Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $230, collision insurance costs $380, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,452 or more. 16-year-old drivers cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Using higher $1,000 deductibles will save approximately $140 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,136
• Buying more expensive low deductibles for physical damage coverage costs an extra $266 a year
• Drivers with multiple tickets or accidents could pay up to $2,452
• Policy cost to insure a teen driver with full coverage can cost as much as $4,314 or more

View Chart as Image

Car insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $410 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and possibly higher deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a brief summary of the information covered in the above illustrations.

• It is possible to save approximately $140 per year just by shopping early and online
• Teens have the highest car insurance rates, possibly costing $360 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,320 more annually for Outlander insurance
• Drivers who want higher liability limits will pay around $430 annually to increase from a 30/60 limit to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.