Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 6, 2023
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Average auto insurance rates for a Mitsubishi Mirage are $1,190 annually for full coverage insurance. Comprehensive insurance costs an estimated $206 a year, collision costs $374, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.
Average premium for full coverage: $1,190
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Mirage trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $504 for just the minimum liability insurance to a high of $2,586 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities.
The diagram below illustrates the effect of geographic area on insurance prices.
These examples illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Mitsubishi Mirage insurance rates for other coverage scenarios.
- The best discount rate is $697
- Drivers who choose higher $1,000 deductibles will pay approximately $1,060 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,190
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $258 a year
- High risk drivers who are prone to accidents and violations could pay up to $2,586 or more
- The cost with full coverage for a teen driver can cost as much as $4,658 a year
Car insurance rates for a Mitsubishi Mirage can also vary considerably based on the trim level of your Mirage, your risk profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $390 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,610 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$114 | -9.6% |
| Alaska | $914 | -$276 | -23.2% |
| Arizona | $988 | -$202 | -17.0% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,358 | $168 | 14.1% |
| Colorado | $1,138 | -$52 | -4.4% |
| Connecticut | $1,226 | $36 | 3.0% |
| Delaware | $1,348 | $158 | 13.3% |
| Florida | $1,490 | $300 | 25.2% |
| Georgia | $1,100 | -$90 | -7.6% |
| Hawaii | $856 | -$334 | -28.1% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $888 | -$302 | -25.4% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $804 | -$386 | -32.4% |
| Kansas | $1,132 | -$58 | -4.9% |
| Kentucky | $1,626 | $436 | 36.6% |
| Louisiana | $1,762 | $572 | 48.1% |
| Maine | $736 | -$454 | -38.2% |
| Maryland | $982 | -$208 | -17.5% |
| Massachusetts | $954 | -$236 | -19.8% |
| Michigan | $2,070 | $880 | 73.9% |
| Minnesota | $998 | -$192 | -16.1% |
| Mississippi | $1,426 | $236 | 19.8% |
| Missouri | $1,056 | -$134 | -11.3% |
| Montana | $1,278 | $88 | 7.4% |
| Nebraska | $940 | -$250 | -21.0% |
| Nevada | $1,430 | $240 | 20.2% |
| New Hampshire | $860 | -$330 | -27.7% |
| New Jersey | $1,332 | $142 | 11.9% |
| New Mexico | $1,056 | -$134 | -11.3% |
| New York | $1,254 | $64 | 5.4% |
| North Carolina | $688 | -$502 | -42.2% |
| North Dakota | $976 | -$214 | -18.0% |
| Ohio | $822 | -$368 | -30.9% |
| Oklahoma | $1,222 | $32 | 2.7% |
| Oregon | $1,092 | -$98 | -8.2% |
| Pennsylvania | $1,138 | -$52 | -4.4% |
| Rhode Island | $1,590 | $400 | 33.6% |
| South Carolina | $1,080 | -$110 | -9.2% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,042 | -$148 | -12.4% |
| Texas | $1,438 | $248 | 20.8% |
| Utah | $884 | -$306 | -25.7% |
| Vermont | $816 | -$374 | -31.4% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $922 | -$268 | -22.5% |
| West Virginia | $1,092 | -$98 | -8.2% |
| Wisconsin | $826 | -$364 | -30.6% |
| Wyoming | $1,062 | -$128 | -10.8% |
With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2017 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2015 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Mitsubishi Mirage Insurance
Saving money on Mitsubishi Mirage insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following list is a brief recap of the data covered in the above illustrations.
- Drivers who want an increased level of liability coverage will pay an extra $500 annually to go from a minimum limit to higher 250/500 limits
- It is possible to save approximately $140 per year simply by quoting early and online
- Increasing deductibles could save up to $400 each year
- Drivers age 16 to 20 have the highest car insurance rates, costing up to $388 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,762 |
| 30 | $1,228 |
| 40 | $1,190 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,328 |
| $500 | $1,190 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,280 |
| 100/300 | $1,393 |
| 250/500 | $1,687 |
| 100 CSL | $1,326 |
| 300 CSL | $1,574 |
| 500 CSL | $1,755 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,610 |
| 20 | $4,402 |
| 30 | $2,622 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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