Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage. Comprehensive costs on average $230, collision insurance costs $380, and liability costs $390. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs around $2,452. Teens receive the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how geographic area affects car insurance rates.

These examples show why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay around $140 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,136
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,402
• Higher-risk drivers with serious driving violations could pay upwards of $2,452
• The cost to insure a teen driver for full coverage may cost $4,314 a year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Outlander.

Choosing higher comprehensive and collision insurance deductibles could save up to $410 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,900 in extra premium per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost as much as 44% to 128% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mitsubishi Outlander Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the concepts that were presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,320 more each year for car insurance
• Teenagers are charged the highest rates, costing as high as $360 per month if comprehensive and collision insurance is included
• Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $400 each year
• Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.