Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance rates for a Nissan Pathfinder are $1,282 a year with full coverage. Comprehensive insurance costs an estimated $272 a year, collision insurance costs $436, and liability insurance is $416. A policy with just liability insurance costs around $474 a year, and coverage for high-risk drivers costs $2,762 or more. Teen drivers receive the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,282

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Pathfinder insurance rates for other coverage scenarios.

• The lowest rate with discounts is $749
• Raising to $1,000 deductibles will save approximately $1,120 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,282
• Choosing low $100 deductibles will cost an extra $310 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,762
• The cost for full coverage for a teen driver can cost as much as $4,836

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,800 a year. View Rates by Age

Where you live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find rates as low as $930 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $480 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance consists of being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a brief review of the data that was covered in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting early and online
• Drivers who want higher levels of liability will pay about $460 every year to raise from a minimum limit to 250/500 limits
• Teenage drivers are expensive to insure, with premiums as much as $403 per month including comprehensive and collision insurance
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,480 more annually for auto insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.