Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage. Comprehensive insurance costs an estimated $282, collision insurance costs $448, and liability costs $398. Liability-only insurance costs as little as $460 a year, and high-risk driver insurance costs $2,762 or more. Teen drivers pay the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Price estimates broken down by individual coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how geographic area affects insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Pathfinder insurance rates for other coverage scenarios.

• The lowest rate with discounts is $753
• Drivers who choose higher $1,000 deductibles will pay approximately $166 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,286
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $318 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,762
• The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,808 a year

View Chart as Image

Car insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the trim level of your Pathfinder, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $4,800 a year. View Rates by Age

The state you live in makes a big difference in Nissan Pathfinder insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or as much as $1,840 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $490 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a recap of the data presented in the illustrations above.

• Insureds who want more liability coverage will pay about $440 each year to go from a low limit to 250/500 limits
• Drivers can save approximately $150 per year just by shopping early and online
• Increasing physical damage deductibles can save around $475 each year
• Teen drivers have the highest car insurance prices, with premiums as much as $401 a month if full coverage is included

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.