Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage insurance. Comprehensive insurance costs around $230 a year, collision insurance costs $380, and liability coverage is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs $2,452 or more. Teenage drivers cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save about $996 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,136
• Using low $100 deductibles for comp and collision coverage costs an additional $266 each year
• Drivers who are prone to accidents and violations could pay at least $2,452
• Policy cost with full coverage for a teenage driver can be $4,314 each year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $410 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to shop around every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief recap of the information raised in the charts and tables above.

• It is possible to save up to $140 per year just by quoting early and online
• Drivers age 20 and younger are the costliest to insure, possibly costing $360 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers who tend to receive serious violations pay on average $1,320 more every year to buy Mitsubishi Outlander insurance
• Consumers who may need increased levels of liability coverage will pay an extra $430 annually to raise limits from a 30/60 limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.