Mitsubishi Eclipse Insurance Rates

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 5, 2023

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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

Estimated insurance rates for a Mitsubishi Eclipse are $902 a year with full coverage. Comprehensive insurance costs approximately $132 each year, collision insurance costs $170, and liability is $442. A policy with only liability insurance costs around $496 a year, and a high-risk policy costs $1,940 or more. Teen drivers pay the most at up to $3,708 a year.

Average premium for full coverage: $902

Premium estimates by type of coverage:

Comprehensive $132
Collision $170
Liability $442

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Eclipse models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mitsubishi Eclipse range from as low as $496 for liability-only coverage to a high rate of $1,940 for a high-risk insurance policy.

Liability Only $496
Full Coverage $902
High Risk $1,940

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $677
Small Cities $947
Large Cities $1,218

These rate differences demonstrate why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Mitsubishi Eclipse insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $554
  • Raising to $1,000 deductibles will save $70 annually
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $902
  • Choosing low deductibles will cost an extra $132 annually
  • Drivers with multiple violations and an at-fault accident could pay around $1,940
  • An auto insurance policy for full coverage for a 16-year-old driver can cost $3,708

View Chart as Image

Mitsubishi Eclipse insurance cost comparison chart
Column chart showing Mitsubishi Eclipse insurance prices range from $554 to $3,708 for full coverage

Car insurance prices for a Mitsubishi Eclipse also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Eclipse insurance prices. A middle-age driver might find prices as low as $650 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,220 on average in New York, Michigan, and Florida.

Mitsubishi Eclipse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$84 -9.3%
Alaska $694 -$208 -23.1%
Arizona $752 -$150 -16.6%
Arkansas $902 -$0 0.0%
California $1,028 $126 14.0%
Colorado $862 -$40 -4.4%
Connecticut $930 $28 3.1%
Delaware $1,022 $120 13.3%
Florida $1,130 $228 25.3%
Georgia $834 -$68 -7.5%
Hawaii $648 -$254 -28.2%
Idaho $612 -$290 -32.2%
Illinois $672 -$230 -25.5%
Indiana $680 -$222 -24.6%
Iowa $610 -$292 -32.4%
Kansas $860 -$42 -4.7%
Kentucky $1,232 $330 36.6%
Louisiana $1,338 $436 48.3%
Maine $558 -$344 -38.1%
Maryland $746 -$156 -17.3%
Massachusetts $724 -$178 -19.7%
Michigan $1,570 $668 74.1%
Minnesota $754 -$148 -16.4%
Mississippi $1,082 $180 20.0%
Missouri $802 -$100 -11.1%
Montana $972 $70 7.8%
Nebraska $712 -$190 -21.1%
Nevada $1,082 $180 20.0%
New Hampshire $650 -$252 -27.9%
New Jersey $1,010 $108 12.0%
New Mexico $800 -$102 -11.3%
New York $954 $52 5.8%
North Carolina $520 -$382 -42.4%
North Dakota $740 -$162 -18.0%
Ohio $626 -$276 -30.6%
Oklahoma $928 $26 2.9%
Oregon $828 -$74 -8.2%
Pennsylvania $862 -$40 -4.4%
Rhode Island $1,206 $304 33.7%
South Carolina $818 -$84 -9.3%
South Dakota $764 -$138 -15.3%
Tennessee $794 -$108 -12.0%
Texas $1,090 $188 20.8%
Utah $670 -$232 -25.7%
Vermont $618 -$284 -31.5%
Virginia $542 -$360 -39.9%
Washington $700 -$202 -22.4%
West Virginia $828 -$74 -8.2%
Wisconsin $626 -$276 -30.6%
Wyoming $806 -$96 -10.6%

View Chart as Image

Mitsubishi Eclipse insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $210 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 40% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Eclipse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Eclipse GS 2-Dr Coupe $888 $74
Mitsubishi Eclipse Spyder GS 2-Dr Convertible $870 $73
Mitsubishi Eclipse GS Sport 2-Dr Coupe $918 $77
Mitsubishi Eclipse Spyder GT 2-Dr Convertible $900 $75
Mitsubishi Eclipse GT 2-Dr Coupe $932 $78

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Eclipse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Eclipse $186 $300 $474 $1,118
2010 Mitsubishi Eclipse $170 $248 $474 $1,050
2009 Mitsubishi Eclipse $160 $226 $474 $1,018
2008 Mitsubishi Eclipse $154 $202 $468 $982
2007 Mitsubishi Eclipse $152 $198 $460 $968
2006 Mitsubishi Eclipse $150 $188 $452 $948
2005 Mitsubishi Eclipse $138 $180 $446 $922
2004 Mitsubishi Eclipse $132 $170 $442 $902

Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mitsubishi Eclipse Insurance

Finding better rates on insurance for a Mitsubishi Eclipse consists of being safe and accident-free, having above-average credit, being claim-free, and attention to physical damage deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the car insurance concepts covered above.

  • Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,040 more per year than a low-risk driver
  • You may be able to save around $100 per year just by quoting online in advance
  • Increasing policy deductibles can save around $200 each year
  • Insureds who purchase more liability protection will pay about $490 every year to raise from 30/60 bodily injury limits to 250/500 limits

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

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What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.

Rates by Driver Age

Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $3,708
20 $2,070
30 $916
40 $902
50 $832
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,034
$250 $974
$500 $902
$1,000 $832

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $902
50/100 $1,020
100/300 $1,131
250/500 $1,418
100 CSL $1,065
300 CSL $1,308
500 CSL $1,485

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $5,204
20 $3,296
30 $1,950
40 $1,940
50 $1,858
60 $1,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $38
Online Quote $60
Total Discounts $348
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

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