Volkswagen Routan S 2WD Insurance Rates

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The average auto insurance rates for a Volkswagen Routan S 2WD are $1,176 annually for full coverage insurance. Comprehensive insurance costs an estimated $284, collision costs $446, and liability coverage costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing $2,512 or more. Teen drivers cost the most to insure at $4,266 a year or more.

Annual premium for full coverage: $1,176

Policy rates broken down by type of insurance:

Comprehensive $284
Collision $446
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Routan Trim Level

For the average driver, Volkswagen Routan S 2WD insurance rates go from as cheap as $370 for a discount liability-only rate to a much higher rate of $2,512 for a driver that may need high-risk insurance.

Liability Only $370
Full Coverage $1,176
High Risk $2,512

These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Volkswagen Routan S 2WD also range considerably based on the model year, your risk profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance can cost around 45% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $490 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volkswagen Routan S 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied between companies.

View Chart as Image

Volkswagen Routan S 2WD insurance cost comparison chart
Column chart showing Volkswagen Routan S 2WD insurance prices range from $684 to $4,266 for full coverage

The chart estimates Volkswagen Routan S 2WD insurance prices for different situations. The cheapest price with discounts is $684. Drivers who choose higher $1,000 deductibles will pay about $1,010. The average price for a driver around age 40 using $500 deductibles is $1,176. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,494. High risk drivers could be charged around $2,512. The price for full coverage for a teenage driver is $4,266.

Volkswagen Routan S 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$114 -9.7%
Alaska $900 -$276 -23.5%
Arizona $974 -$202 -17.2%
Arkansas $1,176 -$0 0.0%
California $1,338 $162 13.8%
Colorado $1,120 -$56 -4.8%
Connecticut $1,206 $30 2.6%
Delaware $1,328 $152 12.9%
Florida $1,466 $290 24.7%
Georgia $1,088 -$88 -7.5%
Hawaii $844 -$332 -28.2%
Idaho $796 -$380 -32.3%
Illinois $874 -$302 -25.7%
Indiana $884 -$292 -24.8%
Iowa $790 -$386 -32.8%
Kansas $1,114 -$62 -5.3%
Kentucky $1,602 $426 36.2%
Louisiana $1,738 $562 47.8%
Maine $724 -$452 -38.4%
Maryland $970 -$206 -17.5%
Massachusetts $936 -$240 -20.4%
Michigan $2,036 $860 73.1%
Minnesota $982 -$194 -16.5%
Mississippi $1,408 $232 19.7%
Missouri $1,042 -$134 -11.4%
Montana $1,260 $84 7.1%
Nebraska $924 -$252 -21.4%
Nevada $1,408 $232 19.7%
New Hampshire $846 -$330 -28.1%
New Jersey $1,314 $138 11.7%
New Mexico $1,038 -$138 -11.7%
New York $1,236 $60 5.1%
North Carolina $676 -$500 -42.5%
North Dakota $962 -$214 -18.2%
Ohio $810 -$366 -31.1%
Oklahoma $1,204 $28 2.4%
Oregon $1,078 -$98 -8.3%
Pennsylvania $1,118 -$58 -4.9%
Rhode Island $1,566 $390 33.2%
South Carolina $1,066 -$110 -9.4%
South Dakota $990 -$186 -15.8%
Tennessee $1,028 -$148 -12.6%
Texas $1,416 $240 20.4%
Utah $868 -$308 -26.2%
Vermont $802 -$374 -31.8%
Virginia $702 -$474 -40.3%
Washington $906 -$270 -23.0%
West Virginia $1,078 -$98 -8.3%
Wisconsin $812 -$364 -31.0%
Wyoming $1,046 -$130 -11.1%

View Chart as Image

Volkswagen Routan S 2WD insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Routan S 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,672
30 $1,230
40 $1,176
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Routan S 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,348
$500 $1,176
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Routan S 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,176
50/100 $1,238
100/300 $1,316
250/500 $1,517
100 CSL $1,269
300 CSL $1,440
500 CSL $1,564

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Routan S 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,084
20 $4,236
30 $2,572
40 $2,512
50 $2,392
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $59
Homeowner $17
5-yr Accident Free $85
5-yr Claim Free $75
Paid in Full/EFT $54
Advance Quote $57
Online Quote $83
Total Discounts $492
Rate after discounts $684

Discounts are estimated and may not be available from every company or in every state.

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