Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,188 annually for full coverage insurance. Comprehensive insurance costs around $240 each year, collision costs $424, and liability costs $388. Liability-only insurance costs as little as $434 a year, with high-risk driver insurance costing $2,568 or more. Teen drivers cost the most to insure at $4,482 a year or more.

Average premium for full coverage: $1,188

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $686
• Drivers who choose higher $1,000 deductibles will pay about $152 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,188
• Choosing low deductibles for comprehensive and collision insurance costs an additional $290 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,568 or more
• Policy cost with full coverage for a teen driver can be $4,482 a year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $450 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief review of the data raised in the charts and tables above.

• Policyholders who may need increased liability limits will pay about $430 annually to go from a 30/60 limit to higher 250/500 limits
• It is possible to save up to $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $374 each month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.