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Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates

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The average insurance rates for a Mitsubishi Eclipse Spyder GS 2-Dr Convertible are $1,342 a year with full coverage. Comprehensive insurance costs approximately $312, collision insurance costs $508, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,880 or more. Teen drivers cost the most to insure at up to $4,928 a year.

Annual premium for full coverage: $1,342

Policy rates by type of coverage:

Comprehensive $312
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Eclipse Trim Level

For the normal driver, Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance rates range from the low end price of $430 for just liability insurance to the much higher price of $2,880 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,342
High Risk $2,880

These price differences demonstrate why everyone should compare rates using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates

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Insurance prices for a Mitsubishi Eclipse Spyder GS 2-Dr Convertible also range considerably based on the replacement cost of your Eclipse, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,100 additional every year, depending on your age. Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state makes a big difference in Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $550 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance cost comparison chart
Column chart showing Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance prices range from $781 to $4,928 for full coverage

The chart above shows Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance prices for various risks and coverage choices. The cheapest price with discounts is $781. Drivers who choose higher $1,000 deductibles will pay $1,156. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,342. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,702. High risk drivers could be charged around $2,880. The rate for full coverage for a teenager is $4,928.

Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$128 -9.5%
Alaska $1,030 -$312 -23.2%
Arizona $1,116 -$226 -16.8%
Arkansas $1,342 -$0 0.0%
California $1,530 $188 14.0%
Colorado $1,284 -$58 -4.3%
Connecticut $1,382 $40 3.0%
Delaware $1,520 $178 13.3%
Florida $1,680 $338 25.2%
Georgia $1,240 -$102 -7.6%
Hawaii $964 -$378 -28.2%
Idaho $908 -$434 -32.3%
Illinois $1,000 -$342 -25.5%
Indiana $1,012 -$330 -24.6%
Iowa $908 -$434 -32.3%
Kansas $1,276 -$66 -4.9%
Kentucky $1,832 $490 36.5%
Louisiana $1,986 $644 48.0%
Maine $828 -$514 -38.3%
Maryland $1,108 -$234 -17.4%
Massachusetts $1,074 -$268 -20.0%
Michigan $2,334 $992 73.9%
Minnesota $1,124 -$218 -16.2%
Mississippi $1,608 $266 19.8%
Missouri $1,192 -$150 -11.2%
Montana $1,442 $100 7.5%
Nebraska $1,058 -$284 -21.2%
Nevada $1,610 $268 20.0%
New Hampshire $968 -$374 -27.9%
New Jersey $1,502 $160 11.9%
New Mexico $1,188 -$154 -11.5%
New York $1,416 $74 5.5%
North Carolina $774 -$568 -42.3%
North Dakota $1,100 -$242 -18.0%
Ohio $926 -$416 -31.0%
Oklahoma $1,380 $38 2.8%
Oregon $1,230 -$112 -8.3%
Pennsylvania $1,280 -$62 -4.6%
Rhode Island $1,790 $448 33.4%
South Carolina $1,218 -$124 -9.2%
South Dakota $1,132 -$210 -15.6%
Tennessee $1,176 -$166 -12.4%
Texas $1,618 $276 20.6%
Utah $996 -$346 -25.8%
Vermont $920 -$422 -31.4%
Virginia $804 -$538 -40.1%
Washington $1,038 -$304 -22.7%
West Virginia $1,230 -$112 -8.3%
Wisconsin $930 -$412 -30.7%
Wyoming $1,196 -$146 -10.9%

View Chart as Image

Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $4,928
20 $3,068
30 $1,402
40 $1,342
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,342
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,342
50/100 $1,415
100/300 $1,506
250/500 $1,742
100 CSL $1,451
300 CSL $1,651
500 CSL $1,797

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $7,022
20 $4,870
30 $2,946
40 $2,880
50 $2,748
60 $2,720

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $97
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $65
Online Quote $95
Total Discounts $561
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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