Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,282 a year for full coverage insurance. Comprehensive costs an estimated $272 a year, collision costs $436, and liability is $416. Buying just liability costs around $474 a year, with insurance for high-risk drivers costing around $2,762. Teen drivers pay the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how where you live affects insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The lowest rate with discounts is $749
• Raising to $1,000 deductibles will save approximately $1,120 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,282
• Choosing low $100 deductibles bumps up the cost to $1,592
• Drivers with multiple violations and an at-fault accident could pay up to $2,762 or more
• The price that insures a 16-year-old driver can cost as much as $4,836

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on the trim level of your Pathfinder, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder consists of being safe and accident-free, having a good credit score, not filing small claims, and maximizing policy discounts. Shop around every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

Below you'll find a quick review of the information touched on in the above illustrations.

• It is possible to save approximately $150 per year simply by quoting early and online
• Youthful drivers are expensive to insure, as much as $403 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $475 each year
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,480 more annually than a low-risk driver
• Insureds who want more liability protection will pay about $460 annually to raise from a low limit to the 250/500 level

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.