Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,286 annually for full coverage. Comprehensive costs approximately $282, collision costs $448, and liability insurance costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing around $2,762. Teens receive the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Rate estimates by individual coverage type:

Includes $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These examples show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $753
• Drivers who choose higher $1,000 deductibles will pay $166 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,286
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,604
• High risk drivers with serious driving violations could pay around $2,762 or more
• The cost with full coverage for a teen driver with full coverage can cost $4,808 a year

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Auto insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your driver profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $490 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,840 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Every company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The following is a recap of the material that was touched on in this article.

• Drivers who purchase higher liability limits will pay approximately $440 each year to go from a minimum limit to higher 250/500 limits
• Teens have the highest car insurance rates, costing as high as $401 per month if full coverage is included
• High-risk drivers that have major violations or accidents pay on average $1,480 more per year for Pathfinder insurance
• Increasing deductibles could save up to $475 each year

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.