Insurance for Jaguar Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 18, 2024

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The following table lists average insurance rates for some models of Jaguar vehicles. Other models are shown at the bottom of the page

Insurance Rates for Jaguar Vehicles
Vehicle Model Annual Premium Monthly Premium
Jaguar F-PACE $2,074 $173
Jaguar F-TYPE $2,238 $187
Jaguar XF $1,818 $152
Jaguar XJ $1,952 $163
Jaguar XK $2,074 $173
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Jaguar vehicles
Column chart showing average insurance prices for Jaguar vehicles range from $1,120 to $7,166 for full coverage

The above chart utilizes the average rating data for all Jaguar vehicles listed in the table above to showcase how different scenarios can impact car insurance rates.

Auto insurance rates for a Jaguar are quite variable based on the trim level of your XK, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $2,400 to $3,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 132% more than the average rate.

View Chart as Image

Jaguar insurance by risk and age

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,900 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $7,100 a year.

The state you live in has a huge impact on Jaguar insurance rates. A driver around age 40 might see rates as low as $1,550 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,910 on average in Louisiana, Montana, and Michigan.

Jaguar Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,834 -$196 -9.7%
Alaska $1,556 -$474 -23.3%
Arizona $1,684 -$346 -17.0%
Arkansas $2,030 -$0 0.0%
California $2,312 $282 13.9%
Colorado $1,940 -$90 -4.4%
Connecticut $2,086 $56 2.8%
Delaware $2,298 $268 13.2%
Florida $2,538 $508 25.0%
Georgia $1,874 -$156 -7.7%
Hawaii $1,458 -$572 -28.2%
Idaho $1,372 -$658 -32.4%
Illinois $1,512 -$518 -25.5%
Indiana $1,528 -$502 -24.7%
Iowa $1,370 -$660 -32.5%
Kansas $1,928 -$102 -5.0%
Kentucky $2,768 $738 36.4%
Louisiana $3,006 $976 48.1%
Maine $1,252 -$778 -38.3%
Maryland $1,674 -$356 -17.5%
Massachusetts $1,624 -$406 -20.0%
Michigan $3,526 $1,496 73.7%
Minnesota $1,698 -$332 -16.4%
Mississippi $2,430 $400 19.7%
Missouri $1,800 -$230 -11.3%
Montana $2,180 $150 7.4%
Nebraska $1,602 -$428 -21.1%
Nevada $2,434 $404 19.9%
New Hampshire $1,462 -$568 -28.0%
New Jersey $2,268 $238 11.7%
New Mexico $1,796 -$234 -11.5%
New York $2,138 $108 5.3%
North Carolina $1,170 -$860 -42.4%
North Dakota $1,660 -$370 -18.2%
Ohio $1,400 -$630 -31.0%
Oklahoma $2,084 $54 2.7%
Oregon $1,860 -$170 -8.4%
Pennsylvania $1,936 -$94 -4.6%
Rhode Island $2,706 $676 33.3%
South Carolina $1,838 -$192 -9.5%
South Dakota $1,712 -$318 -15.7%
Tennessee $1,778 -$252 -12.4%
Texas $2,446 $416 20.5%
Utah $1,504 -$526 -25.9%
Vermont $1,388 -$642 -31.6%
Virginia $1,216 -$814 -40.1%
Washington $1,570 -$460 -22.7%
West Virginia $1,860 -$170 -8.4%
Wisconsin $1,406 -$624 -30.7%
Wyoming $1,808 -$222 -10.9%

Opting for high physical damage deductibles could cut rates by as much as $1,010 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $335 extra every year

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Jaguar insurance by deductible and liability limit

Since rates can be so different, the best way to figure out who has the cheapest rates is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted rates may be quite different.

Additional Jaguar Vehicles


U.S. averages for full coverage Jaguar vehicle insurance

Average Policy Cost $2,030
Comprehensive Premium $500
Collision Premium $1000
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Jaguar models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Jaguar Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $7,166
20 $4,710
30 $2,152
40 $2,030
50 $1,848
60 $1,814

Full coverage, $500 deductibles

Rates by Deductible

Jaguar Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,692
$250 $2,382
$500 $2,030
$1,000 $1,690

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $10,334
20 $7,494
30 $4,548
40 $4,414
50 $4,208
60 $4,172

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $292

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $112
Multi-vehicle $105
Homeowner $26
5-yr Accident Free $167
5-yr Claim Free $135
Paid in Full/EFT $106
Advance Quote $109
Online Quote $150
Total Discounts $910
Rate after discounts $1,120

Discounts are estimated and may not be available from every company or in every state.

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