Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive insurance costs an estimated $230 a year, collision insurance costs $380, and liability coverage is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs $2,452 or more. Teenage drivers pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates broken down by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best discount rate is $661
• Raising to $1,000 deductibles will save approximately $996 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,136
• Using low $100 deductibles will cost an extra $266 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,452
• The price for full coverage for a teenage driver can cost as much as $4,314

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level of your Outlander, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $750 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Getting lower rates on auto insurance consists of having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at every policy renewal by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a review of the data touched on above.

• Consumers who want additional liability coverage will pay an extra $430 each year to raise from a low limit to 250/500 limits
• Drivers can save approximately $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $360 a month for full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.