Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance prices for a Nissan Pathfinder are $1,282 every 12 months for full coverage. Comprehensive insurance costs approximately $272 a year, collision costs $436, and liability coverage is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing $2,762 or more. Teens pay the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $749
• Raising to $1,000 deductibles will save $1,120 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,282
• Selecting low $100 deductibles costs an extra $310 each year
• Unlucky drivers with serious driving violations could pay around $2,762 or more
• The price to insure a teenage driver can cost $4,836

View Chart as Image

Auto insurance prices for a Nissan Pathfinder are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Pathfinder.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 a year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find prices as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Pathfinder Insurance

Getting lower rates on auto insurance consists of being a good driver, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the concepts that were covered in the charts and tables above.

• Drivers with DUI or reckless driving convictions may pay on average $1,480 more per year than a safer driver
• Drivers age 16 to 20 have the highest car insurance prices, with premiums as much as $403 a month if comprehensive and collision insurance is included
• Drivers can save around $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $475 each year
• Drivers can save around $150 per year simply by quoting early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.