Jaguar XF Insurance Rates

Estimated insurance rates for a Jaguar XF are $1,220 a year including full coverage. Comprehensive costs on average $234 a year, collision costs $354, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,630. 16-year-old drivers pay the most at $4,720 a year or more.

Average premium for full coverage: $1,220

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and XF trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why it is important to get quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jaguar XF insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $720
• Choosing higher $1,000 deductibles can save around $1,086 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,220
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,476
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,630 or more
• An auto insurance policy that insures a teen driver may cost $4,720 each year

View Chart as Image

Insurance prices for a Jaguar XF also have a wide range based on the trim level of your XF, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XF insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $390 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XF Insurance

Finding better rates on car insurance takes having a decent driving record, having above-average credit, refrain from filing small claims, and bundling your home and auto policies. Comparison shop at least once a year by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $140 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,410 more each year than a driver with a clean driving record
• Increasing policy deductibles can save approximately $400 each year
• 16 to 18-year-old drivers pay the highest prices, with the cost nearing $393 per month if full coverage is included