Chevrolet Suburban Insurance Rates
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Chevrolet Suburban are $1,380 a year for full coverage insurance. Comprehensive insurance costs on average $320 a year, collision costs $512, and liability is $390. A policy with just liability insurance costs around $452 a year, with coverage for high-risk drivers costing $2,960 or more. Teenage drivers pay the highest rates at $5,072 a year or more.
Average premium for full coverage: $1,380
Price estimates by individual coverage:
Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Suburban trim levels.
Price Range from Low to High
For a 40-year-old driver, Chevrolet Suburban insurance prices go from the low end price of $452 for basic liability insurance to a high of $2,960 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.
The diagram below illustrates how your location can change car insurance rates.
The ranges above illustrate why it is important to compare rates quotes based on a specific location, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.
- The best discount rate is $802
- Raising to $1,000 deductibles will save around $1,188 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,380
- Using low $100 deductibles will cost an additional $362 annually
- Drivers who are prone to accidents and violations could pay upwards of $2,960 or more
- The price that insures a 16-year-old driver may cost $5,072
Insurance prices for a Chevrolet Suburban are also quite variable based on the trim level of your Suburban, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age
The state you live in also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,860 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,570 | $190 | 13.8% |
| Colorado | $1,318 | -$62 | -4.5% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,562 | $182 | 13.2% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,274 | -$106 | -7.7% |
| Hawaii | $990 | -$390 | -28.3% |
| Idaho | $932 | -$448 | -32.5% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,042 | $662 | 48.0% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,104 | -$276 | -20.0% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,154 | -$226 | -16.4% |
| Mississippi | $1,650 | $270 | 19.6% |
| Missouri | $1,224 | -$156 | -11.3% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,088 | -$292 | -21.2% |
| Nevada | $1,654 | $274 | 19.9% |
| New Hampshire | $992 | -$388 | -28.1% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,452 | $72 | 5.2% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,416 | $36 | 2.6% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,840 | $460 | 33.3% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,210 | -$170 | -12.3% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,020 | -$360 | -26.1% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $826 | -$554 | -40.1% |
| Washington | $1,064 | -$316 | -22.9% |
| West Virginia | $1,264 | -$116 | -8.4% |
| Wisconsin | $956 | -$424 | -30.7% |
| Wyoming | $1,230 | -$150 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $560 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,336 | $111 |
| Chevrolet Suburban LT 2WD | $1,336 | $111 |
| Chevrolet Suburban LS 4WD | $1,336 | $111 |
| Chevrolet Suburban LT 4WD | $1,380 | $115 |
| Chevrolet Suburban LTZ 2WD | $1,422 | $119 |
| Chevrolet Suburban LTZ 4WD | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| 2023 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2022 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2021 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2020 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2017 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Suburban Insurance
Getting lower rates on insurance for a Chevrolet Suburban consists of being a low-risk driver, having above-average credit, not filing small claims, and bundling your home and auto policies. Compare prices once a year by getting price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The items below are a brief review of the data that was illustrated above.
- It is possible to save as much as $170 per year simply by quoting early and online
- Insureds who require more liability coverage will pay an extra $430 annually to raise from a low limit to the 250/500 level
- Teen drivers pay the highest prices, as much as $423 a month if full coverage is included
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,580 more each year to insure their Suburban
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,072 |
| 20 | $3,148 |
| 30 | $1,440 |
| 40 | $1,380 |
| 50 | $1,258 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,576 |
| $500 | $1,380 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,542 |
| 100/300 | $1,640 |
| 250/500 | $1,893 |
| 100 CSL | $1,581 |
| 300 CSL | $1,796 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,232 |
| 20 | $5,004 |
| 30 | $3,028 |
| 40 | $2,960 |
| 50 | $2,822 |
| 60 | $2,796 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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