Chevrolet Suburban Insurance Rates
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Average auto insurance rates for a Chevrolet Suburban are $1,398 annually for full coverage insurance. Comprehensive insurance costs around $336 a year, collision costs $532, and liability insurance costs $372. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing $2,998 or more. Teenage drivers receive the highest rates at $5,094 a year or more.
Average premium for full coverage: $1,398
Rate estimates for individual coverage type:
Prices include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist coverage. Rates are averaged for all 50 states and Suburban trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $438 for only liability insurance to a high of $2,998 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These examples illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below illustrates estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best discount rate is $812
- Drivers who choose higher $1,000 deductibles will pay about $1,198 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,398
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $378 a year
- High risk drivers who are prone to accidents and violations could pay at least $2,998 or more
- The cost with full coverage for a teen driver can be $5,094 a year
Insurance rates for a Chevrolet Suburban can also vary considerably based on the trim level of your Suburban, your risk profile, and deductibles and policy limits.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $580 each year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,890 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,262 | -$136 | -9.7% |
| Alaska | $1,074 | -$324 | -23.2% |
| Arizona | $1,160 | -$238 | -17.0% |
| Arkansas | $1,398 | -$0 | 0.0% |
| California | $1,592 | $194 | 13.9% |
| Colorado | $1,336 | -$62 | -4.4% |
| Connecticut | $1,436 | $38 | 2.7% |
| Delaware | $1,584 | $186 | 13.3% |
| Florida | $1,748 | $350 | 25.0% |
| Georgia | $1,292 | -$106 | -7.6% |
| Hawaii | $1,004 | -$394 | -28.2% |
| Idaho | $946 | -$452 | -32.3% |
| Illinois | $1,042 | -$356 | -25.5% |
| Indiana | $1,050 | -$348 | -24.9% |
| Iowa | $944 | -$454 | -32.5% |
| Kansas | $1,328 | -$70 | -5.0% |
| Kentucky | $1,908 | $510 | 36.5% |
| Louisiana | $2,070 | $672 | 48.1% |
| Maine | $862 | -$536 | -38.3% |
| Maryland | $1,152 | -$246 | -17.6% |
| Massachusetts | $1,118 | -$280 | -20.0% |
| Michigan | $2,428 | $1,030 | 73.7% |
| Minnesota | $1,170 | -$228 | -16.3% |
| Mississippi | $1,674 | $276 | 19.7% |
| Missouri | $1,240 | -$158 | -11.3% |
| Montana | $1,502 | $104 | 7.4% |
| Nebraska | $1,102 | -$296 | -21.2% |
| Nevada | $1,676 | $278 | 19.9% |
| New Hampshire | $1,008 | -$390 | -27.9% |
| New Jersey | $1,562 | $164 | 11.7% |
| New Mexico | $1,236 | -$162 | -11.6% |
| New York | $1,472 | $74 | 5.3% |
| North Carolina | $804 | -$594 | -42.5% |
| North Dakota | $1,144 | -$254 | -18.2% |
| Ohio | $964 | -$434 | -31.0% |
| Oklahoma | $1,436 | $38 | 2.7% |
| Oregon | $1,282 | -$116 | -8.3% |
| Pennsylvania | $1,334 | -$64 | -4.6% |
| Rhode Island | $1,866 | $468 | 33.5% |
| South Carolina | $1,268 | -$130 | -9.3% |
| South Dakota | $1,178 | -$220 | -15.7% |
| Tennessee | $1,226 | -$172 | -12.3% |
| Texas | $1,684 | $286 | 20.5% |
| Utah | $1,036 | -$362 | -25.9% |
| Vermont | $958 | -$440 | -31.5% |
| Virginia | $838 | -$560 | -40.1% |
| Washington | $1,080 | -$318 | -22.7% |
| West Virginia | $1,282 | -$116 | -8.3% |
| Wisconsin | $968 | -$430 | -30.8% |
| Wyoming | $1,246 | -$152 | -10.9% |
With so much variability in rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,352 | $113 |
| Chevrolet Suburban LT 2WD | $1,352 | $113 |
| Chevrolet Suburban LS 4WD | $1,352 | $113 |
| Chevrolet Suburban LT 4WD | $1,398 | $117 |
| Chevrolet Suburban LTZ 2WD | $1,440 | $120 |
| Chevrolet Suburban LTZ 4WD | $1,486 | $124 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| 2023 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2022 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2021 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2020 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2017 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chevrolet Suburban Insurance
Saving money on Chevrolet Suburban insurance not only requires being a safe driver, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
Here is a quick rundown of the coverage data raised in the charts and tables above.
- It is possible to save up to $170 per year simply by quoting early and online
- Increasing deductibles could save up to $575 each year
- Young drivers are charged the highest rates, costing up to $425 per month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions pay on average $1,600 more every year for insurance
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,094 |
| 20 | $3,188 |
| 30 | $1,462 |
| 40 | $1,398 |
| 50 | $1,276 |
| 60 | $1,248 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,776 |
| $250 | $1,602 |
| $500 | $1,398 |
| $1,000 | $1,198 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,398 |
| 50/100 | $1,560 |
| 100/300 | $1,653 |
| 250/500 | $1,895 |
| 100 CSL | $1,598 |
| 300 CSL | $1,802 |
| 500 CSL | $1,951 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,268 |
| 20 | $5,058 |
| 30 | $3,066 |
| 40 | $2,998 |
| 50 | $2,856 |
| 60 | $2,828 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $64 |
| Advance Quote | $68 |
| Online Quote | $99 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
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