Mitsubishi Eclipse Insurance Rates
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UPDATED: May 5, 2024
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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.
To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.
Estimated insurance prices for a Mitsubishi Eclipse are $902 every 12 months for full coverage insurance. Comprehensive costs an estimated $132, collision costs $170, and liability insurance is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $1,940. Teen drivers pay the most at $3,708 a year or more.
Average premium for full coverage: $902
Premium estimates broken down by type of coverage:
Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Eclipse models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Mitsubishi Eclipse go from the cheapest price of $496 for your basic liability-only policy to the much higher price of $1,940 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.
The example below illustrates how your location can change insurance prices.
These rate differences illustrate why everyone should get quotes for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Mitsubishi Eclipse insurance rates for other coverage scenarios.
- The lowest rate with discounts is $554
- Choosing higher $1,000 deductibles can save approximately $70 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $902
- Choosing pricier low deductibles for comp and collision coverage increases the price to $1,034
- High-risk insureds with multiple violations and an at-fault accident could pay up to $1,940 or more
- An auto insurance policy to insure a teen driver for full coverage can cost as much as $3,708 each year
Auto insurance prices for a Mitsubishi Eclipse also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Choosing high deductibles can save as much as $210 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,100 to $1,500 in extra premium annually, depending on your age. Mitsubishi Eclipse insurance for high-risk drivers ranges anywhere from 40% to 135% more than average. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Mitsubishi Eclipse insurance rates. A good driver about age 40 could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,220 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$84 | -9.3% |
| Alaska | $694 | -$208 | -23.1% |
| Arizona | $752 | -$150 | -16.6% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $862 | -$40 | -4.4% |
| Connecticut | $930 | $28 | 3.1% |
| Delaware | $1,022 | $120 | 13.3% |
| Florida | $1,130 | $228 | 25.3% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $612 | -$290 | -32.2% |
| Illinois | $672 | -$230 | -25.5% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $610 | -$292 | -32.4% |
| Kansas | $860 | -$42 | -4.7% |
| Kentucky | $1,232 | $330 | 36.6% |
| Louisiana | $1,338 | $436 | 48.3% |
| Maine | $558 | -$344 | -38.1% |
| Maryland | $746 | -$156 | -17.3% |
| Massachusetts | $724 | -$178 | -19.7% |
| Michigan | $1,570 | $668 | 74.1% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,082 | $180 | 20.0% |
| Missouri | $802 | -$100 | -11.1% |
| Montana | $972 | $70 | 7.8% |
| Nebraska | $712 | -$190 | -21.1% |
| Nevada | $1,082 | $180 | 20.0% |
| New Hampshire | $650 | -$252 | -27.9% |
| New Jersey | $1,010 | $108 | 12.0% |
| New Mexico | $800 | -$102 | -11.3% |
| New York | $954 | $52 | 5.8% |
| North Carolina | $520 | -$382 | -42.4% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $626 | -$276 | -30.6% |
| Oklahoma | $928 | $26 | 2.9% |
| Oregon | $828 | -$74 | -8.2% |
| Pennsylvania | $862 | -$40 | -4.4% |
| Rhode Island | $1,206 | $304 | 33.7% |
| South Carolina | $818 | -$84 | -9.3% |
| South Dakota | $764 | -$138 | -15.3% |
| Tennessee | $794 | -$108 | -12.0% |
| Texas | $1,090 | $188 | 20.8% |
| Utah | $670 | -$232 | -25.7% |
| Vermont | $618 | -$284 | -31.5% |
| Virginia | $542 | -$360 | -39.9% |
| Washington | $700 | -$202 | -22.4% |
| West Virginia | $828 | -$74 | -8.2% |
| Wisconsin | $626 | -$276 | -30.6% |
| Wyoming | $806 | -$96 | -10.6% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Eclipse GS 2-Dr Coupe | $888 | $74 |
| Mitsubishi Eclipse Spyder GS 2-Dr Convertible | $870 | $73 |
| Mitsubishi Eclipse GS Sport 2-Dr Coupe | $918 | $77 |
| Mitsubishi Eclipse Spyder GT 2-Dr Convertible | $900 | $75 |
| Mitsubishi Eclipse GT 2-Dr Coupe | $932 | $78 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Eclipse | $186 | $300 | $474 | $1,118 |
| 2011 Mitsubishi Eclipse | $182 | $272 | $478 | $1,090 |
| 2010 Mitsubishi Eclipse | $170 | $248 | $474 | $1,050 |
| 2009 Mitsubishi Eclipse | $160 | $226 | $474 | $1,018 |
| 2008 Mitsubishi Eclipse | $154 | $202 | $468 | $982 |
| 2007 Mitsubishi Eclipse | $152 | $198 | $460 | $968 |
| 2006 Mitsubishi Eclipse | $150 | $188 | $452 | $948 |
| 2005 Mitsubishi Eclipse | $138 | $180 | $446 | $922 |
| 2004 Mitsubishi Eclipse | $132 | $170 | $442 | $902 |
Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Mitsubishi Eclipse Insurance
Finding better rates on Mitsubishi Eclipse insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every couple of years by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The next list is a review of the material that was illustrated above.
- Drivers who want increased levels of liability coverage will pay about $490 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
- Drivers age 20 and younger are the costliest to insure, with premiums being up to $309 per month if comprehensive and collision insurance is included
- High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,040 more annually to buy Mitsubishi Eclipse insurance
- Increasing policy deductibles could save as much as $200 each year
Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.
To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.
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What are the safety ratings of the Mitsubishi Eclipse?
Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.
The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.
Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class
Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.
- Chevrolet Corvette Insurance Rates
- Ford Mustang Insurance Rates
- Mercedes Benz SL 450 Insurance Rates
Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.
Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,708 |
| 20 | $2,070 |
| 30 | $916 |
| 40 | $902 |
| 50 | $832 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,034 |
| $250 | $974 |
| $500 | $902 |
| $1,000 | $832 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $1,020 |
| 100/300 | $1,131 |
| 250/500 | $1,418 |
| 100 CSL | $1,065 |
| 300 CSL | $1,308 |
| 500 CSL | $1,485 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,204 |
| 20 | $3,296 |
| 30 | $1,950 |
| 40 | $1,940 |
| 50 | $1,858 |
| 60 | $1,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $60 |
| Total Discounts | $348 |
Discounts are estimated and may not be available from every company or in every state.
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