Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance rates for a Nissan Versa are $1,358 a year for full coverage. Comprehensive costs approximately $268 a year, collision insurance costs $542, and liability is $390. A policy with only liability insurance costs around $452 a year, and a high-risk policy costs around $2,950. Teens pay the most at up to $5,108 a year.

Average premium for full coverage: $1,358

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $777
• Raising to $1,000 deductibles will save $1,174 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,358
• Selecting low $100 deductibles bumps up the cost to $1,714
• Drivers with serious driving violations could pay around $2,950
• An auto insurance policy that insures a 16-year-old driver can cost $5,108

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on the trim level of your Versa, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Versa insurance prices. A middle-age driver might find prices as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $540 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below is a recap of the information touched on in this article.

• Drivers can save around $160 per year just by quoting early and online
• Teenage drivers pay the highest auto insurance prices, as much as $426 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $550 each year
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,590 more per year for auto insurance
• Insureds who purchase higher levels of liability will pay approximately $430 each year to raise from 30/60 bodily injury limits to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.