Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,346 a year with full coverage. Comprehensive costs around $248, collision costs $524, and liability is estimated at $416. A policy with just liability insurance costs approximately $474 a year, with coverage for high-risk drivers costing around $2,938. Teen drivers receive the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Versa trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $769
• Choosing higher $1,000 deductibles can save about $176 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,346
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,688
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,938 or more
• The cost for full coverage for a 16-year-old driver with full coverage can be $5,136 each year

View Chart as Image

Insurance rates for a Nissan Versa can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $520 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges from 43% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Versa Insurance

Saving money on insurance for a Nissan Versa takes avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least every other year by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a brief recap of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who tend to receive serious violations pay an average of $1,590 more every year for car insurance
• You may be able to save up to $160 per year simply by shopping early and online
• Increasing deductibles can save around $525 each year
• Insureds who may need higher liability limits will pay about $460 every year to raise limits from a minimum limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.