Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive costs an estimated $230, collision costs $380, and liability costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing around $2,452. Teens receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on insurance prices.

These examples show why everyone should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $140 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,136
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,402
• Higher-risk drivers with serious driving violations could pay up to $2,452 or more
• The cost that insures a teen driver for full coverage can cost as much as $4,314 a year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,300 to $1,900 extra per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost as much as 44% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,300 a year. View Rates by Age

Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $410 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, eliminating unneeded coverage, and not having any coverage lapses. Compare rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the material that was covered in the above illustrations.

• Policyholders who want increased liability limits will pay approximately $430 each year to go from a minimum limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $360 per month if full coverage is purchased
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,320 more annually to insure a Mitsubishi Outlander
• Increasing deductibles can save approximately $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.