Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Chevrolet Trax are $1,230 every 12 months for full coverage. Comprehensive insurance costs around $226 a year, collision costs $404, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $2,668 or more. Teenage drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $718
• Drivers who choose higher $1,000 deductibles will pay about $1,088 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,230
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $278 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,668 or more
• The cost to insure a teen driver can be $4,762 a year

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $420 every year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,500 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so the rates can be significantly different.

How to Shop for Cheaper Chevrolet Trax Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unneeded coverage, and insuring your home and auto with the same company. Take the time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a condensed summary of the material that was covered in the above illustrations.

• Policyholders who may need higher liability limits will pay an extra $490 each year to go from a minimum limit to a 250/500 level
• Teenagers pay higher rates, costing as high as $397 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,440 more every year for car insurance
• Increasing deductibles could save as much as $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.