Jaguar XE Insurance Rates

Estimated insurance rates for a Jaguar XE are $1,582 a year with full coverage. Comprehensive costs approximately $324 each year, collision insurance costs $648, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $3,448. Teenage drivers pay the most at up to $5,904 a year.

Average premium for full coverage: $1,582

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and XE models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why all drivers should get quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Jaguar XE insurance rates for additional coverage and risk scenarios.

• The best discount rate is $894
• Choosing higher $1,000 deductibles can save $220 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,582
• Using low deductibles for comp and collision coverage will increase the cost to $2,014
• High-risk insureds who are prone to accidents and violations could pay around $3,448
• An auto insurance policy for full coverage for a teen driver can cost $5,904 each year

View Chart as Image

Auto insurance prices for a Jaguar XE also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,130 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $660 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Best Jaguar XE Insurance

Finding better rates on Jaguar XE insurance takes avoiding accidents and claims, having good credit, being claim-free, and possibly higher deductibles. Take the time to compare rates at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the primary concepts that were covered in the above illustrations.

• You may be able to save around $200 per year just by quoting online in advance
• High-risk drivers who tend to receive serious violations pay on average $1,870 more per year to insure a Jaguar XE
• Increasing policy deductibles can save around $650 each year
• Drivers under the age of 20 have the highest car insurance prices, possibly costing $492 per month if they have full coverage