Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average auto insurance rates for a Nissan Versa are $1,348 annually for full coverage. Comprehensive costs around $256 a year, collision costs $536, and liability costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing around $2,942. Teen drivers receive the highest rates at $5,118 a year or more.

Average premium for full coverage: $1,348

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Versa trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $770
• Drivers who choose higher $1,000 deductibles will pay about $1,170 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,348
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,702
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,942 or more
• The cost with full coverage for a teen driver can be $5,118 a year

View Chart as Image

Car insurance rates for a Nissan Versa can also vary considerably based on the trim level of your Versa, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $540 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Nissan Versa Insurance

Saving money on car insurance not only requires being a good driver, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop at least once a year by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick review of the primary concepts that were touched on in the above illustrations.

• Drivers can save up to $160 per year simply by quoting early and online
• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,590 more every year than a safer driver
• Increasing deductibles could save up to $525 each year
• Drivers age 16 to 20 are the costliest to insure, costing as high as $427 per month if comprehensive and collision insurance is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.