Volkswagen Routan Insurance Rates

The average insurance rates for a Volkswagen Routan are $1,320 a year including full coverage. Comprehensive insurance costs approximately $336 each year, collision costs $532, and liability is estimated at $316. Buying just liability costs approximately $376 a year, with insurance for high-risk drivers costing $2,826 or more. Teenage drivers cost the most to insure at $4,716 a year or more.

Average premium for full coverage: $1,320

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Routan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Volkswagen Routan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $760
• Choosing higher $1,000 deductibles can save $200 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,320
• Using low deductibles for comp and collision coverage will cost an additional $378 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,826 or more
• Policy cost that insures a 16-year-old driver can cost $4,716 each year

View Chart as Image

Insurance rates for a Volkswagen Routan also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 45% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Routan insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $580 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Routan Insurance

Finding cheaper rates on insurance for a Volkswagen Routan takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices every year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a recap of the coverage data touched on above.

• You may be able to save around $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $393 each month if full coverage is included
• Drivers considered higher risk that have major violations or accidents will likely pay on average $1,510 more per year to insure a Volkswagen Routan