Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance prices for a Nissan Pathfinder are $1,286 every 12 months with full coverage. Comprehensive costs on average $282 a year, collision insurance costs $448, and liability costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs around $2,762. Teens pay the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $753
• Using higher $1,000 deductibles will save around $1,120 annually
• The average price for the average middle-age driver with $500 deductibles is $1,286
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,604
• Drivers with serious driving violations could pay upwards of $2,762
• The price to insure a teen driver may cost $4,808 or more

View Chart as Image

Auto insurance prices for a Nissan Pathfinder are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Pathfinder.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $490 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Pathfinder Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the concepts that were covered in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,480 more each year to insure their Pathfinder
• Teen drivers are charged the highest prices, costing up to $401 a month if comprehensive and collision insurance is included
• You may be able to save as much as $150 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $475 each year
• You may be able to save as much as $150 per year just by quoting early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.