Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,428 a year with full coverage. Comprehensive costs approximately $306, collision costs $566, and liability insurance costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,096. Teen drivers pay the most at $5,310 a year or more.

Average premium for full coverage: $1,428

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Grand Cherokee models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why everyone should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Jeep Grand Cherokee insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $818
• Drivers who choose higher $1,000 deductibles will pay $196 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,428
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,814
• High risk drivers with multiple violations and an at-fault accident could pay around $3,096 or more
• An auto insurance policy that insures a teen driver for full coverage can cost $5,310 a year

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Insurance prices for a Jeep Grand Cherokee also have a wide range based on the model of your Grand Cherokee, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional annually, depending on your age. Jeep Grand Cherokee insurance for high-risk drivers can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Grand Cherokee insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,930 on average in New York, Michigan, and Florida.

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Choosing high deductibles could save up to $590 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Grand Cherokee Insurance

Finding better rates on Jeep Grand Cherokee insurance not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Shop around at every other renewal by getting rate quotes from direct companies, and also from local insurance agencies.

The points below are a brief review of the concepts that were illustrated above.

• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,670 more per year to insure a Jeep Grand Cherokee
• Drivers under the age of 20 are the costliest to insure, possibly costing $443 per month if comprehensive and collision insurance is included
• You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $575 each year
• You may be able to save around $170 per year simply by quoting online well ahead of the renewal date