Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,230 a year including full coverage. Comprehensive costs approximately $226, collision costs $404, and liability is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing around $2,668. Teen drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

These examples highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $718
• Choosing higher $1,000 deductibles can save $142 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,230
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,508
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,668 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost $4,762 each year

View Chart as Image

Auto insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the model of your Trax, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $420 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance ranges from 42% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

How to Find Cheap Chevrolet Trax Insurance

Saving money on insurance for a Chevrolet Trax takes being a safe and courteous driver, having good credit, not filing small claims, and not having any coverage lapses. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

Below is a brief summary of the data that was illustrated above.

• You may be able to save around $150 per year simply by shopping early and online
• Insureds who purchase higher levels of liability will pay about $490 per year to raise limits from a minimum limit to 250/500 limits
• Teenage drivers have the highest car insurance rates, as much as $397 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,440 more per year for auto insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.