Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average insurance rates for a Kia Sorento are $1,386 a year for full coverage. Comprehensive costs on average $294 a year, collision costs $536, and liability costs $398. A policy with just liability insurance costs as little as $460 a year, with coverage for high-risk drivers costing around $3,002. Teens receive the highest rates at $5,176 a year or more.

Average premium for full coverage: $1,386

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Sorento trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on car insurance rates.

These examples show why it is important to compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Kia Sorento insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $798
• Drivers who choose higher $1,000 deductibles will pay around $1,198 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,386
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,754
• Higher-risk drivers with serious driving violations could pay upwards of $3,002 or more
• The cost for full coverage for a teen driver may cost $5,176 a year

View Chart as Image

Insurance rates for a Kia Sorento can also vary considerably based on your driver profile, the trim level of your Sorento, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

Where you live makes a big difference in Kia Sorento insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $560 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company calculates rates differently, and rates can be significantly different from one company to the next.

How to Find Low Cost Kia Sorento Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a good credit history, eliminating unneeded coverage, and insuring your home and auto with the same company. Make time to compare rates at every policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The list below is a review of the data touched on in this article.

• Policyholders who require higher liability limits will pay approximately $440 each year to go from a minimum limit to 250/500 limits
• Drivers can save as much as $170 per year simply by quoting early and online
• Increasing deductibles can save around $550 each year
• Teenagers pay higher rates, costing as high as $431 per month including comprehensive and collision insurance

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.