Acura RDX Insurance Rates
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UPDATED: Jun 3, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,274 a year including full coverage. Comprehensive costs around $294, collision insurance costs $512, and liability coverage is estimated at $332. Liability-only insurance costs approximately $388 a year, and high-risk driver insurance costs around $2,740. Teens pay the most at up to $4,642 a year.
Average premium for full coverage: $1,274
Premium estimates for type of coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all RDX models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura RDX range from the low end price of $388 for liability-only coverage to the much higher price of $2,740 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Acura RDX insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $732
- Choosing higher $1,000 deductibles can save about $184 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,274
- Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,626
- Drivers with serious driving violations could pay at least $2,740
- An auto insurance policy that insures a teenage driver for full coverage can be $4,642 each year
Insurance prices for an Acura RDX also have a wide range based on the model of your RDX, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,500 to $2,000 additional annually, depending on your age. Acura RDX insurance for high-risk drivers ranges around 43% to 132% more than the average policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Acura RDX insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,810 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$124 | -9.7% |
| Alaska | $976 | -$298 | -23.4% |
| Arizona | $1,054 | -$220 | -17.3% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,448 | $174 | 13.7% |
| Colorado | $1,212 | -$62 | -4.9% |
| Connecticut | $1,306 | $32 | 2.5% |
| Delaware | $1,436 | $162 | 12.7% |
| Florida | $1,586 | $312 | 24.5% |
| Georgia | $1,176 | -$98 | -7.7% |
| Hawaii | $912 | -$362 | -28.4% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $944 | -$330 | -25.9% |
| Indiana | $960 | -$314 | -24.6% |
| Iowa | $858 | -$416 | -32.7% |
| Kansas | $1,206 | -$68 | -5.3% |
| Kentucky | $1,734 | $460 | 36.1% |
| Louisiana | $1,880 | $606 | 47.6% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,012 | -$262 | -20.6% |
| Michigan | $2,208 | $934 | 73.3% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,522 | $248 | 19.5% |
| Missouri | $1,128 | -$146 | -11.5% |
| Montana | $1,366 | $92 | 7.2% |
| Nebraska | $1,002 | -$272 | -21.4% |
| Nevada | $1,524 | $250 | 19.6% |
| New Hampshire | $916 | -$358 | -28.1% |
| New Jersey | $1,422 | $148 | 11.6% |
| New Mexico | $1,124 | -$150 | -11.8% |
| New York | $1,338 | $64 | 5.0% |
| North Carolina | $730 | -$544 | -42.7% |
| North Dakota | $1,042 | -$232 | -18.2% |
| Ohio | $874 | -$400 | -31.4% |
| Oklahoma | $1,304 | $30 | 2.4% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,212 | -$62 | -4.9% |
| Rhode Island | $1,696 | $422 | 33.1% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,112 | -$162 | -12.7% |
| Texas | $1,534 | $260 | 20.4% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $868 | -$406 | -31.9% |
| Virginia | $760 | -$514 | -40.3% |
| Washington | $980 | -$294 | -23.1% |
| West Virginia | $1,166 | -$108 | -8.5% |
| Wisconsin | $880 | -$394 | -30.9% |
| Wyoming | $1,134 | -$140 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $540 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,230 | $103 |
| Acura RDX AWD | $1,230 | $103 |
| Acura RDX Technology Package 2WD | $1,316 | $110 |
| Acura RDX Technology Package AWD | $1,316 | $110 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2012 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura RDX Insurance
Finding better rates on auto insurance takes avoiding accidents and claims, having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare rates every year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The points below are a recap of the coverage data covered in the charts and tables above.
- You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $525 each year
- Drivers under the age of 20 are charged the highest prices, with the cost nearing $387 per month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents may have to pay on average $1,470 more every year to insure an Acura RDX
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,642 |
| 20 | $2,918 |
| 30 | $1,332 |
| 40 | $1,274 |
| 50 | $1,160 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,626 |
| $250 | $1,464 |
| $500 | $1,274 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,382 |
| 100/300 | $1,465 |
| 250/500 | $1,681 |
| 100 CSL | $1,416 |
| 300 CSL | $1,598 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,640 |
| 30 | $2,810 |
| 40 | $2,740 |
| 50 | $2,612 |
| 60 | $2,588 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $60 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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