Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year for full coverage insurance. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability costs $520. A policy with just liability insurance costs as little as $576 a year, and coverage for high-risk drivers costs $2,730 or more. 16-year-old drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates for individual coverage type:

Prices are based on $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $744
• Drivers who choose higher $1,000 deductibles will pay about $1,132 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,258
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $246 annually
• Drivers with multiple tickets or accidents could pay at least $2,730
• The cost for full coverage for a 16-year-old driver can be $5,006 a year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you live makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can cost from 42% to 133% more than the average rate. View High Risk Driver Rates

How to Find Affordable Fiat 500X Insurance

Saving money on insurance for a Fiat 500X not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following is a brief review of the material that was covered above.

• Insureds who may need higher liability limits will pay around $570 annually to go from a minimum limit to 250/500 limits
• Teens are charged the highest rates, costing up to $417 per month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,470 more every year for 500X insurance
• Increasing deductibles can save around $375 each year