Jaguar XK Insurance Rates
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UPDATED: May 27, 2024
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Estimated insurance rates for a Jaguar XK are $1,398 a year with full coverage. Comprehensive costs around $290 each year, collision insurance costs $472, and liability coverage is $478. A policy with only liability insurance costs around $526 a year, and a high-risk policy costs around $3,020. Teens pay the most at up to $5,286 a year.
Average premium for full coverage: $1,398
Premium estimates for type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and XK models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Jaguar XK range from the low end price of $526 for liability-only coverage to a high rate of $3,020 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.
These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Jaguar XK insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $811
- Raising to $1,000 deductibles will save about $174 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,398
- Selecting low deductibles bumps up the cost to $1,732
- Unlucky drivers with serious driving violations could pay at least $3,020
- An auto insurance policy that insures a teenage driver can be $5,286
Car insurance prices for a Jaguar XK also have a wide range based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 136% more than the average policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age
Where you choose to live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,890 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$134 | -9.6% |
| Alaska | $1,072 | -$326 | -23.3% |
| Arizona | $1,160 | -$238 | -17.0% |
| Arkansas | $1,398 | -$0 | 0.0% |
| California | $1,594 | $196 | 14.0% |
| Colorado | $1,336 | -$62 | -4.4% |
| Connecticut | $1,436 | $38 | 2.7% |
| Delaware | $1,582 | $184 | 13.2% |
| Florida | $1,748 | $350 | 25.0% |
| Georgia | $1,290 | -$108 | -7.7% |
| Hawaii | $1,002 | -$396 | -28.3% |
| Idaho | $946 | -$452 | -32.3% |
| Illinois | $1,042 | -$356 | -25.5% |
| Indiana | $1,052 | -$346 | -24.7% |
| Iowa | $942 | -$456 | -32.6% |
| Kansas | $1,330 | -$68 | -4.9% |
| Kentucky | $1,906 | $508 | 36.3% |
| Louisiana | $2,068 | $670 | 47.9% |
| Maine | $862 | -$536 | -38.3% |
| Maryland | $1,152 | -$246 | -17.6% |
| Massachusetts | $1,118 | -$280 | -20.0% |
| Michigan | $2,428 | $1,030 | 73.7% |
| Minnesota | $1,170 | -$228 | -16.3% |
| Mississippi | $1,674 | $276 | 19.7% |
| Missouri | $1,240 | -$158 | -11.3% |
| Montana | $1,502 | $104 | 7.4% |
| Nebraska | $1,102 | -$296 | -21.2% |
| Nevada | $1,676 | $278 | 19.9% |
| New Hampshire | $1,008 | -$390 | -27.9% |
| New Jersey | $1,562 | $164 | 11.7% |
| New Mexico | $1,238 | -$160 | -11.4% |
| New York | $1,472 | $74 | 5.3% |
| North Carolina | $806 | -$592 | -42.3% |
| North Dakota | $1,144 | -$254 | -18.2% |
| Ohio | $966 | -$432 | -30.9% |
| Oklahoma | $1,436 | $38 | 2.7% |
| Oregon | $1,280 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$64 | -4.6% |
| Rhode Island | $1,864 | $466 | 33.3% |
| South Carolina | $1,266 | -$132 | -9.4% |
| South Dakota | $1,180 | -$218 | -15.6% |
| Tennessee | $1,224 | -$174 | -12.4% |
| Texas | $1,686 | $288 | 20.6% |
| Utah | $1,034 | -$364 | -26.0% |
| Vermont | $956 | -$442 | -31.6% |
| Virginia | $836 | -$562 | -40.2% |
| Washington | $1,080 | -$318 | -22.7% |
| West Virginia | $1,280 | -$118 | -8.4% |
| Wisconsin | $968 | -$430 | -30.8% |
| Wyoming | $1,246 | -$152 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $510 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,390 | $116 |
| Jaguar XK 2-Dr Convertible | $1,390 | $116 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $342 | $638 | $460 | $1,598 |
| 2014 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2013 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2012 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2011 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2010 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Jaguar XK Insurance
Finding better rates on auto insurance consists of having a decent driving record, having a positive credit history, being claim-free, and consideration of higher deductibles. Compare rates at every policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
The following items are a quick rundown of the data covered in the above illustrations.
- Consumers who may need additional liability coverage will pay approximately $530 every year to raise from 30/60 bodily injury limits to the 250/500 level
- You may be able to save up to $170 per year just by quoting online in advance
- Increasing policy deductibles can save approximately $500 each year
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $441 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,286 |
| 20 | $3,204 |
| 30 | $1,450 |
| 40 | $1,398 |
| 50 | $1,278 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,578 |
| $500 | $1,398 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,398 |
| 50/100 | $1,486 |
| 100/300 | $1,605 |
| 250/500 | $1,916 |
| 100 CSL | $1,533 |
| 300 CSL | $1,796 |
| 500 CSL | $1,988 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,530 |
| 20 | $5,110 |
| 30 | $3,078 |
| 40 | $3,020 |
| 50 | $2,886 |
| 60 | $2,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $99 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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