Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Chevrolet Trax are $1,258 annually with full coverage. Comprehensive costs around $248, collision costs $436, and liability is $416. A policy with only liability insurance costs around $474 a year, with a high-risk policy costing around $2,724. Teenage drivers pay the most at $4,798 a year or more.

Average premium for full coverage: $1,258

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $733
• Raising to $1,000 deductibles will save about $156 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,258
• Using pricier low deductibles will cost $1,560
• Drivers who are prone to accidents and violations could pay at least $2,724 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can be $4,798

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Car insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. Chevrolet Trax insurance for high-risk drivers is expensive and can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $460 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Chevrolet Trax insurance prices. A middle-age driver might find prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

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With such a large range in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

How to Buy the Best Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax consists of avoiding accidents and claims, having a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates once a year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The points below are a brief recap of the data that was covered above.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Insureds who may need increased liability limits will pay an extra $460 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 are the costliest to insure, possibly costing $400 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,470 more every year to insure a Chevrolet Trax

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.