Mitsubishi Mirage Insurance Rates
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UPDATED: May 20, 2022
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The average insurance prices for a Mitsubishi Mirage are $1,220 every 12 months including full coverage. Comprehensive insurance costs around $216 a year, collision costs $404, and liability is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing $2,650 or more. Teen drivers cost the most to insure at $4,746 a year or more.
Average premium for full coverage: $1,220
Policy rates for type of insurance:
Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Mirage trim levels.
Price Range Variability
Using a middle-aged driver as an example, Mitsubishi Mirage insurance rates go from the cheapest price of $496 for minimum levels of liability insurance to a high of $2,650 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance rates.
The examples above highlight why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $711
- Raising to $1,000 deductibles will save about $1,080 every year
- The average price for a good driver age 40 using $500 deductibles is $1,220
- Choosing low $100 deductibles costs an extra $272 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,650 or more
- Policy cost to insure a teen driver can be $4,746
Car insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.
Choosing high deductibles can reduce rates by up to $420 every year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 137% more than average. View High Risk Driver Rates
Your home state also has a big influence on Mitsubishi Mirage insurance prices. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$118 | -9.7% |
| Alaska | $936 | -$284 | -23.3% |
| Arizona | $1,014 | -$206 | -16.9% |
| Arkansas | $1,220 | -$0 | 0.0% |
| California | $1,390 | $170 | 13.9% |
| Colorado | $1,166 | -$54 | -4.4% |
| Connecticut | $1,254 | $34 | 2.8% |
| Delaware | $1,380 | $160 | 13.1% |
| Florida | $1,524 | $304 | 24.9% |
| Georgia | $1,126 | -$94 | -7.7% |
| Hawaii | $876 | -$344 | -28.2% |
| Idaho | $826 | -$394 | -32.3% |
| Illinois | $908 | -$312 | -25.6% |
| Indiana | $918 | -$302 | -24.8% |
| Iowa | $822 | -$398 | -32.6% |
| Kansas | $1,160 | -$60 | -4.9% |
| Kentucky | $1,664 | $444 | 36.4% |
| Louisiana | $1,806 | $586 | 48.0% |
| Maine | $752 | -$468 | -38.4% |
| Maryland | $1,008 | -$212 | -17.4% |
| Massachusetts | $976 | -$244 | -20.0% |
| Michigan | $2,120 | $900 | 73.8% |
| Minnesota | $1,020 | -$200 | -16.4% |
| Mississippi | $1,462 | $242 | 19.8% |
| Missouri | $1,080 | -$140 | -11.5% |
| Montana | $1,312 | $92 | 7.5% |
| Nebraska | $962 | -$258 | -21.1% |
| Nevada | $1,462 | $242 | 19.8% |
| New Hampshire | $880 | -$340 | -27.9% |
| New Jersey | $1,364 | $144 | 11.8% |
| New Mexico | $1,080 | -$140 | -11.5% |
| New York | $1,286 | $66 | 5.4% |
| North Carolina | $702 | -$518 | -42.5% |
| North Dakota | $998 | -$222 | -18.2% |
| Ohio | $842 | -$378 | -31.0% |
| Oklahoma | $1,252 | $32 | 2.6% |
| Oregon | $1,118 | -$102 | -8.4% |
| Pennsylvania | $1,166 | -$54 | -4.4% |
| Rhode Island | $1,626 | $406 | 33.3% |
| South Carolina | $1,104 | -$116 | -9.5% |
| South Dakota | $1,030 | -$190 | -15.6% |
| Tennessee | $1,070 | -$150 | -12.3% |
| Texas | $1,470 | $250 | 20.5% |
| Utah | $904 | -$316 | -25.9% |
| Vermont | $836 | -$384 | -31.5% |
| Virginia | $730 | -$490 | -40.2% |
| Washington | $944 | -$276 | -22.6% |
| West Virginia | $1,118 | -$102 | -8.4% |
| Wisconsin | $844 | -$376 | -30.8% |
| Wyoming | $1,088 | -$132 | -10.8% |
Because rates have so much variability, the best way to figure out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2017 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2015 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mitsubishi Mirage Insurance
Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
Below you'll find a recap of the data that was touched on in the above illustrations.
- You may be able to save up to $140 per year simply by quoting early and online
- Policyholders who may need more liability protection will pay about $490 per year to raise from a 30/60 limit to a 250/500 level
- Youthful drivers are the costliest to insure, with premiums being up to $396 each month if the policy includes full coverage
- Higher risk drivers that have major violations or accidents could be forced to pay on average $1,430 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,746 |
| 20 | $2,832 |
| 30 | $1,260 |
| 40 | $1,220 |
| 50 | $1,118 |
| 60 | $1,096 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,492 |
| $250 | $1,364 |
| $500 | $1,220 |
| $1,000 | $1,080 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,220 |
| 50/100 | $1,308 |
| 100/300 | $1,419 |
| 250/500 | $1,706 |
| 100 CSL | $1,353 |
| 300 CSL | $1,596 |
| 500 CSL | $1,773 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,736 |
| 20 | $4,514 |
| 30 | $2,692 |
| 40 | $2,650 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $85 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
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