Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year including full coverage. Comprehensive costs on average $230 a year, collision costs $380, and liability coverage costs $390. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $2,452. Teen drivers cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Drivers who choose higher $1,000 deductibles will pay around $996 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,136
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,402
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,452 or more
• Policy cost that insures a teenage driver may cost $4,314 a year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on the trim level of your Outlander, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,300 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $410 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the information covered above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Teenage drivers are charged the highest rates, with premiums being up to $360 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,320 more each year for auto insurance
• Consumers who require higher levels of liability will pay about $430 per year to go from a 30/60 limit to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.