Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance prices for a Nissan Pathfinder are $1,282 every 12 months with full coverage. Comprehensive costs on average $272 each year, collision costs $436, and liability costs around $416. A policy with just liability insurance costs as low as $474 a year, with coverage for high-risk drivers costing around $2,762. Teens receive the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have more infrequent collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts car insurance rates.

These examples demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $749
• Using higher $1,000 deductibles will save around $162 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,282
• Selecting low deductibles for physical damage coverage increases the price to $1,592
• High-risk insureds with serious driving violations could pay upwards of $2,762 or more
• The cost to insure a 16-year-old driver may cost $4,836 or more

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Pathfinder.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see rates as low as $930 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Pathfinder Insurance

Saving money on insurance for a Nissan Pathfinder requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around at every other renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief review of the concepts that were touched on above.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,480 more each year to buy Nissan Pathfinder insurance
• Drivers age 20 and younger pay higher rates, with premiums as much as $403 per month if full coverage is included
• You may be able to save as much as $150 per year simply by quoting online in advance
• Increasing deductibles could save as much as $475 each year
• You may be able to save as much as $150 per year simply by quoting online in advance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.