Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance prices for a Nissan Pathfinder are $1,282 every 12 months for full coverage. Comprehensive costs on average $272, collision costs $436, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing around $2,762. Teen drivers receive the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for all Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

These examples show why everyone should get quotes based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $749
• Choosing higher $1,000 deductibles can save around $162 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,282
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,592
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,762 or more
• The cost to insure a 16-year-old driver for full coverage may cost $4,836 each year

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Pathfinder.

Choosing high deductibles can save as much as $480 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Nissan Pathfinder insurance for high-risk drivers ranges from 43% to 130% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Pathfinder Insurance

Saving money on insurance for a Nissan Pathfinder takes avoiding accidents and violations, having good credit, eliminating unneeded coverage, and bundling your home and auto policies. Invest time comparing rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,480 more each year for car insurance
• Teenagers pay the highest rates, costing as high as $403 per month if they have full coverage
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $475 each year
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.