Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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Estimated auto insurance rates for a Mitsubishi Mirage are $1,190 annually with full coverage. Comprehensive costs an estimated $206, collision insurance costs $374, and liability insurance costs $452. Liability-only insurance costs as little as $504 a year, and high-risk driver insurance costs around $2,586. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Comprehensive $206
Collision $374
Liability $452

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Mirage trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mitsubishi Mirage range from as cheap as $504 for a discount liability-only rate to a much higher rate of $2,586 for a high-risk insurance policy.

Liability Only $504
Full Coverage $1,190
High Risk $2,586

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $697
  • Drivers who choose higher $1,000 deductibles will pay approximately $130 annually
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,190
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,448
  • High risk drivers with multiple violations and an at-fault accident could pay up to $2,586
  • An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $4,658 a year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $697 to $4,658 for full coverage

Insurance prices for a Mitsubishi Mirage also have a wide range based on the model of your Mirage, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $390 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,610 on average in New York, Michigan, and Florida.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$114 -9.6%
Alaska $914 -$276 -23.2%
Arizona $988 -$202 -17.0%
Arkansas $1,190 -$0 0.0%
California $1,358 $168 14.1%
Colorado $1,138 -$52 -4.4%
Connecticut $1,226 $36 3.0%
Delaware $1,348 $158 13.3%
Florida $1,490 $300 25.2%
Georgia $1,100 -$90 -7.6%
Hawaii $856 -$334 -28.1%
Idaho $806 -$384 -32.3%
Illinois $888 -$302 -25.4%
Indiana $896 -$294 -24.7%
Iowa $804 -$386 -32.4%
Kansas $1,132 -$58 -4.9%
Kentucky $1,626 $436 36.6%
Louisiana $1,762 $572 48.1%
Maine $736 -$454 -38.2%
Maryland $982 -$208 -17.5%
Massachusetts $954 -$236 -19.8%
Michigan $2,070 $880 73.9%
Minnesota $998 -$192 -16.1%
Mississippi $1,426 $236 19.8%
Missouri $1,056 -$134 -11.3%
Montana $1,278 $88 7.4%
Nebraska $940 -$250 -21.0%
Nevada $1,430 $240 20.2%
New Hampshire $860 -$330 -27.7%
New Jersey $1,332 $142 11.9%
New Mexico $1,056 -$134 -11.3%
New York $1,254 $64 5.4%
North Carolina $688 -$502 -42.2%
North Dakota $976 -$214 -18.0%
Ohio $822 -$368 -30.9%
Oklahoma $1,222 $32 2.7%
Oregon $1,092 -$98 -8.2%
Pennsylvania $1,138 -$52 -4.4%
Rhode Island $1,590 $400 33.6%
South Carolina $1,080 -$110 -9.2%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,042 -$148 -12.4%
Texas $1,438 $248 20.8%
Utah $884 -$306 -25.7%
Vermont $816 -$374 -31.4%
Virginia $712 -$478 -40.2%
Washington $922 -$268 -22.5%
West Virginia $1,092 -$98 -8.2%
Wisconsin $826 -$364 -30.6%
Wyoming $1,062 -$128 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $266 $470 $372 $1,266
2023 Mitsubishi Mirage $254 $452 $390 $1,254
2022 Mitsubishi Mirage $244 $448 $398 $1,248
2021 Mitsubishi Mirage $236 $436 $416 $1,246
2020 Mitsubishi Mirage $228 $418 $430 $1,234
2019 Mitsubishi Mirage $216 $404 $442 $1,220
2018 Mitsubishi Mirage $206 $374 $452 $1,190
2017 Mitsubishi Mirage $198 $352 $456 $1,164
2015 Mitsubishi Mirage $178 $292 $460 $1,088

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Mitsubishi Mirage Insurance

Finding better rates on Mitsubishi Mirage insurance not only requires avoiding accidents and violations, but also having good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct companies, and also from several local insurance agents.

The list below is a brief review of the car insurance concepts covered above.

  • High-risk drivers with DUI or reckless driving convictions pay on average $1,400 more annually for car insurance
  • You may be able to save approximately $140 per year just by shopping early and online
  • Increasing policy deductibles could save up to $400 each year
  • Drivers who want higher liability limits will pay about $500 every year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,762
30 $1,228
40 $1,190
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,328
$500 $1,190
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,280
100/300 $1,393
250/500 $1,687
100 CSL $1,326
300 CSL $1,574
500 CSL $1,755

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,610
20 $4,402
30 $2,622
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $82
5-yr Claim Free $76
Paid in Full/EFT $50
Advance Quote $57
Online Quote $83
Total Discounts $493
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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