Acura RDX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 22, 2024

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Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

The average insurance rates for an Acura RDX are $1,292 a year for full coverage. Comprehensive costs on average $308 a year, collision insurance costs $532, and liability insurance costs $316. Buying just liability costs as little as $376 a year, and insurance for high-risk drivers costs around $2,782. 16-year-old drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,292

Policy rates by type of insurance:

Comprehensive $308
Collision $532
Liability $316

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all states and RDX trim levels.

Price Range Variability

Using a middle-aged driver as an example, Acura RDX insurance rates range from the low end price of $376 for basic liability insurance to a high of $2,782 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,292
High Risk $2,782

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $969
Small Cities $1,357
Large Cities $1,744

The examples above show why it is important to compare rates based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Acura RDX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $741
  • Drivers who choose higher $1,000 deductibles will pay around $1,100 a year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,292
  • Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,660
  • High risk drivers with multiple tickets or accidents could pay upwards of $2,782
  • Policy cost that insures a teen driver may cost $4,674 a year

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing Acura RDX insurance rates range from $741 to $4,674 for full coverage

Insurance rates for an Acura RDX also range considerably based on the trim level of your RDX, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state makes a big difference in Acura RDX insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or at least $1,840 on average in Michigan, Louisiana, and New York.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,166 -$126 -9.8%
Alaska $990 -$302 -23.4%
Arizona $1,072 -$220 -17.0%
Arkansas $1,292 -$0 0.0%
California $1,470 $178 13.8%
Colorado $1,232 -$60 -4.6%
Connecticut $1,326 $34 2.6%
Delaware $1,460 $168 13.0%
Florida $1,612 $320 24.8%
Georgia $1,194 -$98 -7.6%
Hawaii $930 -$362 -28.0%
Idaho $874 -$418 -32.4%
Illinois $962 -$330 -25.5%
Indiana $972 -$320 -24.8%
Iowa $872 -$420 -32.5%
Kansas $1,224 -$68 -5.3%
Kentucky $1,762 $470 36.4%
Louisiana $1,912 $620 48.0%
Maine $798 -$494 -38.2%
Maryland $1,066 -$226 -17.5%
Massachusetts $1,028 -$264 -20.4%
Michigan $2,242 $950 73.5%
Minnesota $1,082 -$210 -16.3%
Mississippi $1,546 $254 19.7%
Missouri $1,146 -$146 -11.3%
Montana $1,386 $94 7.3%
Nebraska $1,016 -$276 -21.4%
Nevada $1,550 $258 20.0%
New Hampshire $932 -$360 -27.9%
New Jersey $1,444 $152 11.8%
New Mexico $1,140 -$152 -11.8%
New York $1,360 $68 5.3%
North Carolina $744 -$548 -42.4%
North Dakota $1,060 -$232 -18.0%
Ohio $888 -$404 -31.3%
Oklahoma $1,324 $32 2.5%
Oregon $1,184 -$108 -8.4%
Pennsylvania $1,230 -$62 -4.8%
Rhode Island $1,722 $430 33.3%
South Carolina $1,170 -$122 -9.4%
South Dakota $1,090 -$202 -15.6%
Tennessee $1,130 -$162 -12.5%
Texas $1,556 $264 20.4%
Utah $956 -$336 -26.0%
Vermont $882 -$410 -31.7%
Virginia $772 -$520 -40.2%
Washington $996 -$296 -22.9%
West Virginia $1,184 -$108 -8.4%
Wisconsin $894 -$398 -30.8%
Wyoming $1,150 -$142 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $560 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,246 $104
Acura RDX AWD $1,246 $104
Acura RDX Technology Package 2WD $1,336 $111
Acura RDX Technology Package AWD $1,336 $111

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura RDX $308 $532 $316 $1,292
2023 Acura RDX $294 $512 $332 $1,274
2022 Acura RDX $282 $506 $338 $1,262
2021 Acura RDX $272 $494 $354 $1,256
2020 Acura RDX $262 $474 $364 $1,236
2019 Acura RDX $248 $458 $376 $1,218
2018 Acura RDX $238 $424 $384 $1,182
2017 Acura RDX $230 $400 $388 $1,154
2016 Acura RDX $220 $358 $390 $1,104
2015 Acura RDX $206 $330 $390 $1,062
2014 Acura RDX $198 $310 $394 $1,038
2013 Acura RDX $194 $288 $402 $1,020
2012 Acura RDX $180 $268 $402 $986
2011 Acura RDX $174 $244 $406 $960
2010 Acura RDX $162 $222 $402 $922
2008 Acura RDX $148 $182 $398 $864
2007 Acura RDX $146 $178 $390 $850

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Acura RDX Insurance

Finding cheaper rates on Acura RDX insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Comparison shop every year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

Below is a brief recap of the coverage data touched on in the above illustrations.

  • Drivers can save as much as $160 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $550 each year
  • Teenage drivers pay the highest rates, costing up to $390 each month if full coverage is included
  • High-risk drivers who tend to receive serious violations may pay on average $1,490 more each year for auto insurance

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

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What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.



Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,674
20 $2,962
30 $1,356
40 $1,292
50 $1,178
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,490
$500 $1,292
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,292
50/100 $1,399
100/300 $1,478
250/500 $1,684
100 CSL $1,431
300 CSL $1,605
500 CSL $1,731

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,702
30 $2,850
40 $2,782
50 $2,646
60 $2,622

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $97
5-yr Claim Free $83
Paid in Full/EFT $61
Advance Quote $65
Online Quote $92
Total Discounts $551
Rate after discounts $741

Discounts are estimated and may not be available from every company or in every state.

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