LTI Altima Insurance Rates
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UPDATED: Jun 2, 2023
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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.
As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.
Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.
Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.
To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.
Buying auto insurance through online companies is easy and at the same time you will probably save money. The key is getting rates from as many companies as possible in order to have every possible rate.
People who are new to comparison shopping may think shopping for cut-rate LTI Altima insurance is difficult. Cutting your LTI Altima insurance cost is not a difficult process. All that's required is to take a couple of minutes comparing rates from different insurance companies. This can be accomplished by comparing rates here.
Insurance rates for your LTI Altima can be significantly different based upon several criteria. Taken into consideration are:
- The performance level of your Altima
- How many accidents you have had
- Multiple policies can save money
- Pleasure, commuting or business use can affect rates
- Your birth date
- Whether you are married
- Special coverage such as replacement cost
- No claims lowers premiums
- Having continuous coverage saves you money
- Whether you rent or own your home
One last important factor that helps determine the rate you pay on your LTI Altima is the year of manufacture. Older models have a reduced actual cash value so the payout to repair will push premiums down. Although newer vehicles may have options included like a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control that may help lower rates.
Coverage for liability
damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Collision
an object or car. . , . .
Comprehensive coverage (or Other than Collision)
that is not covered by collision coverage. . you can receive from a comprehensive claim , .
UM/UIM Coverage
This . , . .
Insurance for medical payments
expenses doctor visits, EMT expenses, and X-ray expenses. . .
Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.
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What are the safety ratings of the Nissan Altima?
Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.
The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.
Nissan Altima Compared Against Other Vehicles in the Same Class
The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.
Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.
To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.
References:
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