Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 20, 2022

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The average insurance prices for a Mitsubishi Mirage are $1,220 every 12 months including full coverage. Comprehensive insurance costs around $216 a year, collision costs $404, and liability is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing $2,650 or more. Teen drivers cost the most to insure at $4,746 a year or more.

Average premium for full coverage: $1,220

Policy rates for type of insurance:

Comprehensive $216
Collision $404
Liability $442

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Mirage trim levels.

Price Range Variability

Using a middle-aged driver as an example, Mitsubishi Mirage insurance rates go from the cheapest price of $496 for minimum levels of liability insurance to a high of $2,650 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $1,220
High Risk $2,650

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $915
Small Cities $1,281
Large Cities $1,647

The examples above highlight why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $711
  • Raising to $1,000 deductibles will save about $1,080 every year
  • The average price for a good driver age 40 using $500 deductibles is $1,220
  • Choosing low $100 deductibles costs an extra $272 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $2,650 or more
  • Policy cost to insure a teen driver can be $4,746

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance prices range from $711 to $4,746

Car insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing high deductibles can reduce rates by up to $420 every year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 137% more than average. View High Risk Driver Rates

Your home state also has a big influence on Mitsubishi Mirage insurance prices. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$118 -9.7%
Alaska $936 -$284 -23.3%
Arizona $1,014 -$206 -16.9%
Arkansas $1,220 -$0 0.0%
California $1,390 $170 13.9%
Colorado $1,166 -$54 -4.4%
Connecticut $1,254 $34 2.8%
Delaware $1,380 $160 13.1%
Florida $1,524 $304 24.9%
Georgia $1,126 -$94 -7.7%
Hawaii $876 -$344 -28.2%
Idaho $826 -$394 -32.3%
Illinois $908 -$312 -25.6%
Indiana $918 -$302 -24.8%
Iowa $822 -$398 -32.6%
Kansas $1,160 -$60 -4.9%
Kentucky $1,664 $444 36.4%
Louisiana $1,806 $586 48.0%
Maine $752 -$468 -38.4%
Maryland $1,008 -$212 -17.4%
Massachusetts $976 -$244 -20.0%
Michigan $2,120 $900 73.8%
Minnesota $1,020 -$200 -16.4%
Mississippi $1,462 $242 19.8%
Missouri $1,080 -$140 -11.5%
Montana $1,312 $92 7.5%
Nebraska $962 -$258 -21.1%
Nevada $1,462 $242 19.8%
New Hampshire $880 -$340 -27.9%
New Jersey $1,364 $144 11.8%
New Mexico $1,080 -$140 -11.5%
New York $1,286 $66 5.4%
North Carolina $702 -$518 -42.5%
North Dakota $998 -$222 -18.2%
Ohio $842 -$378 -31.0%
Oklahoma $1,252 $32 2.6%
Oregon $1,118 -$102 -8.4%
Pennsylvania $1,166 -$54 -4.4%
Rhode Island $1,626 $406 33.3%
South Carolina $1,104 -$116 -9.5%
South Dakota $1,030 -$190 -15.6%
Tennessee $1,070 -$150 -12.3%
Texas $1,470 $250 20.5%
Utah $904 -$316 -25.9%
Vermont $836 -$384 -31.5%
Virginia $730 -$490 -40.2%
Washington $944 -$276 -22.6%
West Virginia $1,118 -$102 -8.4%
Wisconsin $844 -$376 -30.8%
Wyoming $1,088 -$132 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes will be varied.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mitsubishi Mirage $216 $404 $442 $1,220
2017 Mitsubishi Mirage $206 $374 $452 $1,190
2015 Mitsubishi Mirage $190 $316 $460 $1,124

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mitsubishi Mirage Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a recap of the data that was touched on in the above illustrations.

  • You may be able to save up to $140 per year simply by quoting early and online
  • Policyholders who may need more liability protection will pay about $490 per year to raise from a 30/60 limit to a 250/500 level
  • Youthful drivers are the costliest to insure, with premiums being up to $396 each month if the policy includes full coverage
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $1,430 more every year than a low-risk driver

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,746
20 $2,832
30 $1,260
40 $1,220
50 $1,118
60 $1,096

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,364
$500 $1,220
$1,000 $1,080

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,220
50/100 $1,308
100/300 $1,419
250/500 $1,706
100 CSL $1,353
300 CSL $1,596
500 CSL $1,773

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,736
20 $4,514
30 $2,692
40 $2,650
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $86
5-yr Claim Free $78
Paid in Full/EFT $52
Advance Quote $59
Online Quote $85
Total Discounts $509
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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