Fiat 500X Insurance Rates

U.S. average insurance prices for a Fiat 500X are $1,258 every 12 months with full coverage. Comprehensive insurance costs on average $200 each year, collision insurance costs $358, and liability is estimated at $520. Buying just liability costs approximately $576 a year, and insurance for high-risk drivers costs $2,730 or more. Teens pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why all drivers should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $744
• Choosing higher $1,000 deductibles can save around $126 annually
• The average price for the average middle-age driver with $500 deductibles is $1,258
• Selecting low deductibles for comp and collision coverage costs an extra $246 every year
• Unlucky drivers with serious driving violations could pay upwards of $2,730
• The price to insure a teen driver may cost $5,006 each year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your 500X.

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $468 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for More Affordable Fiat 500X Insurance

Getting lower rates on car insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the ideas that were covered above.

• Drivers age 20 and younger pay higher prices, costing up to $417 a month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,470 more each year to buy Fiat 500X insurance
• Increasing physical damage deductibles could save as much as $375 each year
• You may be able to save as much as $150 per year just by quoting online in advance