Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Sep 2, 2022

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Average insurance prices for an Acura TLX are $1,510 every 12 months including full coverage. Comprehensive costs approximately $292, collision insurance costs $618, and liability coverage costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs around $3,304. Teenage drivers receive the highest rates at up to $5,698 a year.

Average premium for full coverage: $1,510

Rate estimates by individual coverage type:

Comprehensive $292
Collision $618
Liability $442

Prices include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all TLX models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the cheapest price of $496 for the bare minimum liability coverage to the much higher price of $3,304 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $1,510
High Risk $3,304

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

Rural Areas $1,133
Small Cities $1,586
Large Cities $2,039

These examples highlight why everyone should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Acura TLX insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $854
  • Drivers who choose higher $1,000 deductibles will pay $206 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,510
  • Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,916
  • High-risk insureds who are prone to accidents and violations could pay around $3,304
  • The cost to insure a teenage driver for full coverage can cost $5,698 a year

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance rates range from $854 to $5,698 for full coverage

Insurance rates for an Acura TLX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your TLX.

Using high physical damage deductibles could save up to $620 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,500 additional per year, depending on your age. Acura TLX insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Acura TLX insurance rates. A 40-year-old driver could pay as low as $1,160 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,160 on average in Louisiana, New York, and Michigan.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,366 -$144 -9.5%
Alaska $1,160 -$350 -23.2%
Arizona $1,256 -$254 -16.8%
Arkansas $1,510 -$0 0.0%
California $1,722 $212 14.0%
Colorado $1,444 -$66 -4.4%
Connecticut $1,554 $44 2.9%
Delaware $1,710 $200 13.2%
Florida $1,890 $380 25.2%
Georgia $1,396 -$114 -7.5%
Hawaii $1,086 -$424 -28.1%
Idaho $1,022 -$488 -32.3%
Illinois $1,126 -$384 -25.4%
Indiana $1,138 -$372 -24.6%
Iowa $1,020 -$490 -32.5%
Kansas $1,438 -$72 -4.8%
Kentucky $2,062 $552 36.6%
Louisiana $2,238 $728 48.2%
Maine $932 -$578 -38.3%
Maryland $1,248 -$262 -17.4%
Massachusetts $1,210 -$300 -19.9%
Michigan $2,626 $1,116 73.9%
Minnesota $1,264 -$246 -16.3%
Mississippi $1,810 $300 19.9%
Missouri $1,340 -$170 -11.3%
Montana $1,624 $114 7.5%
Nebraska $1,192 -$318 -21.1%
Nevada $1,812 $302 20.0%
New Hampshire $1,088 -$422 -27.9%
New Jersey $1,688 $178 11.8%
New Mexico $1,338 -$172 -11.4%
New York $1,592 $82 5.4%
North Carolina $870 -$640 -42.4%
North Dakota $1,238 -$272 -18.0%
Ohio $1,044 -$466 -30.9%
Oklahoma $1,552 $42 2.8%
Oregon $1,384 -$126 -8.3%
Pennsylvania $1,442 -$68 -4.5%
Rhode Island $2,016 $506 33.5%
South Carolina $1,368 -$142 -9.4%
South Dakota $1,276 -$234 -15.5%
Tennessee $1,326 -$184 -12.2%
Texas $1,820 $310 20.5%
Utah $1,120 -$390 -25.8%
Vermont $1,034 -$476 -31.5%
Virginia $906 -$604 -40.0%
Washington $1,170 -$340 -22.5%
West Virginia $1,386 -$124 -8.2%
Wisconsin $1,046 -$464 -30.7%
Wyoming $1,346 -$164 -10.9%

View Chart as Image

Acura TLX insurance rates by U.S. city
Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura TLX $292 $618 $442 $1,510
2015 Acura TLX $258 $484 $460 $1,360

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Acura TLX Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following is a quick rundown of the data that was illustrated above.

  • You may be able to save around $190 per year just by quoting online well ahead of the renewal date
  • Consumers who purchase higher liability limits will pay an extra $490 per year to go from a minimum limit to a 250/500 level
  • Teens are the costliest to insure, as much as $475 per month if full coverage is included
  • Drivers with reckless driving or DUI convictions could be charged and average of $1,790 more per year for TLX insurance

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,698
20 $3,532
30 $1,578
40 $1,510
50 $1,382
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,726
$500 $1,510
$1,000 $1,304

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,510
50/100 $1,598
100/300 $1,709
250/500 $1,996
100 CSL $1,643
300 CSL $1,886
500 CSL $2,063

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $8,148
20 $5,636
30 $3,376
40 $3,304
50 $3,156
60 $3,130

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $116
5-yr Claim Free $99
Paid in Full/EFT $71
Advance Quote $77
Online Quote $108
Total Discounts $656
Rate after discounts $854

Discounts are estimated and may not be available from every company or in every state.

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