Ford Ecosport Insurance Rates
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Ford Ecosport are $1,290 a year with full coverage. Comprehensive insurance costs an estimated $256 a year, collision insurance costs $478, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs $2,796 or more. Teens pay the highest rates at up to $4,886 a year.
Average premium for full coverage: $1,290
Price estimates broken down by individual coverage:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Ecosport trim levels.
Price Range from Low to High
For a 40-year-old driver, Ford Ecosport insurance prices range from the low end price of $460 for basic liability insurance to a high of $2,796 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.
The ranges above demonstrate why it is important to get quotes for a targeted area, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Ford Ecosport insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $746
- Choosing higher $1,000 deductibles can save approximately $1,124 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,290
- Selecting low $100 deductibles for comp and collision coverage will cost an additional $324 every year
- Unlucky drivers with serious driving violations could pay up to $2,796
- The price that insures a teen driver can cost as much as $4,886 each year
Car insurance prices for a Ford Ecosport are also quite variable based on the trim level of your Ecosport, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age
The state you live in plays a big part in determining prices for Ford Ecosport insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,740 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,470 | $180 | 14.0% |
| Colorado | $1,234 | -$56 | -4.3% |
| Connecticut | $1,328 | $38 | 2.9% |
| Delaware | $1,460 | $170 | 13.2% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $874 | -$416 | -32.2% |
| Illinois | $964 | -$326 | -25.3% |
| Indiana | $972 | -$318 | -24.7% |
| Iowa | $872 | -$418 | -32.4% |
| Kansas | $1,228 | -$62 | -4.8% |
| Kentucky | $1,762 | $472 | 36.6% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $796 | -$494 | -38.3% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$256 | -19.8% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,548 | $258 | 20.0% |
| Missouri | $1,146 | -$144 | -11.2% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,018 | -$272 | -21.1% |
| Nevada | $1,548 | $258 | 20.0% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,444 | $154 | 11.9% |
| New Mexico | $1,144 | -$146 | -11.3% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $894 | -$396 | -30.7% |
| Oklahoma | $1,328 | $38 | 2.9% |
| Oregon | $1,184 | -$106 | -8.2% |
| Pennsylvania | $1,232 | -$58 | -4.5% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,170 | -$120 | -9.3% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,130 | -$160 | -12.4% |
| Texas | $1,556 | $266 | 20.6% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $772 | -$518 | -40.2% |
| Washington | $998 | -$292 | -22.6% |
| West Virginia | $1,184 | -$106 | -8.2% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,148 | -$142 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $490 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $268 | $482 | $390 | $1,298 |
| 2022 Ford Ecosport | $256 | $478 | $398 | $1,290 |
| 2021 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2020 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2019 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2018 Ford Ecosport | $218 | $400 | $452 | $1,228 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Ford Ecosport Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The points below are a brief recap of the data that was illustrated above.
- You may be able to save approximately $150 per year just by quoting early and online
- Policyholders who want increased liability limits will pay approximately $440 every year to raise limits from a low limit to the 250/500 level
- Drivers under the age of 20 have the highest car insurance prices, costing up to $407 a month if full coverage is purchased
- Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,510 more annually to insure a Ford Ecosport
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,990 |
| 30 | $1,342 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,614 |
| $250 | $1,464 |
| $500 | $1,290 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,370 |
| 100/300 | $1,469 |
| 250/500 | $1,728 |
| 100 CSL | $1,409 |
| 300 CSL | $1,628 |
| 500 CSL | $1,788 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,956 |
| 20 | $4,756 |
| 30 | $2,852 |
| 40 | $2,796 |
| 50 | $2,670 |
| 60 | $2,646 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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