Jaguar XE Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 29, 2024

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The average insurance rates for a Jaguar XE are $1,582 a year with full coverage. Comprehensive insurance costs around $324, collision insurance costs $648, and liability costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs $3,448 or more. Teen drivers cost the most to insure at up to $5,904 a year.

Average premium for full coverage: $1,582

Policy rates for type of insurance:

Comprehensive $324
Collision $648
Liability $452

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different XE trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Jaguar XE insurance rates range from the low end price of $504 for just liability coverage to a much higher rate of $3,448 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,582
High Risk $3,448

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,187
Small Cities $1,661
Large Cities $2,136

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Jaguar XE insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $894
  • Drivers who choose higher $1,000 deductibles will pay about $220 annually
  • The estimated price for a good driver age 40 using $500 deductibles is $1,582
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $432 annually
  • Drivers with multiple violations and an at-fault accident could pay at least $3,448
  • Policy cost that insures a 16-year-old driver with full coverage can be $5,904 a year

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance prices range from $894 to $5,904 for full coverage

Insurance rates for a Jaguar XE also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,900 to $2,600 extra every year, depending on your age. High-risk driver insurance can cost from 44% to 134% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,900 a year. View Rates by Age

Your home state makes a big difference in Jaguar XE insurance prices. A 40-year-old driver could pay as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,130 on average in Florida, Michigan, and New York.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,430 -$152 -9.6%
Alaska $1,214 -$368 -23.3%
Arizona $1,312 -$270 -17.1%
Arkansas $1,582 -$0 0.0%
California $1,802 $220 13.9%
Colorado $1,512 -$70 -4.4%
Connecticut $1,626 $44 2.8%
Delaware $1,790 $208 13.1%
Florida $1,978 $396 25.0%
Georgia $1,458 -$124 -7.8%
Hawaii $1,136 -$446 -28.2%
Idaho $1,072 -$510 -32.2%
Illinois $1,180 -$402 -25.4%
Indiana $1,190 -$392 -24.8%
Iowa $1,066 -$516 -32.6%
Kansas $1,504 -$78 -4.9%
Kentucky $2,158 $576 36.4%
Louisiana $2,342 $760 48.0%
Maine $976 -$606 -38.3%
Maryland $1,306 -$276 -17.4%
Massachusetts $1,264 -$318 -20.1%
Michigan $2,748 $1,166 73.7%
Minnesota $1,322 -$260 -16.4%
Mississippi $1,894 $312 19.7%
Missouri $1,404 -$178 -11.3%
Montana $1,698 $116 7.3%
Nebraska $1,246 -$336 -21.2%
Nevada $1,898 $316 20.0%
New Hampshire $1,142 -$440 -27.8%
New Jersey $1,768 $186 11.8%
New Mexico $1,400 -$182 -11.5%
New York $1,664 $82 5.2%
North Carolina $912 -$670 -42.4%
North Dakota $1,294 -$288 -18.2%
Ohio $1,094 -$488 -30.8%
Oklahoma $1,624 $42 2.7%
Oregon $1,448 -$134 -8.5%
Pennsylvania $1,508 -$74 -4.7%
Rhode Island $2,110 $528 33.4%
South Carolina $1,434 -$148 -9.4%
South Dakota $1,336 -$246 -15.5%
Tennessee $1,386 -$196 -12.4%
Texas $1,906 $324 20.5%
Utah $1,172 -$410 -25.9%
Vermont $1,084 -$498 -31.5%
Virginia $946 -$636 -40.2%
Washington $1,222 -$360 -22.8%
West Virginia $1,448 -$134 -8.5%
Wisconsin $1,094 -$488 -30.8%
Wyoming $1,410 -$172 -10.9%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Choosing high deductibles could save up to $660 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $418 $812 $372 $1,760
2023 Jaguar XE $398 $780 $390 $1,726
2022 Jaguar XE $382 $774 $398 $1,712
2021 Jaguar XE $368 $756 $416 $1,698
2020 Jaguar XE $356 $724 $430 $1,668
2019 Jaguar XE $336 $698 $442 $1,634
2018 Jaguar XE $324 $648 $452 $1,582
2017 Jaguar XE $310 $610 $456 $1,534

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Jaguar XE Insurance

Finding cheaper rates on insurance for a Jaguar XE not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a recap of the data that was raised in the charts and tables above.

  • You may be able to save up to $200 per year just by shopping early and online
  • Insureds who may need more liability protection will pay about $500 every year to go from a 30/60 limit to the 250/500 level
  • Youthful drivers pay higher rates, as much as $492 each month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,870 more every year than a low-risk driver

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,904
20 $3,680
30 $1,652
40 $1,582
50 $1,446
60 $1,420

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,014
$250 $1,812
$500 $1,582
$1,000 $1,362

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,582
50/100 $1,672
100/300 $1,785
250/500 $2,079
100 CSL $1,718
300 CSL $1,966
500 CSL $2,147

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,452
20 $5,870
30 $3,526
40 $3,448
50 $3,294
60 $3,266

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $85
Homeowner $23
5-yr Accident Free $121
5-yr Claim Free $104
Paid in Full/EFT $75
Advance Quote $81
Online Quote $114
Total Discounts $688
Rate after discounts $894

Discounts are estimated and may not be available from every company or in every state.

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