Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
The average insurance rates for an Acura RDX are $1,292 a year for full coverage. Comprehensive costs an estimated $308, collision costs $532, and liability coverage is estimated at $316. Liability-only coverage costs approximately $376 a year, with high-risk coverage costing around $2,782. 16-year-old drivers cost the most to insure at $4,674 a year or more.
Average premium for full coverage: $1,292
Policy rates broken down by type of insurance:
Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different RDX trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Acura RDX insurance rates go from as low as $376 for just the minimum liability insurance to a much higher rate of $2,782 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.
The price range example below illustrates how rural and urban location affects insurance prices.
The examples above show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Acura RDX insurance rates for other coverage scenarios.
- The best full coverage rate is $741
- Choosing higher $1,000 deductibles can save approximately $192 a year
- The average rate for a good driver age 40 who has $500 deductibles is $1,292
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,660
- Drivers with multiple tickets or accidents could pay up to $2,782 or more
- Policy cost for full coverage for a teenage driver with full coverage can cost as much as $4,674 each year
Insurance rates for an Acura RDX also range considerably based on your risk profile, the trim level of your RDX, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Acura RDX insurance rates. A good driver about age 40 could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or at least $1,840 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,166 | -$126 | -9.8% |
| Alaska | $990 | -$302 | -23.4% |
| Arizona | $1,072 | -$220 | -17.0% |
| Arkansas | $1,292 | -$0 | 0.0% |
| California | $1,470 | $178 | 13.8% |
| Colorado | $1,232 | -$60 | -4.6% |
| Connecticut | $1,326 | $34 | 2.6% |
| Delaware | $1,460 | $168 | 13.0% |
| Florida | $1,612 | $320 | 24.8% |
| Georgia | $1,194 | -$98 | -7.6% |
| Hawaii | $930 | -$362 | -28.0% |
| Idaho | $874 | -$418 | -32.4% |
| Illinois | $962 | -$330 | -25.5% |
| Indiana | $972 | -$320 | -24.8% |
| Iowa | $872 | -$420 | -32.5% |
| Kansas | $1,224 | -$68 | -5.3% |
| Kentucky | $1,762 | $470 | 36.4% |
| Louisiana | $1,912 | $620 | 48.0% |
| Maine | $798 | -$494 | -38.2% |
| Maryland | $1,066 | -$226 | -17.5% |
| Massachusetts | $1,028 | -$264 | -20.4% |
| Michigan | $2,242 | $950 | 73.5% |
| Minnesota | $1,082 | -$210 | -16.3% |
| Mississippi | $1,546 | $254 | 19.7% |
| Missouri | $1,146 | -$146 | -11.3% |
| Montana | $1,386 | $94 | 7.3% |
| Nebraska | $1,016 | -$276 | -21.4% |
| Nevada | $1,550 | $258 | 20.0% |
| New Hampshire | $932 | -$360 | -27.9% |
| New Jersey | $1,444 | $152 | 11.8% |
| New Mexico | $1,140 | -$152 | -11.8% |
| New York | $1,360 | $68 | 5.3% |
| North Carolina | $744 | -$548 | -42.4% |
| North Dakota | $1,060 | -$232 | -18.0% |
| Ohio | $888 | -$404 | -31.3% |
| Oklahoma | $1,324 | $32 | 2.5% |
| Oregon | $1,184 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$62 | -4.8% |
| Rhode Island | $1,722 | $430 | 33.3% |
| South Carolina | $1,170 | -$122 | -9.4% |
| South Dakota | $1,090 | -$202 | -15.6% |
| Tennessee | $1,130 | -$162 | -12.5% |
| Texas | $1,556 | $264 | 20.4% |
| Utah | $956 | -$336 | -26.0% |
| Vermont | $882 | -$410 | -31.7% |
| Virginia | $772 | -$520 | -40.2% |
| Washington | $996 | -$296 | -22.9% |
| West Virginia | $1,184 | -$108 | -8.4% |
| Wisconsin | $894 | -$398 | -30.8% |
| Wyoming | $1,150 | -$142 | -11.0% |
Opting for high physical damage deductibles can save as much as $560 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $285 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance ranges around 45% to 130% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, and rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,246 | $104 |
| Acura RDX AWD | $1,246 | $104 |
| Acura RDX Technology Package 2WD | $1,336 | $111 |
| Acura RDX Technology Package AWD | $1,336 | $111 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2023 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2022 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2021 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2020 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2017 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2016 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2015 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2012 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2010 Acura RDX | $162 | $222 | $402 | $922 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura RDX Insurance
Finding cheaper rates on auto insurance takes having a good driving record, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The next list is a summary of the coverage data raised in the charts and tables above.
- Drivers can save approximately $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $550 each year
- Drivers age 20 and younger are expensive to insure, costing up to $390 each month including comprehensive and collision insurance
- Drivers who have multiple accidents or major violations pay an average of $1,490 more annually to buy Acura RDX insurance
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,962 |
| 30 | $1,356 |
| 40 | $1,292 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,490 |
| $500 | $1,292 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,292 |
| 50/100 | $1,399 |
| 100/300 | $1,478 |
| 250/500 | $1,684 |
| 100 CSL | $1,431 |
| 300 CSL | $1,605 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,702 |
| 30 | $2,850 |
| 40 | $2,782 |
| 50 | $2,646 |
| 60 | $2,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $66 |
| Homeowner | $18 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $61 |
| Advance Quote | $65 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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