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Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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The average auto insurance rates for an Acura TLX are $1,466 annually with full coverage. Comprehensive insurance costs on average $282, collision insurance costs $574, and liability is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs $3,196 or more. Teenage drivers cost the most to insure at up to $5,548 a year.

Average premium for full coverage: $1,466

Policy rates by type of insurance:

Comprehensive $282
Collision $574
Liability $452

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all TLX models.

Price Range Variability

For a driver in their 40's, Acura TLX insurance rates range from as cheap as $504 for just liability coverage to the much higher price of $3,196 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,466
High Risk $3,196

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

Rural Areas $1,100
Small Cities $1,539
Large Cities $1,979

The examples above demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Acura TLX insurance rates for different risk profiles and scenarios.

  • The best discount rate is $834
  • Choosing higher $1,000 deductibles can save around $194 annually
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,466
  • Using pricier low deductibles for comp and collision coverage costs an additional $380 every year
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $3,196
  • Policy cost with full coverage for a teen driver for full coverage may cost $5,548 each year

Car insurance rates for an Acura TLX also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,400 extra every year, depending on your age. Acura TLX insurance for high-risk drivers ranges as much as 43% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $580 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Acura TLX insurance prices. A good driver about age 40 could pay as low as $1,060 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,980 on average in Florida, Michigan, and New York.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$142 -9.7%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,668 $202 13.8%
Colorado $1,398 -$68 -4.6%
Connecticut $1,506 $40 2.7%
Delaware $1,658 $192 13.1%
Florida $1,834 $368 25.1%
Georgia $1,352 -$114 -7.8%
Hawaii $1,052 -$414 -28.2%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $988 -$478 -32.6%
Kansas $1,390 -$76 -5.2%
Kentucky $1,998 $532 36.3%
Louisiana $2,168 $702 47.9%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,170 -$296 -20.2%
Michigan $2,544 $1,078 73.5%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,754 $288 19.6%
Missouri $1,300 -$166 -11.3%
Montana $1,572 $106 7.2%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,542 $76 5.2%
North Carolina $844 -$622 -42.4%
North Dakota $1,200 -$266 -18.1%
Ohio $1,012 -$454 -31.0%
Oklahoma $1,502 $36 2.5%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,326 -$140 -9.5%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,282 -$184 -12.6%
Texas $1,766 $300 20.5%
Utah $1,084 -$382 -26.1%
Vermont $1,002 -$464 -31.7%
Virginia $876 -$590 -40.2%
Washington $1,132 -$334 -22.8%
West Virginia $1,342 -$124 -8.5%
Wisconsin $1,014 -$452 -30.8%
Wyoming $1,304 -$162 -11.1%
Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura TLX $282 $574 $452 $1,466
2015 Acura TLX $242 $446 $460 $1,306

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Acura TLX Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates every other policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a review of the ideas that were covered in the charts and tables above.

  • Teenage drivers are expensive to insure, as much as $462 each month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations pay an average of $1,730 more each year for auto insurance
  • Increasing comprehensive and collision deductibles could save up to $575 each year
  • You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,548
20 $3,416
30 $1,524
40 $1,466
50 $1,338
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,668
$500 $1,466
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,556
100/300 $1,669
250/500 $1,963
100 CSL $1,602
300 CSL $1,850
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,926
20 $5,446
30 $3,262
40 $3,196
50 $3,054
60 $3,028

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $110
5-yr Claim Free $96
Paid in Full/EFT $68
Advance Quote $74
Online Quote $105
Total Discounts $632
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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