LTI Altima Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Finding cheaper auto insurance from online companies saves time, is easy to do and there is a good chance you will probably save money. The key to finding lower rates is getting rates from all companies so you can get the lowest priced insurance.

Finding the best direct price on auto insurance can be a challenge if you are a beginner to quoting online. But don't be discouraged because there is an easy way to compare rates. Lowering your LTI Altima insurance cost is actually quite simple. Just take a few minutes comparing rates online from several insurance companies. It is quite easy and can be accomplished by completing this short form.

Insurance rates on a LTI Altima can be significantly different and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Altima
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you own your home

One last important factor which can affect the rate you pay on your LTI Altima is the year of manufacture. Models that are a few years old cost less so the cost to replace them may end up costing you less. Although new Altima models may have options included like autonomous braking, tire pressure monitors, and dual-stage airbags that may help give discounted rates.

Liability coverage - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision - another car or object. . , . .

Comprehensive (Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured/Underinsured Motorist (UM/UIM) - Your UM/UIM coverage . , . .

Medical payments coverage and PIP - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

  1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020

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