092 -$98 -8.2%
Wisconsin $826 -$364 -30.6%
Wyoming $1,062 -$128 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mitsubishi Mirage $206 $374 $452 $1,190
2017 Mitsubishi Mirage $198 $352 $456 $1,164
2015 Mitsubishi Mirage $178 $292 $460 $1,088

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Mitsubishi Mirage Insurance

Saving money on Mitsubishi Mirage insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief recap of the data covered in the above illustrations.

  • Drivers who want an increased level of liability coverage will pay an extra $500 annually to go from a minimum limit to higher 250/500 limits
  • It is possible to save approximately $140 per year simply by quoting early and online
  • Increasing deductibles could save up to $400 each year
  • Drivers age 16 to 20 have the highest car insurance rates, costing up to $388 per month if comprehensive and collision insurance is included

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,762
30 $1,228
40 $1,190
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,328
$500 $1,190
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,280
100/300 $1,393
250/500 $1,687
100 CSL $1,326
300 CSL $1,574
500 CSL $1,755

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,610
20 $4,402
30 $2,622
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $82
5-yr Claim Free $76
Paid in Full/EFT $50
Advance Quote $57
Online Quote $83
Total Discounts $493
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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