Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,188 annually including full coverage. Comprehensive insurance costs an estimated $240 each year, collision costs $424, and liability coverage costs $388. A liability-only policy costs as little as $434 a year, with high-risk insurance costing $2,568 or more. Teenage drivers receive the highest rates at $4,482 a year or more.

Average premium for full coverage: $1,188

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

These examples highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best discount rate is $686
• Drivers who choose higher $1,000 deductibles will pay approximately $152 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,188
• Using low deductibles for comprehensive and collision insurance costs an additional $290 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,568 or more
• The cost with full coverage for a teenage driver can cost as much as $4,482 a year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $450 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $349 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mitsubishi Outlander Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit history, not filing small claims, and taking advantage of discounts. Spend time shopping around at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a condensed summary of the data touched on above.

• Consumers who want an increased level of liability coverage will pay an extra $430 per year to go from a minimum limit to higher 250/500 limits
• You may be able to save approximately $140 per year simply by quoting online in advance
• Increasing deductibles could save up to $450 each year
• Drivers age 16 to 20 are charged the highest rates, as much as $374 per month including comprehensive and collision insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.