LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Buying auto insurance from online rate quotes saves time, is easy to do and at the same time you can save money. The key to finding lower rates is to take the time to get rates from as many companies as possible so you can compare the best prices.

Shopping online for auto insurance is challenging if you are a beginner to online quotes. Don't let that stop you because it's actually quite easy. There are several ways to get quotes from different insurance companies. The simplest method to find the lowest LTI Altima insurance cost is to get quotes online. It is quite easy and can be accomplished by visiting this page.

Car insurance premiums for your LTI Altima can vary widely and are calculated by many factors. Taken into consideration are:

• Tickets increase premiums
• Credit rating
• Where you live
• High miles vs. low miles
• Men typically pay more than women
• Higher deductibles save money
• Your vehicle's safety rating
• Your occupation
• The level of coverage
• Whether you rent or own your home

An additional factor that helps determine LTI Altima insurance rates is the year of the vehicle. Older models have a reduced actual cash value than newer models so the payout to repair may end up costing you less. Conversely, more recent Altima vehicles may have safety features such as a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system which can provide discounts that lower premiums.

Liability insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision insurance - an object or car. . , . .

Comprehensive auto insurance - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Protection from uninsured/underinsured drivers - This . , . .

Medical expense coverage - expenses doctor visits, EMT expenses, and X-ray expenses. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020