Mitsubishi Outlander Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 30, 2020

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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,256 a year for full coverage insurance. Comprehensive insurance costs around $260 each year, collision insurance costs $484, and liability insurance is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs $2,724 or more. Teen drivers receive the highest rates at up to $4,698 a year.

Average premium for full coverage: $1,256

Rate estimates for individual coverage type:

Comprehensive $260
Collision $484
Liability $376

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Outlander models.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $426 for just liability coverage to a high rate of $2,724 for a high-risk driver policy.

Liability Only $426
Full Coverage $1,256
High Risk $2,724

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These examples illustrate why all drivers should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $717
  • Choosing higher $1,000 deductibles can save about $168 each year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,256
  • Choosing low deductibles for comp and collision coverage will cost an additional $328 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,724
  • The cost that insures a teen driver can be $4,698 each year

View Chart as Image

Mitsubishi Outlander insurance cost comparison chart
Column chart showing Mitsubishi Outlander insurance prices range from $717 to $4,698 for full coverage

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 133% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.

Mitsubishi Outlander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $962 -$294 -23.4%
Arizona $1,042 -$214 -17.0%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,198 -$58 -4.6%
Connecticut $1,288 $32 2.5%
Delaware $1,420 $164 13.1%
Florida $1,568 $312 24.8%
Georgia $1,162 -$94 -7.5%
Hawaii $902 -$354 -28.2%
Idaho $850 -$406 -32.3%
Illinois $934 -$322 -25.6%
Indiana $948 -$308 -24.5%
Iowa $848 -$408 -32.5%
Kansas $1,192 -$64 -5.1%
Kentucky $1,710 $454 36.1%
Louisiana $1,858 $602 47.9%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,002 -$254 -20.2%
Michigan $2,180 $924 73.6%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,502 $246 19.6%
Missouri $1,114 -$142 -11.3%
Montana $1,346 $90 7.2%
Nebraska $988 -$268 -21.3%
Nevada $1,502 $246 19.6%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,110 -$146 -11.6%
New York $1,320 $64 5.1%
North Carolina $722 -$534 -42.5%
North Dakota $1,028 -$228 -18.2%
Ohio $864 -$392 -31.2%
Oklahoma $1,286 $30 2.4%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,196 -$60 -4.8%
Rhode Island $1,674 $418 33.3%
South Carolina $1,136 -$120 -9.6%
South Dakota $1,058 -$198 -15.8%
Tennessee $1,098 -$158 -12.6%
Texas $1,512 $256 20.4%
Utah $928 -$328 -26.1%
Vermont $856 -$400 -31.8%
Virginia $752 -$504 -40.1%
Washington $968 -$288 -22.9%
West Virginia $1,150 -$106 -8.4%
Wisconsin $868 -$388 -30.9%
Wyoming $1,116 -$140 -11.1%

View Chart as Image

Mitsubishi Outlander insurance rates by U.S. city

Choosing high deductibles can save as much as $500 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mitsubishi Outlander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Outlander ES 2WD $1,180 $98
Mitsubishi Outlander ES 4WD $1,218 $102
Mitsubishi Outlander SE 2WD $1,218 $102
Mitsubishi Outlander SE 2WD $1,218 $102
Mitsubishi Outlander SE 4WD $1,218 $102
Mitsubishi Outlander SE 4WD $1,218 $102
Mitsubishi Outlander XLS 2WD $1,256 $105
Mitsubishi Outlander XLS 4WD $1,294 $108
Mitsubishi Outlander GT-S AWC 4WD $1,306 $109
Mitsubishi Outlander GT-S AWC 4WD $1,306 $109

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Outlander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Mitsubishi Outlander $274 $502 $364 $1,276
2019 Mitsubishi Outlander $260 $484 $376 $1,256
2016 Mitsubishi Outlander $230 $380 $390 $1,136
2014 Mitsubishi Outlander $206 $328 $394 $1,064
2009 Mitsubishi Outlander $160 $214 $402 $912
2007 Mitsubishi Outlander $152 $188 $390 $866

Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance takes having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around every time your policy renews by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a quick rundown of the information touched on above.

  • It is possible to save up to $150 per year just by quoting online in advance
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $392 per month if full coverage is purchased
  • Increasing deductibles can save approximately $500 each year
  • High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,470 more every year than a driver with a clean driving record
  • Drivers who may need additional liability coverage will pay about $410 annually to raise limits from a minimum limit to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

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What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.

Rates by Driver Age

Mitsubishi Outlander Insurance Rates by Driver Age
Driver Age Premium
16 $4,698
20 $2,902
30 $1,308
40 $1,256
50 $1,148
60 $1,128

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Outlander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,430
$500 $1,256
$1,000 $1,088

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Outlander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,381
100/300 $1,475
250/500 $1,720
100 CSL $1,419
300 CSL $1,626
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Outlander Insurance Rates for High Risk Drivers
Age Premium
16 $6,710
20 $4,624
30 $2,784
40 $2,724
50 $2,600
60 $2,574

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $93
5-yr Claim Free $82
Paid in Full/EFT $58
Advance Quote $63
Online Quote $90
Total Discounts $539
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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