Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,286 annually for full coverage insurance. Comprehensive insurance costs approximately $282 a year, collision costs $448, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing $2,762 or more. Teen drivers pay the most at $4,808 a year or more.

Average premium for full coverage: $1,286

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $753
• Drivers who choose higher $1,000 deductibles will pay $1,120 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,286
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $318 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,762 or more
• An auto insurance policy with full coverage for a teenage driver can cost $4,808 a year

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $490 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,740 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan Pathfinder Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around once a year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief recap of the data that was illustrated above.

• It is possible to save around $150 per year simply by quoting early and online
• Consumers who purchase an increased level of liability coverage will pay about $440 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $401 per month including comprehensive and collision insurance
• Drivers who tend to receive serious violations could be forced to pay on average $1,480 more per year than a safer driver

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.