Fiat 500X Insurance Rates

Estimated insurance rates for a Fiat 500X are $1,332 a year with full coverage. Comprehensive insurance costs on average $218 each year, collision insurance costs $424, and liability coverage is estimated at $510. Liability-only insurance costs approximately $568 a year, and high-risk driver insurance costs $2,898 or more. Teen drivers pay the most at up to $5,242 a year.

Average premium for full coverage: $1,332

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and 500X models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why all drivers should get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $778
• Choosing higher $1,000 deductibles can save around $144 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,332
• Choosing low deductibles for comp and collision coverage will cost an extra $284 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,898
• An auto insurance policy for full coverage for a teenage driver may cost $5,242 each year

View Chart as Image

Insurance prices for a Fiat 500X also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $960 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $430 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $459 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 134% more than average. View High Risk Driver Rates

How to Find the Best Fiat 500X Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a brief recap of the data that was covered in the above illustrations.

• You may be able to save as much as $160 per year just by quoting online in advance
• Consumers who require more liability coverage will pay about $560 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Teen drivers pay higher prices, possibly costing $437 per month including comprehensive and collision insurance
• Drivers who tend to receive serious violations may be required to pay an average of $1,570 more each year to insure their 500X