Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,282 a year with full coverage. Comprehensive insurance costs around $272, collision insurance costs $436, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $2,762 or more. Teens pay the most at up to $4,836 a year.

Average premium for full coverage: $1,282

Premium estimates for type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.

These rate differences demonstrate why everyone should get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $749
• Choosing higher $1,000 deductibles can save about $162 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,282
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $310 annually
• Higher-risk drivers with serious driving violations could pay at least $2,762
• An auto insurance policy that insures a 16-year-old driver for full coverage can be $4,836 each year

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers ranges from 43% to 130% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Pathfinder Insurance

Finding better rates on insurance for a Nissan Pathfinder takes being safe and accident-free, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare rates every couple of years by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the material that was touched on in this article.

• Insureds who may need more liability protection will pay approximately $460 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers pay higher prices, possibly costing $403 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,480 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $475 each year

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.