Jaguar XK Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average auto insurance rates for a Jaguar XK are $1,106 annually with full coverage. Comprehensive insurance costs on average $210, collision insurance costs $296, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs $2,376 or more. Teenage drivers pay the highest rates at up to $4,316 a year.
Average premium for full coverage: $1,106
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all XK models.
Price Range from Low to High
For the average 40-year-old driver, Jaguar XK insurance prices range from as cheap as $496 for basic liability insurance to the much higher price of $2,376 for coverage for higher-risk drivers.
Geographic Price Range
Where you live can have significant affects on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.
The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Jaguar XK insurance rates for different risk profiles and scenarios.
- The best discount rate is $663
- Using higher $1,000 deductibles will save around $116 annually
- The estimated rate for the average middle-age driver with $500 deductibles is $1,106
- Using pricier low deductibles for physical damage coverage costs an additional $220 every year
- Drivers who are prone to accidents and violations could pay upwards of $2,376
- The price with full coverage for a teen driver for full coverage may cost $4,316 or more
Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 42% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $340 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $800 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,500 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,002 | -$104 | -9.4% |
Alaska | $850 | -$256 | -23.1% |
Arizona | $920 | -$186 | -16.8% |
Arkansas | $1,106 | -$0 | 0.0% |
California | $1,260 | $154 | 13.9% |
Colorado | $1,058 | -$48 | -4.3% |
Connecticut | $1,138 | $32 | 2.9% |
Delaware | $1,252 | $146 | 13.2% |
Florida | $1,386 | $280 | 25.3% |
Georgia | $1,020 | -$86 | -7.8% |
Hawaii | $796 | -$310 | -28.0% |
Idaho | $748 | -$358 | -32.4% |
Illinois | $826 | -$280 | -25.3% |
Indiana | $832 | -$274 | -24.8% |
Iowa | $746 | -$360 | -32.5% |
Kansas | $1,052 | -$54 | -4.9% |
Kentucky | $1,512 | $406 | 36.7% |
Louisiana | $1,640 | $534 | 48.3% |
Maine | $682 | -$424 | -38.3% |
Maryland | $914 | -$192 | -17.4% |
Massachusetts | $886 | -$220 | -19.9% |
Michigan | $1,924 | $818 | 74.0% |
Minnesota | $926 | -$180 | -16.3% |
Mississippi | $1,326 | $220 | 19.9% |
Missouri | $982 | -$124 | -11.2% |
Montana | $1,190 | $84 | 7.6% |
Nebraska | $872 | -$234 | -21.2% |
Nevada | $1,326 | $220 | 19.9% |
New Hampshire | $796 | -$310 | -28.0% |
New Jersey | $1,238 | $132 | 11.9% |
New Mexico | $980 | -$126 | -11.4% |
New York | $1,168 | $62 | 5.6% |
North Carolina | $638 | -$468 | -42.3% |
North Dakota | $906 | -$200 | -18.1% |
Ohio | $766 | -$340 | -30.7% |
Oklahoma | $1,138 | $32 | 2.9% |
Oregon | $1,014 | -$92 | -8.3% |
Pennsylvania | $1,058 | -$48 | -4.3% |
Rhode Island | $1,478 | $372 | 33.6% |
South Carolina | $1,002 | -$104 | -9.4% |
South Dakota | $936 | -$170 | -15.4% |
Tennessee | $970 | -$136 | -12.3% |
Texas | $1,334 | $228 | 20.6% |
Utah | $820 | -$286 | -25.9% |
Vermont | $758 | -$348 | -31.5% |
Virginia | $664 | -$442 | -40.0% |
Washington | $856 | -$250 | -22.6% |
West Virginia | $1,014 | -$92 | -8.3% |
Wisconsin | $766 | -$340 | -30.7% |
Wyoming | $988 | -$118 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jaguar XK Portfolio 2-Dr Coupe | $1,014 | $85 |
Jaguar XK 2-Dr Coupe | $1,014 | $85 |
Jaguar XK Portfolio 2-Dr Convertible | $1,102 | $92 |
Jaguar XK 2-Dr Convertible | $1,102 | $92 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Jaguar XK Insurance
Getting lower rates on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The items below are a condensed summary of the primary concepts that were touched on in this article.
- You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
- Higher risk drivers with multiple at-fault accidents pay an average of $1,270 more each year to insure their XK
- Increasing physical damage deductibles could save up to $325 each year
- Teen drivers pay higher prices, costing up to $360 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,316 |
20 | $2,526 |
30 | $1,138 |
40 | $1,106 |
50 | $1,014 |
60 | $994 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,326 |
$250 | $1,226 |
$500 | $1,106 |
$1,000 | $990 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,106 |
50/100 | $1,190 |
100/300 | $1,301 |
250/500 | $1,588 |
100 CSL | $1,235 |
300 CSL | $1,478 |
500 CSL | $1,655 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,102 |
20 | $4,020 |
30 | $2,408 |
40 | $2,376 |
50 | $2,270 |
60 | $2,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $57 |
Multi-vehicle | $58 |
Homeowner | $18 |
5-yr Accident Free | $71 |
5-yr Claim Free | $70 |
Paid in Full/EFT | $43 |
Advance Quote | $50 |
Online Quote | $76 |
Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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