Acura TLX Insurance Rates

Estimated auto insurance rates for an Acura TLX are $1,360 annually including full coverage. Comprehensive insurance costs an estimated $258 a year, collision costs $484, and liability insurance is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing $2,960 or more. Teenage drivers pay the most at $5,210 a year or more.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and TLX trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Acura TLX insurance rates for other coverage scenarios.

• The best discount rate is $785
• Choosing higher $1,000 deductibles can save approximately $1,192 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,360
• Using low $100 deductibles for comp and collision coverage costs an additional $330 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,960 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $5,210 each year

View Chart as Image

Car insurance prices for an Acura TLX also have a wide range based on the model of your TLX, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $500 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different between companies.

How to Buy Affordable Acura TLX Insurance

Finding better rates on Acura TLX insurance takes being a low-risk driver, having a good credit score, refrain from filing small claims, and not having any coverage lapses. Take the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the material that was covered in the above illustrations.

• Drivers who want more liability coverage will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers have the highest car insurance prices, with the cost nearing $434 per month if comprehensive and collision insurance is included
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,600 more annually to insure their TLX
• Increasing policy deductibles could save up to $500 each year