Nissan Versa Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
Average insurance rates for a Nissan Versa are $1,348 a year including full coverage. Comprehensive insurance costs on average $256, collision costs $536, and liability insurance is $398. A policy with just liability insurance costs around $460 a year, with coverage for high-risk drivers costing $2,942 or more. Teens receive the highest rates at $5,118 a year or more.
Average premium for full coverage: $1,348
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Versa trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $460 for a discount liability-only rate to a much higher rate of $2,942 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Nissan Versa insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $770
- Raising to $1,000 deductibles will save around $178 every year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,348
- Selecting more expensive low deductibles will cost an additional $354 a year
- Higher-risk drivers with serious driving violations could pay upwards of $2,942 or more
- The cost that insures a teen driver with full coverage may cost $5,118
Insurance rates for a Nissan Versa can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,100 a year. View Rates by Age
Where you live also has a big influence on Nissan Versa insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,220 | -$128 | -9.5% |
| Alaska | $1,036 | -$312 | -23.1% |
| Arizona | $1,120 | -$228 | -16.9% |
| Arkansas | $1,348 | -$0 | 0.0% |
| California | $1,538 | $190 | 14.1% |
| Colorado | $1,290 | -$58 | -4.3% |
| Connecticut | $1,390 | $42 | 3.1% |
| Delaware | $1,528 | $180 | 13.4% |
| Florida | $1,688 | $340 | 25.2% |
| Georgia | $1,246 | -$102 | -7.6% |
| Hawaii | $970 | -$378 | -28.0% |
| Idaho | $914 | -$434 | -32.2% |
| Illinois | $1,008 | -$340 | -25.2% |
| Indiana | $1,016 | -$332 | -24.6% |
| Iowa | $912 | -$436 | -32.3% |
| Kansas | $1,284 | -$64 | -4.7% |
| Kentucky | $1,842 | $494 | 36.6% |
| Louisiana | $1,998 | $650 | 48.2% |
| Maine | $834 | -$514 | -38.1% |
| Maryland | $1,112 | -$236 | -17.5% |
| Massachusetts | $1,080 | -$268 | -19.9% |
| Michigan | $2,346 | $998 | 74.0% |
| Minnesota | $1,130 | -$218 | -16.2% |
| Mississippi | $1,618 | $270 | 20.0% |
| Missouri | $1,198 | -$150 | -11.1% |
| Montana | $1,450 | $102 | 7.6% |
| Nebraska | $1,064 | -$284 | -21.1% |
| Nevada | $1,620 | $272 | 20.2% |
| New Hampshire | $972 | -$376 | -27.9% |
| New Jersey | $1,510 | $162 | 12.0% |
| New Mexico | $1,198 | -$150 | -11.1% |
| New York | $1,422 | $74 | 5.5% |
| North Carolina | $778 | -$570 | -42.3% |
| North Dakota | $1,106 | -$242 | -18.0% |
| Ohio | $934 | -$414 | -30.7% |
| Oklahoma | $1,388 | $40 | 3.0% |
| Oregon | $1,238 | -$110 | -8.2% |
| Pennsylvania | $1,288 | -$60 | -4.5% |
| Rhode Island | $1,802 | $454 | 33.7% |
| South Carolina | $1,224 | -$124 | -9.2% |
| South Dakota | $1,138 | -$210 | -15.6% |
| Tennessee | $1,182 | -$166 | -12.3% |
| Texas | $1,628 | $280 | 20.8% |
| Utah | $1,000 | -$348 | -25.8% |
| Vermont | $924 | -$424 | -31.5% |
| Virginia | $808 | -$540 | -40.1% |
| Washington | $1,044 | -$304 | -22.6% |
| West Virginia | $1,238 | -$110 | -8.2% |
| Wisconsin | $936 | -$412 | -30.6% |
| Wyoming | $1,202 | -$146 | -10.8% |

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Versa 1.6 SEDAN | $1,180 | $98 |
| Nissan Versa 1.8 S Hatchback | $1,336 | $111 |
| Nissan Versa 1.8 S SEDAN | $1,336 | $111 |
| Nissan Versa 1.8 SL Hatchback | $1,464 | $122 |
| Nissan Versa 1.8 SL SEDAN | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Versa | $268 | $542 | $390 | $1,358 |
| 2023 Nissan Versa | $256 | $536 | $398 | $1,348 |
| 2022 Nissan Versa | $248 | $524 | $416 | $1,346 |
| 2021 Nissan Versa | $240 | $502 | $430 | $1,330 |
| 2020 Nissan Versa | $226 | $484 | $442 | $1,310 |
| 2019 Nissan Versa | $218 | $450 | $452 | $1,278 |
| 2018 Nissan Versa | $208 | $424 | $456 | $1,246 |
| 2017 Nissan Versa | $200 | $380 | $460 | $1,198 |
| 2016 Nissan Versa | $188 | $350 | $460 | $1,156 |
| 2015 Nissan Versa | $180 | $328 | $464 | $1,130 |
| 2014 Nissan Versa | $176 | $306 | $474 | $1,114 |
| 2013 Nissan Versa | $164 | $284 | $474 | $1,080 |
| 2012 Nissan Versa | $158 | $258 | $478 | $1,052 |
| 2011 Nissan Versa | $148 | $236 | $474 | $1,016 |
| 2009 Nissan Versa | $134 | $192 | $468 | $952 |
| 2008 Nissan Versa | $132 | $188 | $460 | $938 |
| 2007 Nissan Versa | $130 | $178 | $452 | $918 |
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Nissan Versa Insurance
Saving money on Nissan Versa insurance consists of being a good driver, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare rates once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following list is a quick rundown of the data that was covered in the above illustrations.
- You may be able to save as much as $160 per year simply by shopping early and online
- Drivers who require an increased level of liability coverage will pay approximately $440 per year to raise from a minimum limit to the 250/500 level
- Drivers age 16 to 20 pay higher rates, as much as $427 per month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,590 more each year than a safer driver
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,156 |
| 30 | $1,408 |
| 40 | $1,348 |
| 50 | $1,236 |
| 60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,538 |
| $500 | $1,348 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,348 |
| 50/100 | $1,544 |
| 100/300 | $1,643 |
| 250/500 | $1,902 |
| 100 CSL | $1,583 |
| 300 CSL | $1,802 |
| 500 CSL | $1,962 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,300 |
| 20 | $5,022 |
| 30 | $3,004 |
| 40 | $2,942 |
| 50 | $2,810 |
| 60 | $2,786 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area