Lexus IS-250 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 23, 2022

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You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Comparing auto insurance on the web can be fast and easy and at the same time you may find lower rates. The most important part is to get as many rate quotes as possible in order to accurately compare the lowest prices.

If you've never shopped for auto insurance online, it's easy to be confused by the hoards of auto insurance companies selling insurance. The are a couple different ways to compare rate quotes from local auto insurance companies. By far the easiest way to find the cheapest Lexus IS-250 insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

Insurance premiums for a Lexus IS-250 can fluctuate considerably depending on several factors. Taken into consideration are:

  • Higher performance IS-250 vehicles cost more
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Use of your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Special coverage such as replacement cost
  • Your job
  • Your coverage level
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new IS-250 models so repair costs tend to be lower which may result in lower rates. On the flip side, new IS-250 models have more advanced features like pedestrian detection, active head restraints, and a backup camera which may help offset higher rates.

Liability car insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Auto collision coverage - an object or car. . , . .

Comprehensive (Other than Collision) - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured/Underinsured Motorist (UM/UIM) - This . , . .

Coverage for medical expenses - expenses doctor visits, EMT expenses, and X-ray expenses. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

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What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): N/R
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.

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