Mitsubishi Eclipse Insurance Rates
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UPDATED: May 5, 2024
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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.
To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.
U.S. average insurance rates for a Mitsubishi Eclipse are $902 a year for full coverage insurance. Comprehensive insurance costs on average $132, collision costs $170, and liability is $442. Buying just liability costs around $496 a year, with insurance for high-risk drivers costing $1,940 or more. Teen drivers pay the highest rates at $3,708 a year or more.
Average premium for full coverage: $902
Price estimates by individual coverage:
Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Eclipse models.
Price Range from Low to High
For a driver in their 40's, Mitsubishi Eclipse insurance prices go from as low as $496 for basic liability insurance to the much higher price of $1,940 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how location helps determine car insurance rates.
The ranges above illustrate why everyone should compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Mitsubishi Eclipse insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $554
- Raising to $1,000 deductibles will save around $70 each year
- The average rate for the average middle-age driver with $500 deductibles is $902
- Choosing pricier low deductibles will cost an extra $132 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $1,940 or more
- The price for full coverage for a 16-year-old driver for full coverage may cost $3,708
Insurance prices for a Mitsubishi Eclipse are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.
A more mature driver with no violations or accidents and high deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $3,700 a year. View Rates by Age
The state you live in also has a big influence on Mitsubishi Eclipse insurance prices. A middle-age driver might find prices as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,220 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$84 | -9.3% |
| Alaska | $694 | -$208 | -23.1% |
| Arizona | $752 | -$150 | -16.6% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $862 | -$40 | -4.4% |
| Connecticut | $930 | $28 | 3.1% |
| Delaware | $1,022 | $120 | 13.3% |
| Florida | $1,130 | $228 | 25.3% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $612 | -$290 | -32.2% |
| Illinois | $672 | -$230 | -25.5% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $610 | -$292 | -32.4% |
| Kansas | $860 | -$42 | -4.7% |
| Kentucky | $1,232 | $330 | 36.6% |
| Louisiana | $1,338 | $436 | 48.3% |
| Maine | $558 | -$344 | -38.1% |
| Maryland | $746 | -$156 | -17.3% |
| Massachusetts | $724 | -$178 | -19.7% |
| Michigan | $1,570 | $668 | 74.1% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,082 | $180 | 20.0% |
| Missouri | $802 | -$100 | -11.1% |
| Montana | $972 | $70 | 7.8% |
| Nebraska | $712 | -$190 | -21.1% |
| Nevada | $1,082 | $180 | 20.0% |
| New Hampshire | $650 | -$252 | -27.9% |
| New Jersey | $1,010 | $108 | 12.0% |
| New Mexico | $800 | -$102 | -11.3% |
| New York | $954 | $52 | 5.8% |
| North Carolina | $520 | -$382 | -42.4% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $626 | -$276 | -30.6% |
| Oklahoma | $928 | $26 | 2.9% |
| Oregon | $828 | -$74 | -8.2% |
| Pennsylvania | $862 | -$40 | -4.4% |
| Rhode Island | $1,206 | $304 | 33.7% |
| South Carolina | $818 | -$84 | -9.3% |
| South Dakota | $764 | -$138 | -15.3% |
| Tennessee | $794 | -$108 | -12.0% |
| Texas | $1,090 | $188 | 20.8% |
| Utah | $670 | -$232 | -25.7% |
| Vermont | $618 | -$284 | -31.5% |
| Virginia | $542 | -$360 | -39.9% |
| Washington | $700 | -$202 | -22.4% |
| West Virginia | $828 | -$74 | -8.2% |
| Wisconsin | $626 | -$276 | -30.6% |
| Wyoming | $806 | -$96 | -10.6% |
Choosing high deductibles can reduce prices by up to $210 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,100 to $1,500 additional each year, depending on your age. Mitsubishi Eclipse insurance for high-risk drivers is expensive and can cost from 40% to 135% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Eclipse GS 2-Dr Coupe | $888 | $74 |
| Mitsubishi Eclipse Spyder GS 2-Dr Convertible | $870 | $73 |
| Mitsubishi Eclipse GS Sport 2-Dr Coupe | $918 | $77 |
| Mitsubishi Eclipse Spyder GT 2-Dr Convertible | $900 | $75 |
| Mitsubishi Eclipse GT 2-Dr Coupe | $932 | $78 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Eclipse | $170 | $248 | $474 | $1,050 |
| 2011 Mitsubishi Eclipse | $160 | $226 | $474 | $1,018 |
| 2010 Mitsubishi Eclipse | $154 | $202 | $468 | $982 |
| 2009 Mitsubishi Eclipse | $152 | $198 | $460 | $968 |
| 2008 Mitsubishi Eclipse | $150 | $188 | $452 | $948 |
| 2007 Mitsubishi Eclipse | $138 | $180 | $446 | $922 |
| 2006 Mitsubishi Eclipse | $132 | $170 | $442 | $902 |
Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mitsubishi Eclipse Insurance
Getting lower rates on insurance for a Mitsubishi Eclipse consists of being a safe and courteous driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below is a recap of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk that have major violations or accidents pay an average of $1,040 more each year for auto insurance
- Teenage drivers pay higher prices, as much as $309 a month including comprehensive and collision insurance
- It is possible to save as much as $100 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $200 each year
- It is possible to save as much as $100 per year simply by quoting online well ahead of the renewal date
Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.
To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.
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What are the safety ratings of the Mitsubishi Eclipse?
Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.
The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.
Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class
Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.
- Chevrolet Corvette Insurance Rates
- Ford Mustang Insurance Rates
- Mercedes Benz SL 450 Insurance Rates
Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.
Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,708 |
| 20 | $2,070 |
| 30 | $916 |
| 40 | $902 |
| 50 | $832 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,034 |
| $250 | $974 |
| $500 | $902 |
| $1,000 | $832 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $1,020 |
| 100/300 | $1,131 |
| 250/500 | $1,418 |
| 100 CSL | $1,065 |
| 300 CSL | $1,308 |
| 500 CSL | $1,485 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,204 |
| 20 | $3,296 |
| 30 | $1,950 |
| 40 | $1,940 |
| 50 | $1,858 |
| 60 | $1,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $60 |
| Total Discounts | $348 |
Discounts are estimated and may not be available from every company or in every state.
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