Ford Ecosport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
The average insurance prices for a Ford Ecosport are $1,288 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $248 each year, collision costs $466, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing $2,794 or more. 16-year-old drivers cost the most to insure at $4,910 a year or more.
Average premium for full coverage: $1,288
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Ecosport models.
Price Range Variability
Using a middle-aged driver as an example, Ford Ecosport insurance rates go from the cheapest price of $474 for basic liability insurance to a high rate of $2,794 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities.
The graphic below illustrates how where you live affects insurance prices.
The examples above illustrate why all drivers should compare rates for a targeted area and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Ford Ecosport insurance rates for other coverage scenarios.
- The best full coverage rate is $746
- Drivers who choose higher $1,000 deductibles will pay approximately $162 each year
- The average price for a good driver age 40 who has $500 deductibles is $1,288
- Buying low deductibles for comprehensive and collision insurance costs an extra $316 each year
- High-risk insureds with multiple tickets or accidents could pay up to $2,794 or more
- Policy cost to insure a teenage driver can cost as much as $4,910 a year
Auto insurance rates for a Ford Ecosport also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles could save up to $480 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $4,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Ford Ecosport insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,164 | -$124 | -9.6% |
Alaska | $988 | -$300 | -23.3% |
Arizona | $1,070 | -$218 | -16.9% |
Arkansas | $1,288 | -$0 | 0.0% |
California | $1,466 | $178 | 13.8% |
Colorado | $1,230 | -$58 | -4.5% |
Connecticut | $1,324 | $36 | 2.8% |
Delaware | $1,456 | $168 | 13.0% |
Florida | $1,612 | $324 | 25.2% |
Georgia | $1,188 | -$100 | -7.8% |
Hawaii | $924 | -$364 | -28.3% |
Idaho | $872 | -$416 | -32.3% |
Illinois | $960 | -$328 | -25.5% |
Indiana | $970 | -$318 | -24.7% |
Iowa | $870 | -$418 | -32.5% |
Kansas | $1,226 | -$62 | -4.8% |
Kentucky | $1,758 | $470 | 36.5% |
Louisiana | $1,908 | $620 | 48.1% |
Maine | $794 | -$494 | -38.4% |
Maryland | $1,062 | -$226 | -17.5% |
Massachusetts | $1,030 | -$258 | -20.0% |
Michigan | $2,236 | $948 | 73.6% |
Minnesota | $1,078 | -$210 | -16.3% |
Mississippi | $1,542 | $254 | 19.7% |
Missouri | $1,144 | -$144 | -11.2% |
Montana | $1,384 | $96 | 7.5% |
Nebraska | $1,016 | -$272 | -21.1% |
Nevada | $1,544 | $256 | 19.9% |
New Hampshire | $928 | -$360 | -28.0% |
New Jersey | $1,438 | $150 | 11.6% |
New Mexico | $1,140 | -$148 | -11.5% |
New York | $1,356 | $68 | 5.3% |
North Carolina | $742 | -$546 | -42.4% |
North Dakota | $1,054 | -$234 | -18.2% |
Ohio | $892 | -$396 | -30.7% |
Oklahoma | $1,322 | $34 | 2.6% |
Oregon | $1,180 | -$108 | -8.4% |
Pennsylvania | $1,228 | -$60 | -4.7% |
Rhode Island | $1,716 | $428 | 33.2% |
South Carolina | $1,166 | -$122 | -9.5% |
South Dakota | $1,088 | -$200 | -15.5% |
Tennessee | $1,128 | -$160 | -12.4% |
Texas | $1,552 | $264 | 20.5% |
Utah | $954 | -$334 | -25.9% |
Vermont | $882 | -$406 | -31.5% |
Virginia | $772 | -$516 | -40.1% |
Washington | $998 | -$290 | -22.5% |
West Virginia | $1,180 | -$108 | -8.4% |
Wisconsin | $892 | -$396 | -30.7% |
Wyoming | $1,146 | -$142 | -11.0% |
Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted rates will be varied.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2023 Ford Ecosport | $256 | $478 | $398 | $1,290 |
2022 Ford Ecosport | $248 | $466 | $416 | $1,288 |
2021 Ford Ecosport | $240 | $446 | $430 | $1,274 |
2020 Ford Ecosport | $226 | $430 | $442 | $1,256 |
2019 Ford Ecosport | $218 | $400 | $452 | $1,228 |
2018 Ford Ecosport | $208 | $376 | $456 | $1,198 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Ecosport Insurance
Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The list below is a condensed summary of the material that was touched on in the above illustrations.
- Consumers who want higher liability limits will pay around $460 annually to go from a 30/60 limit to a 250/500 level
- Teenagers are the costliest to insure, possibly costing $409 each month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents could be forced to pay on average $1,510 more annually for car insurance
- Increasing comprehensive and collision deductibles could save as much as $475 each year
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,910 |
20 | $2,986 |
30 | $1,336 |
40 | $1,288 |
50 | $1,178 |
60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,604 |
$250 | $1,456 |
$500 | $1,288 |
$1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,288 |
50/100 | $1,371 |
100/300 | $1,475 |
250/500 | $1,746 |
100 CSL | $1,413 |
300 CSL | $1,642 |
500 CSL | $1,808 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,988 |
20 | $4,756 |
30 | $2,848 |
40 | $2,794 |
50 | $2,668 |
60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $93 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $57 |
Advance Quote | $63 |
Online Quote | $90 |
Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area