LTI Altima Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2022

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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Comparing auto insurance from online rate quotes saves time, is easy to do, in addition you may find lower rates. The key to finding lower rates is to compare rates from as many companies as possible so you can compare the lowest rate quotes.

Using the web to shop for auto insurance direct can be complicated if you are a beginner to online rate quotes. Don't let that stop you because we're going to show you how. Finding a better price on auto insurance doesn't have to be difficult. You just need to spend a few minutes to compare quotes online from several insurance companies. This can be done by visiting this page.

Criteria which help determine

Insurance premiums for your LTI Altima will vary greatly and are calculated by many factors. A few of these criteria are:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Optional coverages like vehicle replacement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Altima models so the payout to repair may end up costing you less. But more recent Altima vehicles have more advanced features including pedestrian detection, tire pressure monitors, and autonomous braking so those may provide discounts that lower premiums.

Liability insurance

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverages

another vehicle or an object, but not an animal. . , . .

Comprehensive insurance

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage

This coverage . , . .

Medical expense coverage

bills ambulance fees, surgery, and doctor visits. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

  1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020

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