Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,428 a year for full coverage. Comprehensive insurance costs approximately $306, collision insurance costs $566, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs $3,096 or more. Teen drivers pay the most at up to $5,310 a year.

Average premium for full coverage: $1,428

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Grand Cherokee trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Jeep Grand Cherokee insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $818
• Using higher $1,000 deductibles will save $196 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,428
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $386 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,096
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost $5,310 or more

View Chart as Image

Auto insurance prices for a Jeep Grand Cherokee also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be from 43% to 133% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Grand Cherokee insurance prices. A driver around age 40 might see prices as low as $940 a year in states like Iowa, Maine, and Idaho, or as much as $2,040 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $590 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Grand Cherokee Insurance

Finding better rates on insurance for a Jeep Grand Cherokee requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Shop around every couple of years by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a brief summary of the material that was presented in the illustrations above.

• Insureds who purchase higher liability limits will pay about $440 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Teenagers have the highest car insurance prices, as much as $443 per month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,670 more per year for car insurance
• Increasing policy deductibles can save approximately $575 each year