Acura RDX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 30, 2020

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Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

U.S. average insurance rates for an Acura RDX are $1,236 a year for full coverage insurance. Comprehensive costs approximately $262, collision costs $474, and liability coverage is $364. A policy with just liability insurance costs around $416 a year, with coverage for high-risk drivers costing around $2,680. Teen drivers pay the highest rates at $4,610 a year or more.

Average premium for full coverage: $1,236

Price estimates by individual coverage:

Comprehensive $262
Collision $474
Liability $364

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all RDX models.

Price Range from Low to High

For the average driver, Acura RDX insurance prices go from as low as $416 for minimum levels of liability insurance to the much higher price of $2,680 for a high-risk driver policy.

Liability Only $416
Full Coverage $1,236
High Risk $2,680

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $927
Small Cities $1,298
Large Cities $1,669

The ranges above illustrate why everyone should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Acura RDX insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $710
  • Raising to $1,000 deductibles will save $166 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,236
  • Choosing pricier low deductibles will increase the cost to $1,562
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $2,680 or more
  • The price for full coverage for a teenage driver for full coverage can cost $4,610

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing full coverage Acura RDX insurance rates range from $710 to $4,610

Insurance prices for an Acura RDX are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in also has a big influence on Acura RDX insurance rates. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,670 on average in Florida, New York, and Michigan.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,118 -$118 -9.5%
Alaska $950 -$286 -23.1%
Arizona $1,026 -$210 -17.0%
Arkansas $1,236 -$0 0.0%
California $1,410 $174 14.1%
Colorado $1,178 -$58 -4.7%
Connecticut $1,268 $32 2.6%
Delaware $1,398 $162 13.1%
Florida $1,544 $308 24.9%
Georgia $1,144 -$92 -7.4%
Hawaii $888 -$348 -28.2%
Idaho $840 -$396 -32.0%
Illinois $922 -$314 -25.4%
Indiana $934 -$302 -24.4%
Iowa $834 -$402 -32.5%
Kansas $1,174 -$62 -5.0%
Kentucky $1,686 $450 36.4%
Louisiana $1,830 $594 48.1%
Maine $764 -$472 -38.2%
Maryland $1,022 -$214 -17.3%
Massachusetts $986 -$250 -20.2%
Michigan $2,148 $912 73.8%
Minnesota $1,036 -$200 -16.2%
Mississippi $1,482 $246 19.9%
Missouri $1,098 -$138 -11.2%
Montana $1,328 $92 7.4%
Nebraska $974 -$262 -21.2%
Nevada $1,482 $246 19.9%
New Hampshire $892 -$344 -27.8%
New Jersey $1,384 $148 12.0%
New Mexico $1,094 -$142 -11.5%
New York $1,300 $64 5.2%
North Carolina $712 -$524 -42.4%
North Dakota $1,012 -$224 -18.1%
Ohio $854 -$382 -30.9%
Oklahoma $1,268 $32 2.6%
Oregon $1,132 -$104 -8.4%
Pennsylvania $1,178 -$58 -4.7%
Rhode Island $1,648 $412 33.3%
South Carolina $1,122 -$114 -9.2%
South Dakota $1,044 -$192 -15.5%
Tennessee $1,082 -$154 -12.5%
Texas $1,490 $254 20.6%
Utah $914 -$322 -26.1%
Vermont $846 -$390 -31.6%
Virginia $740 -$496 -40.1%
Washington $954 -$282 -22.8%
West Virginia $1,132 -$104 -8.4%
Wisconsin $854 -$382 -30.9%
Wyoming $1,100 -$136 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $500 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,000 extra each year, depending on your age. Acura RDX insurance for high-risk drivers is expensive and can cost around 43% to 135% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,196 $100
Acura RDX AWD $1,196 $100
Acura RDX Technology Package 2WD $1,276 $106
Acura RDX Technology Package AWD $1,276 $106

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Acura RDX $262 $474 $364 $1,236
2018 Acura RDX $248 $458 $376 $1,218
2014 Acura RDX $206 $330 $390 $1,062
2013 Acura RDX $198 $310 $394 $1,038
2011 Acura RDX $180 $268 $402 $986
2008 Acura RDX $152 $202 $402 $892
2007 Acura RDX $148 $182 $398 $864

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Acura RDX Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, maintaining good credit, not filing small claims, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a quick rundown of the information touched on above.

  • It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
  • Drivers under the age of 20 are expensive to insure, as much as $384 a month for full coverage
  • Increasing physical damage deductibles can save around $500 each year
  • Drivers with reckless driving or DUI convictions may pay on average $1,440 more per year to insure an Acura RDX
  • Consumers who purchase increased liability limits will pay about $400 annually to raise from a low limit to 250/500 limits

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

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What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.



Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,610
20 $2,854
30 $1,290
40 $1,236
50 $1,132
60 $1,112

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,562
$250 $1,410
$500 $1,236
$1,000 $1,070

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,236
50/100 $1,349
100/300 $1,440
250/500 $1,676
100 CSL $1,385
300 CSL $1,585
500 CSL $1,731

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,584
20 $4,542
30 $2,736
40 $2,680
50 $2,554
60 $2,532

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $91
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $61
Online Quote $88
Total Discounts $526
Rate after discounts $710

Discounts are estimated and may not be available from every company or in every state.

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