Acura TLX Insurance Rates
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UPDATED: Sep 2, 2022
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Average insurance prices for an Acura TLX are $1,510 every 12 months including full coverage. Comprehensive costs approximately $292, collision insurance costs $618, and liability coverage costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs around $3,304. Teenage drivers receive the highest rates at up to $5,698 a year.
Average premium for full coverage: $1,510
Rate estimates by individual coverage type:
Prices include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all TLX models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from the cheapest price of $496 for the bare minimum liability coverage to the much higher price of $3,304 for a driver that may need high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.
These examples highlight why everyone should compare rates using their specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Acura TLX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $854
- Drivers who choose higher $1,000 deductibles will pay $206 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,510
- Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,916
- High-risk insureds who are prone to accidents and violations could pay around $3,304
- The cost to insure a teenage driver for full coverage can cost $5,698 a year
Insurance rates for an Acura TLX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your TLX.
Using high physical damage deductibles could save up to $620 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,500 additional per year, depending on your age. Acura TLX insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Acura TLX insurance rates. A 40-year-old driver could pay as low as $1,160 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,160 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Acura TLX||$292||$618||$442||$1,510|
|2015 Acura TLX||$258||$484||$460||$1,360|
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Acura TLX Insurance
Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
The following is a quick rundown of the data that was illustrated above.
- You may be able to save around $190 per year just by quoting online well ahead of the renewal date
- Consumers who purchase higher liability limits will pay an extra $490 per year to go from a minimum limit to a 250/500 level
- Teens are the costliest to insure, as much as $475 per month if full coverage is included
- Drivers with reckless driving or DUI convictions could be charged and average of $1,790 more per year for TLX insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$99|
|Paid in Full/EFT||$71|
Discounts are estimated and may not be available from every company or in every state.