Fiat 500X Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 7, 2024

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Average insurance rates for a Fiat 500X are $1,302 a year for full coverage. Comprehensive costs on average $208, collision costs $400, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, with high-risk insurance costing around $2,834. 16-year-old drivers receive the highest rates at $5,158 a year or more.

Average premium for full coverage: $1,302

Rate estimates by individual coverage type:

Comprehensive $208
Collision $400
Liability $514

Rate estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different 500X trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from the low end price of $572 for minimum levels of liability insurance to a much higher rate of $2,834 for a driver required to buy high-risk insurance.

Liability Only $572
Full Coverage $1,302
High Risk $2,834

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $977
Small Cities $1,367
Large Cities $1,758

These examples show why anyone shopping for car insurance should compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Fiat 500X insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $763
  • Drivers who choose higher $1,000 deductibles will pay around $138 a year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,302
  • Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,572
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,834 or more
  • The cost that insures a teenage driver with full coverage may cost $5,158 a year

View Chart as Image

Fiat 500X insurance cost comparison chart
Column chart showing full coverage Fiat 500X insurance rates range from $763 to $5,158

Insurance rates for a Fiat 500X can also vary considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 136% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Where you live makes a big difference in Fiat 500X insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or at least $1,860 on average in Michigan, Louisiana, and New York.

Fiat 500X Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,178 -$124 -9.5%
Alaska $998 -$304 -23.3%
Arizona $1,084 -$218 -16.7%
Arkansas $1,302 -$0 0.0%
California $1,484 $182 14.0%
Colorado $1,244 -$58 -4.5%
Connecticut $1,336 $34 2.6%
Delaware $1,474 $172 13.2%
Florida $1,630 $328 25.2%
Georgia $1,204 -$98 -7.5%
Hawaii $936 -$366 -28.1%
Idaho $882 -$420 -32.3%
Illinois $970 -$332 -25.5%
Indiana $984 -$318 -24.4%
Iowa $878 -$424 -32.6%
Kansas $1,236 -$66 -5.1%
Kentucky $1,776 $474 36.4%
Louisiana $1,930 $628 48.2%
Maine $804 -$498 -38.2%
Maryland $1,074 -$228 -17.5%
Massachusetts $1,040 -$262 -20.1%
Michigan $2,260 $958 73.6%
Minnesota $1,088 -$214 -16.4%
Mississippi $1,560 $258 19.8%
Missouri $1,154 -$148 -11.4%
Montana $1,400 $98 7.5%
Nebraska $1,026 -$276 -21.2%
Nevada $1,564 $262 20.1%
New Hampshire $938 -$364 -28.0%
New Jersey $1,458 $156 12.0%
New Mexico $1,152 -$150 -11.5%
New York $1,372 $70 5.4%
North Carolina $750 -$552 -42.4%
North Dakota $1,068 -$234 -18.0%
Ohio $900 -$402 -30.9%
Oklahoma $1,336 $34 2.6%
Oregon $1,194 -$108 -8.3%
Pennsylvania $1,242 -$60 -4.6%
Rhode Island $1,738 $436 33.5%
South Carolina $1,182 -$120 -9.2%
South Dakota $1,100 -$202 -15.5%
Tennessee $1,138 -$164 -12.6%
Texas $1,570 $268 20.6%
Utah $962 -$340 -26.1%
Vermont $892 -$410 -31.5%
Virginia $780 -$522 -40.1%
Washington $1,006 -$296 -22.7%
West Virginia $1,194 -$108 -8.3%
Wisconsin $900 -$402 -30.9%
Wyoming $1,160 -$142 -10.9%

View Chart as Image

Fiat 500X insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $410 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $462 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates can be significantly different.

Fiat 500X Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Fiat 500X $268 $512 $440 $1,400
2022 Fiat 500X $256 $506 $450 $1,392
2021 Fiat 500X $248 $494 $470 $1,392
2020 Fiat 500X $240 $474 $486 $1,380
2019 Fiat 500X $226 $458 $500 $1,364
2018 Fiat 500X $218 $424 $510 $1,332
2017 Fiat 500X $208 $400 $514 $1,302
2016 Fiat 500X $200 $358 $520 $1,258

Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Fiat 500X Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unneeded coverage, and bundling your home and auto policies. Comparison shop at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief recap of the data covered in the above illustrations.

  • Consumers who require higher liability limits will pay around $570 each year to go from a minimum limit to the 250/500 level
  • Drivers can save as much as $150 per year simply by shopping early and online
  • Increasing deductibles can save approximately $400 each year
  • Teens pay the highest rates, costing as high as $430 per month if full coverage is included

Rates by Driver Age

Fiat 500X Insurance Rates by Driver Age
Driver Age Premium
16 $5,158
20 $3,028
30 $1,338
40 $1,302
50 $1,196
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Fiat 500X Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,572
$250 $1,446
$500 $1,302
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Fiat 500X Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,302
50/100 $1,405
100/300 $1,533
250/500 $1,867
100 CSL $1,456
300 CSL $1,739
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Fiat 500X Insurance Rates for High Risk Drivers
Age Premium
16 $7,310
20 $4,834
30 $2,872
40 $2,834
50 $2,710
60 $2,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $71
Homeowner $22
5-yr Accident Free $89
5-yr Claim Free $84
Paid in Full/EFT $54
Advance Quote $62
Online Quote $90
Total Discounts $539
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

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