Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,348 a year with full coverage. Comprehensive insurance costs on average $256 each year, collision insurance costs $536, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $2,942 or more. Teen drivers receive the highest rates at up to $5,118 a year.

Average premium for full coverage: $1,348

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Versa models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how location helps determine car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $770
• Drivers who choose higher $1,000 deductibles will pay around $178 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,348
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $354 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,942
• The cost for full coverage for a teenage driver may cost $5,118 a year

View Chart as Image

Car insurance rates for a Nissan Versa can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

Where you live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $540 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Versa Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every time your policy renews by getting quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The points below are a quick rundown of the information covered in the charts and tables above.

• You may be able to save as much as $160 per year just by quoting online in advance
• Drivers under the age of 20 are expensive to insure, with premiums as much as $427 per month if full coverage is included
• Increasing deductibles can save around $525 each year
• Drivers with reckless driving or DUI convictions may be required to pay an average of $1,590 more each year to insure a Nissan Versa
• Consumers who require increased liability limits will pay about $440 every year to go from a minimum limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.