Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance prices for a Nissan Pathfinder are $1,282 every 12 months for full coverage. Comprehensive insurance costs approximately $272 a year, collision costs $436, and liability insurance costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $2,762 or more. Teenage drivers pay the most at $4,836 a year or more.

Average premium for full coverage: $1,282

Premium estimates by type of coverage:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences show why it is important to compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best discount rate is $749
• Using higher $1,000 deductibles will save $1,120 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,282
• Using low $100 deductibles for physical damage coverage costs an extra $310 a year
• Drivers who are prone to accidents and violations could pay around $2,762 or more
• An auto insurance policy to insure a teen driver can cost $4,836 or more

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Pathfinder.

Using high physical damage deductibles could cut prices by as much as $480 each year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see prices as low as $850 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Pathfinder Insurance

Finding better rates on Nissan Pathfinder insurance requires being a low-risk driver, having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to shop around once a year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a brief summary of the data that was illustrated above.

• Drivers can save around $150 per year simply by quoting early and online
• Drivers who purchase more liability coverage will pay an extra $460 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Teen drivers have the highest car insurance prices, as much as $403 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,480 more per year to insure their Pathfinder

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.