Lexus GX-470 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Buying auto insurance by comparing rates online can be fast and easy and at the same time you might just save a little. The most important part is to get rates from all providers so you can compare all possible prices.
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Auto insurance rates paid to insure a Lexus GX-470 can fluctuate considerably depending on several factors. Taken into consideration are:
- A clean driving record keeps rates low
- Credit rating impacts rates
- Where you live
- Annual mileage can affect rates
- Men typically pay more than women
- Higher deductibles save money
- Your vehicle's safety rating
- Claims drive up premiums
- Maintaining coverage lowers rates
- Whether you rent or own your home
A final factor that helps determine Lexus GX-470 insurance cost is the model year. Older models have a reduced actual cash value in comparison to older models so the costs to repair may result in lower rates. But more recent GX-470 vehicles may have a trim level with safety features including adaptive cruise control, lane departure warning system, and pedestrian detection which may provide discounts that lower premiums.
Auto liability insurance
damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Coverage for collisions
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Comprehensive coverage (or Other than Collision)
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UM/UIM (Uninsured/Underinsured Motorist) coverage
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Med pay and Personal Injury Protection (PIP)
expenses doctor visits, EMT expenses, and X-ray expenses. . .
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