Jaguar E-Pace Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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Average insurance rates for a Jaguar E-Pace are $1,824 a year for full coverage insurance. Comprehensive insurance costs an estimated $392 a year, collision costs $832, and liability insurance is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $3,994 or more. 16-year-old drivers receive the highest rates at $6,686 a year or more.

Average premium for full coverage: $1,824

Rate estimates broken down by individual coverage type:

Comprehensive $392
Collision $832
Liability $442

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and E-Pace trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the low end price of $496 for just liability coverage to a high of $3,994 for coverage for higher-risk drivers.

Liability Only $496
Full Coverage $1,824
High Risk $3,994

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,368
Small Cities $1,915
Large Cities $2,462

These examples illustrate why it is important to get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Jaguar E-Pace insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,010
  • Choosing higher $1,000 deductibles can save approximately $1,548 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,824
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $544 a year
  • High-risk insureds with multiple tickets or accidents could pay up to $3,994 or more
  • The cost that insures a teen driver can cost as much as $6,686 each year

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance prices range from $1,010 to $6,686

Insurance rates for a Jaguar E-Pace can also vary considerably based on the trim level of your E-Pace, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $2,200 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $6,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Jaguar E-Pace insurance rates. A good driver about age 40 could pay as low as $1,190 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,460 on average in Florida, New York, and Michigan.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,650 -$174 -9.5%
Alaska $1,400 -$424 -23.2%
Arizona $1,518 -$306 -16.8%
Arkansas $1,824 -$0 0.0%
California $2,080 $256 14.0%
Colorado $1,744 -$80 -4.4%
Connecticut $1,876 $52 2.9%
Delaware $2,066 $242 13.3%
Florida $2,282 $458 25.1%
Georgia $1,686 -$138 -7.6%
Hawaii $1,312 -$512 -28.1%
Idaho $1,236 -$588 -32.2%
Illinois $1,360 -$464 -25.4%
Indiana $1,376 -$448 -24.6%
Iowa $1,230 -$594 -32.6%
Kansas $1,734 -$90 -4.9%
Kentucky $2,490 $666 36.5%
Louisiana $2,704 $880 48.2%
Maine $1,126 -$698 -38.3%
Maryland $1,508 -$316 -17.3%
Massachusetts $1,462 -$362 -19.8%
Michigan $3,170 $1,346 73.8%
Minnesota $1,528 -$296 -16.2%
Mississippi $2,188 $364 20.0%
Missouri $1,620 -$204 -11.2%
Montana $1,964 $140 7.7%
Nebraska $1,438 -$386 -21.2%
Nevada $2,188 $364 20.0%
New Hampshire $1,314 -$510 -28.0%
New Jersey $2,040 $216 11.8%
New Mexico $1,616 -$208 -11.4%
New York $1,922 $98 5.4%
North Carolina $1,052 -$772 -42.3%
North Dakota $1,494 -$330 -18.1%
Ohio $1,260 -$564 -30.9%
Oklahoma $1,874 $50 2.7%
Oregon $1,672 -$152 -8.3%
Pennsylvania $1,742 -$82 -4.5%
Rhode Island $2,434 $610 33.4%
South Carolina $1,652 -$172 -9.4%
South Dakota $1,540 -$284 -15.6%
Tennessee $1,598 -$226 -12.4%
Texas $2,200 $376 20.6%
Utah $1,352 -$472 -25.9%
Vermont $1,250 -$574 -31.5%
Virginia $1,094 -$730 -40.0%
Washington $1,410 -$414 -22.7%
West Virginia $1,674 -$150 -8.2%
Wisconsin $1,264 -$560 -30.7%
Wyoming $1,626 -$198 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $820 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $486 $968 $372 $1,984
2023 Jaguar E-Pace $464 $930 $390 $1,942
2022 Jaguar E-Pace $444 $922 $398 $1,922
2021 Jaguar E-Pace $430 $900 $416 $1,904
2020 Jaguar E-Pace $414 $862 $430 $1,864
2019 Jaguar E-Pace $392 $832 $442 $1,824
2018 Jaguar E-Pace $376 $772 $452 $1,758

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Jaguar E-Pace Insurance

Saving money on Jaguar E-Pace insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Comparison shop at least once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the primary concepts that were covered above.

  • It is possible to save approximately $230 per year simply by quoting early and online
  • High-risk drivers that tend to have accidents or serious violations may have to pay on average $2,170 more annually to insure a Jaguar E-Pace
  • Increasing deductibles can save approximately $825 each year
  • Drivers under the age of 20 are charged the highest rates, costing up to $557 per month if full coverage is included

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,686
20 $4,264
30 $1,920
40 $1,824
50 $1,666
60 $1,636

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,368
$250 $2,114
$500 $1,824
$1,000 $1,548

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,824
50/100 $1,912
100/300 $2,023
250/500 $2,310
100 CSL $1,957
300 CSL $2,200
500 CSL $2,377

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,608
20 $6,804
30 $4,096
40 $3,994
50 $3,810
60 $3,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $266

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $100
Multi-vehicle $98
Homeowner $26
5-yr Accident Free $146
5-yr Claim Free $122
Paid in Full/EFT $92
Advance Quote $97
Online Quote $133
Total Discounts $814
Rate after discounts $1,010

Discounts are estimated and may not be available from every company or in every state.

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