Mitsubishi Eclipse Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 3, 2023
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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.
To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.
U.S. average insurance rates for a Mitsubishi Eclipse are $902 a year for full coverage insurance. Comprehensive insurance costs an estimated $132, collision insurance costs $170, and liability costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $1,940 or more. Teenage drivers pay the highest rates at up to $3,708 a year.
Average premium for full coverage: $902
Price estimates broken down by individual coverage:
Price estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Eclipse trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Mitsubishi Eclipse insurance prices range from the low end price of $496 for a discount liability-only rate to a much higher rate of $1,940 for high-risk insurance.
Geographic Price Range
Where you live can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how where you live affects insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Mitsubishi Eclipse insurance rates for other coverage scenarios.
- The best discount rate is $554
- Using higher $1,000 deductibles will save approximately $70 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $902
- Using more expensive low deductibles for physical damage coverage will cost an additional $132 every year
- Drivers who are prone to accidents and violations could pay up to $1,940
- The price that insures a teen driver with full coverage can cost as much as $3,708 or more
Insurance prices for a Mitsubishi Eclipse are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance can be as much as 40% to 135% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $3,700 a year. View Rates by Age
The state you live in has a huge impact on Mitsubishi Eclipse insurance prices. A driver around age 40 might see prices as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,220 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$84 | -9.3% |
| Alaska | $694 | -$208 | -23.1% |
| Arizona | $752 | -$150 | -16.6% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $862 | -$40 | -4.4% |
| Connecticut | $930 | $28 | 3.1% |
| Delaware | $1,022 | $120 | 13.3% |
| Florida | $1,130 | $228 | 25.3% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $612 | -$290 | -32.2% |
| Illinois | $672 | -$230 | -25.5% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $610 | -$292 | -32.4% |
| Kansas | $860 | -$42 | -4.7% |
| Kentucky | $1,232 | $330 | 36.6% |
| Louisiana | $1,338 | $436 | 48.3% |
| Maine | $558 | -$344 | -38.1% |
| Maryland | $746 | -$156 | -17.3% |
| Massachusetts | $724 | -$178 | -19.7% |
| Michigan | $1,570 | $668 | 74.1% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,082 | $180 | 20.0% |
| Missouri | $802 | -$100 | -11.1% |
| Montana | $972 | $70 | 7.8% |
| Nebraska | $712 | -$190 | -21.1% |
| Nevada | $1,082 | $180 | 20.0% |
| New Hampshire | $650 | -$252 | -27.9% |
| New Jersey | $1,010 | $108 | 12.0% |
| New Mexico | $800 | -$102 | -11.3% |
| New York | $954 | $52 | 5.8% |
| North Carolina | $520 | -$382 | -42.4% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $626 | -$276 | -30.6% |
| Oklahoma | $928 | $26 | 2.9% |
| Oregon | $828 | -$74 | -8.2% |
| Pennsylvania | $862 | -$40 | -4.4% |
| Rhode Island | $1,206 | $304 | 33.7% |
| South Carolina | $818 | -$84 | -9.3% |
| South Dakota | $764 | -$138 | -15.3% |
| Tennessee | $794 | -$108 | -12.0% |
| Texas | $1,090 | $188 | 20.8% |
| Utah | $670 | -$232 | -25.7% |
| Vermont | $618 | -$284 | -31.5% |
| Virginia | $542 | -$360 | -39.9% |
| Washington | $700 | -$202 | -22.4% |
| West Virginia | $828 | -$74 | -8.2% |
| Wisconsin | $626 | -$276 | -30.6% |
| Wyoming | $806 | -$96 | -10.6% |
Using high physical damage deductibles could cut prices by as much as $210 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Eclipse GS 2-Dr Coupe | $888 | $74 |
| Mitsubishi Eclipse Spyder GS 2-Dr Convertible | $870 | $73 |
| Mitsubishi Eclipse GS Sport 2-Dr Coupe | $918 | $77 |
| Mitsubishi Eclipse Spyder GT 2-Dr Convertible | $900 | $75 |
| Mitsubishi Eclipse GT 2-Dr Coupe | $932 | $78 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Eclipse | $182 | $272 | $478 | $1,090 |
| 2011 Mitsubishi Eclipse | $170 | $248 | $474 | $1,050 |
| 2010 Mitsubishi Eclipse | $160 | $226 | $474 | $1,018 |
| 2009 Mitsubishi Eclipse | $154 | $202 | $468 | $982 |
| 2008 Mitsubishi Eclipse | $152 | $198 | $460 | $968 |
| 2007 Mitsubishi Eclipse | $150 | $188 | $452 | $948 |
| 2006 Mitsubishi Eclipse | $138 | $180 | $446 | $922 |
| 2005 Mitsubishi Eclipse | $132 | $170 | $442 | $902 |
Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mitsubishi Eclipse Insurance
Getting lower rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices every couple of years by getting quotes from direct insurance companies, and also from local insurance agencies.
The following is a condensed summary of the material that was touched on in the above illustrations.
- Policyholders who want higher liability limits will pay an extra $490 annually to increase from a low limit to the 250/500 level
- Teens are charged the highest prices, as much as $309 a month if full coverage is included
- Higher risk drivers with multiple at-fault accidents may have to pay on average $1,040 more annually for Eclipse insurance
- Increasing physical damage deductibles can save approximately $200 each year
Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.
To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.
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What are the safety ratings of the Mitsubishi Eclipse?
Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.
The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.
Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class
Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.
- Chevrolet Corvette Insurance Rates
- Ford Mustang Insurance Rates
- Mercedes Benz SL 450 Insurance Rates
Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.
Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,708 |
| 20 | $2,070 |
| 30 | $916 |
| 40 | $902 |
| 50 | $832 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,034 |
| $250 | $974 |
| $500 | $902 |
| $1,000 | $832 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $1,020 |
| 100/300 | $1,131 |
| 250/500 | $1,418 |
| 100 CSL | $1,065 |
| 300 CSL | $1,308 |
| 500 CSL | $1,485 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,204 |
| 20 | $3,296 |
| 30 | $1,950 |
| 40 | $1,940 |
| 50 | $1,858 |
| 60 | $1,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $60 |
| Total Discounts | $348 |
Discounts are estimated and may not be available from every company or in every state.
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