Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,294 a year including full coverage. Comprehensive insurance costs on average $294 a year, collision costs $452, and liability is $390. A policy with just liability insurance costs around $452 a year, with coverage for high-risk drivers costing $2,772 or more. 16-year-old drivers pay the highest rates at $4,798 a year or more.

Average premium for full coverage: $1,294

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above highlight why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $758
• Raising to $1,000 deductibles will save around $1,124 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,294
• Buying low $100 deductibles will cost an extra $324 annually
• Drivers with multiple tickets or accidents could pay upwards of $2,772 or more
• The price for full coverage for a 16-year-old driver may cost $4,798

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the model of your Pathfinder, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age

The state you live in also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,850 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $500 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder consists of being a good driver, maintaining good credit, being claim-free, and bundling your home and auto policies. Make time to compare rates at every policy renewal by getting price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a quick rundown of the data touched on in this article.

• Insureds who require an increased level of liability coverage will pay around $430 per year to raise from a low limit to 250/500 limits
• You may be able to save as much as $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $500 each year
• Drivers age 16 to 20 pay the highest prices, possibly costing $400 a month for full coverage

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.