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Acura RDX AWD Insurance Rates

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The average insurance prices for an Acura RDX AWD are $1,252 every 12 months for full coverage. Comprehensive insurance costs around $298, collision insurance costs $508, and liability insurance costs around $310. Buying just liability costs as low as $370 a year, and insurance for high-risk drivers costs $2,690 or more. Teenage drivers cost the most to insure at up to $4,534 a year.

Annual premium for full coverage: $1,252

Policy rates for type of coverage:

Comprehensive $298
Collision $508
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura RDX Trim Level

For an average driver, Acura RDX AWD insurance rates range from the cheapest price of $370 for basic liability insurance to the much higher price of $2,690 for a driver required to buy high-risk insurance.

Liability Only $370
Full Coverage $1,252
High Risk $2,690

These price differences show why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for an Acura RDX AWD also range considerably based on liability limits and deductibles, your driver profile, and the actual cash value of your RDX.

Using high physical damage deductibles could cut rates by as much as $540 each year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,500 to $2,000 extra every year, depending on your age. Acura RDX AWD insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Acura RDX AWD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

Acura RDX AWD insurance cost comparison chart
Column chart showing Acura RDX AWD insurance prices range from $721 to $4,534 for full coverage

Chart shows Acura RDX AWD insurance rates for various coverage choices and risks. The lowest rate with discounts is $721. Drivers who use higher $1,000 deductibles will pay $1,070. The average rate for a driver age 40 with no violations using $500 deductibles is $1,252. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,608. Drivers with multiple violations and accidents could be charged around $2,690. The rate for full coverage for a 16-year-old driver can be as high as $4,534.

Acura RDX AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,132 -$120 -9.6%
Alaska $960 -$292 -23.3%
Arizona $1,038 -$214 -17.1%
Arkansas $1,252 -$0 0.0%
California $1,426 $174 13.9%
Colorado $1,196 -$56 -4.5%
Connecticut $1,284 $32 2.6%
Delaware $1,414 $162 12.9%
Florida $1,564 $312 24.9%
Georgia $1,158 -$94 -7.5%
Hawaii $898 -$354 -28.3%
Idaho $848 -$404 -32.3%
Illinois $930 -$322 -25.7%
Indiana $944 -$308 -24.6%
Iowa $844 -$408 -32.6%
Kansas $1,188 -$64 -5.1%
Kentucky $1,708 $456 36.4%
Louisiana $1,852 $600 47.9%
Maine $772 -$480 -38.3%
Maryland $1,032 -$220 -17.6%
Massachusetts $996 -$256 -20.4%
Michigan $2,170 $918 73.3%
Minnesota $1,048 -$204 -16.3%
Mississippi $1,498 $246 19.6%
Missouri $1,112 -$140 -11.2%
Montana $1,344 $92 7.3%
Nebraska $986 -$266 -21.2%
Nevada $1,500 $248 19.8%
New Hampshire $902 -$350 -28.0%
New Jersey $1,400 $148 11.8%
New Mexico $1,106 -$146 -11.7%
New York $1,318 $66 5.3%
North Carolina $720 -$532 -42.5%
North Dakota $1,024 -$228 -18.2%
Ohio $862 -$390 -31.2%
Oklahoma $1,284 $32 2.6%
Oregon $1,148 -$104 -8.3%
Pennsylvania $1,190 -$62 -5.0%
Rhode Island $1,668 $416 33.2%
South Carolina $1,134 -$118 -9.4%
South Dakota $1,054 -$198 -15.8%
Tennessee $1,094 -$158 -12.6%
Texas $1,508 $256 20.4%
Utah $926 -$326 -26.0%
Vermont $856 -$396 -31.6%
Virginia $750 -$502 -40.1%
Washington $964 -$288 -23.0%
West Virginia $1,148 -$104 -8.3%
Wisconsin $864 -$388 -31.0%
Wyoming $1,114 -$138 -11.0%

View Chart as Image

Acura RDX AWD insurance rates by U.S. city

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Rates by Driver Age

Acura RDX AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,534
20 $2,866
30 $1,312
40 $1,252
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,608
$250 $1,444
$500 $1,252
$1,000 $1,070

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,252
50/100 $1,314
100/300 $1,392
250/500 $1,593
100 CSL $1,345
300 CSL $1,516
500 CSL $1,640

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX AWD Insurance Rates for High Risk Drivers
Age Premium
16 $6,482
20 $4,548
30 $2,758
40 $2,690
50 $2,564
60 $2,538

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $94
5-yr Claim Free $80
Paid in Full/EFT $59
Advance Quote $62
Online Quote $89
Total Discounts $531
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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