Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

U.S. average insurance prices for a Kia Sorento are $1,386 every 12 months with full coverage. Comprehensive costs an estimated $294, collision insurance costs $536, and liability coverage costs $398. A policy with just liability insurance costs as little as $460 a year, and coverage for high-risk drivers costs around $3,002. Teen drivers pay the highest rates at up to $5,176 a year.

Average premium for full coverage: $1,386

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Sorento trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Kia Sorento insurance rates for other coverage scenarios.

• The lowest rate with discounts is $798
• Drivers who choose higher $1,000 deductibles will pay approximately $188 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,386
• Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $1,754
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,002
• The price to insure a teenage driver with full coverage can cost as much as $5,176 a year

View Chart as Image

Insurance prices for a Kia Sorento are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $560 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Kia Sorento insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Kia Sorento Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the information illustrated above.

• You may be able to save approximately $170 per year just by shopping early and online
• Youthful drivers are charged the highest prices, costing up to $431 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers with multiple at-fault accidents may pay on average $1,620 more annually than a low-risk driver
• Consumers who want more liability protection will pay about $440 every year to go from a low limit to a 250/500 level

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.