Mitsubishi Eclipse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jan 22, 2020

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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

U.S. average insurance rates for a Mitsubishi Eclipse are $902 a year for full coverage insurance. Comprehensive costs approximately $132 a year, collision insurance costs $170, and liability insurance is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $1,940. Teens pay the highest rates at up to $3,708 a year.

Average premium for full coverage: $902

Price estimates by individual coverage:

Comprehensive $132
Collision $170
Liability $442

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Eclipse trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Mitsubishi Eclipse insurance prices range from as low as $496 for basic liability insurance to a high of $1,940 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $902
High Risk $1,940

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $677
Small Cities $947
Large Cities $1,218

The ranges above illustrate why it is important to get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Mitsubishi Eclipse insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $554
  • Choosing higher $1,000 deductibles can save $832 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $902
  • Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,034
  • High-risk insureds with serious driving violations could pay around $1,940
  • The price for full coverage for a teen driver can cost $3,708 each year

View Chart as Image

Mitsubishi Eclipse insurance cost comparison chart
Column chart showing Mitsubishi Eclipse insurance rates range from $554 to $3,708 for full coverage

Auto insurance prices for a Mitsubishi Eclipse are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Eclipse insurance rates. A good driver about age 40 could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,220 on average in Florida, New York, and Michigan.

Mitsubishi Eclipse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$84 -9.3%
Alaska $694 -$208 -23.1%
Arizona $752 -$150 -16.6%
Arkansas $902 -$0 0.0%
California $1,028 $126 14.0%
Colorado $862 -$40 -4.4%
Connecticut $930 $28 3.1%
Delaware $1,022 $120 13.3%
Florida $1,130 $228 25.3%
Georgia $834 -$68 -7.5%
Hawaii $648 -$254 -28.2%
Idaho $612 -$290 -32.2%
Illinois $672 -$230 -25.5%
Indiana $680 -$222 -24.6%
Iowa $610 -$292 -32.4%
Kansas $860 -$42 -4.7%
Kentucky $1,232 $330 36.6%
Louisiana $1,338 $436 48.3%
Maine $558 -$344 -38.1%
Maryland $746 -$156 -17.3%
Massachusetts $724 -$178 -19.7%
Michigan $1,570 $668 74.1%
Minnesota $754 -$148 -16.4%
Mississippi $1,082 $180 20.0%
Missouri $802 -$100 -11.1%
Montana $972 $70 7.8%
Nebraska $712 -$190 -21.1%
Nevada $1,082 $180 20.0%
New Hampshire $650 -$252 -27.9%
New Jersey $1,010 $108 12.0%
New Mexico $800 -$102 -11.3%
New York $954 $52 5.8%
North Carolina $520 -$382 -42.4%
North Dakota $740 -$162 -18.0%
Ohio $626 -$276 -30.6%
Oklahoma $928 $26 2.9%
Oregon $828 -$74 -8.2%
Pennsylvania $862 -$40 -4.4%
Rhode Island $1,206 $304 33.7%
South Carolina $818 -$84 -9.3%
South Dakota $764 -$138 -15.3%
Tennessee $794 -$108 -12.0%
Texas $1,090 $188 20.8%
Utah $670 -$232 -25.7%
Vermont $618 -$284 -31.5%
Virginia $542 -$360 -39.9%
Washington $700 -$202 -22.4%
West Virginia $828 -$74 -8.2%
Wisconsin $626 -$276 -30.6%
Wyoming $806 -$96 -10.6%

View Chart as Image

Mitsubishi Eclipse insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 40% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Eclipse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Eclipse GS 2-Dr Coupe $888 $74
Mitsubishi Eclipse Spyder GS 2-Dr Convertible $870 $73
Mitsubishi Eclipse GS Sport 2-Dr Coupe $918 $77
Mitsubishi Eclipse Spyder GT 2-Dr Convertible $900 $75
Mitsubishi Eclipse GT 2-Dr Coupe $932 $78

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Eclipse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Eclipse $202 $322 $474 $1,156
2010 Mitsubishi Eclipse $182 $272 $478 $1,090
2009 Mitsubishi Eclipse $170 $248 $474 $1,050
2008 Mitsubishi Eclipse $160 $226 $474 $1,018
2007 Mitsubishi Eclipse $154 $202 $468 $982
2006 Mitsubishi Eclipse $152 $198 $460 $968
2005 Mitsubishi Eclipse $150 $188 $452 $948
2004 Mitsubishi Eclipse $138 $180 $446 $922
2003 Mitsubishi Eclipse $132 $170 $442 $902

Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mitsubishi Eclipse Insurance

Getting lower rates on Mitsubishi Eclipse insurance takes being a good driver, having good credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief recap of the data that was touched on in the above illustrations.

  • It is possible to save around $100 per year just by quoting early and online
  • Drivers who purchase an increased level of liability coverage will pay approximately $490 annually to raise limits from a low limit to 250/500 limits
  • Drivers age 16 to 20 have the highest car insurance prices, as much as $309 a month if they have full coverage
  • High-risk drivers who tend to receive serious violations may pay on average $1,040 more per year than a safer driver

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

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What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.

Rates by Driver Age

Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $3,708
20 $2,070
30 $916
40 $902
50 $832
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,034
$250 $974
$500 $902
$1,000 $832

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $902
50/100 $1,020
100/300 $1,131
250/500 $1,418
100 CSL $1,065
300 CSL $1,308
500 CSL $1,485

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $5,204
20 $3,296
30 $1,950
40 $1,940
50 $1,858
60 $1,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $38
Online Quote $60
Total Discounts $348
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

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