Volkswagen Routan SE 2WD Insurance Rates

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U.S. average auto insurance rates for a Volkswagen Routan SE 2WD are $1,280 annually for full coverage insurance. Comprehensive insurance costs an estimated $326, collision insurance costs $508, and liability costs around $310. Just liability insurance costs as low as $370 a year, and coverage for high-risk drivers costs $2,736 or more. Teen drivers pay the highest rates at up to $4,576 a year.

Annual premium for full coverage: $1,280

Price estimates broken down by type of insurance:

Comprehensive $326
Collision $508
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Routan Trim Level

For a driver in their 40's, Volkswagen Routan SE 2WD insurance prices range from as cheap as $370 for a discount liability-only rate to a much higher rate of $2,736 for a driver who has had serious violations or accidents.

Liability Only $370
Full Coverage $1,280
High Risk $2,736

These price ranges illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Volkswagen Routan SE 2WD are also quite variable based on the actual cash value of your Routan, your risk profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can be from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $560 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volkswagen Routan SE 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so the rates may be quite different between companies.

View Chart as Image

Volkswagen Routan SE 2WD insurance cost comparison chart
Column chart showing Volkswagen Routan SE 2WD insurance prices range from $738 to $4,576 for full coverage

The chart estimates Volkswagen Routan SE 2WD insurance prices for various situations. The cheapest discount price is $738. Drivers who choose higher $1,000 deductibles will pay about $1,090. The average price for a driver around age 40 using $500 deductibles is $1,280. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,646. High risk drivers could be charged at least $2,736. The price for full coverage for a teenage driver can be as high as $4,576.

Volkswagen Routan SE 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,158 -$122 -9.5%
Alaska $980 -$300 -23.4%
Arizona $1,060 -$220 -17.2%
Arkansas $1,280 -$0 0.0%
California $1,458 $178 13.9%
Colorado $1,222 -$58 -4.5%
Connecticut $1,314 $34 2.7%
Delaware $1,446 $166 13.0%
Florida $1,598 $318 24.8%
Georgia $1,184 -$96 -7.5%
Hawaii $918 -$362 -28.3%
Idaho $868 -$412 -32.2%
Illinois $952 -$328 -25.6%
Indiana $964 -$316 -24.7%
Iowa $862 -$418 -32.7%
Kansas $1,214 -$66 -5.2%
Kentucky $1,746 $466 36.4%
Louisiana $1,894 $614 48.0%
Maine $790 -$490 -38.3%
Maryland $1,056 -$224 -17.5%
Massachusetts $1,018 -$262 -20.5%
Michigan $2,220 $940 73.4%
Minnesota $1,072 -$208 -16.3%
Mississippi $1,532 $252 19.7%
Missouri $1,136 -$144 -11.3%
Montana $1,372 $92 7.2%
Nebraska $1,008 -$272 -21.3%
Nevada $1,534 $254 19.8%
New Hampshire $922 -$358 -28.0%
New Jersey $1,430 $150 11.7%
New Mexico $1,132 -$148 -11.6%
New York $1,348 $68 5.3%
North Carolina $736 -$544 -42.5%
North Dakota $1,048 -$232 -18.1%
Ohio $882 -$398 -31.1%
Oklahoma $1,314 $34 2.7%
Oregon $1,174 -$106 -8.3%
Pennsylvania $1,218 -$62 -4.8%
Rhode Island $1,706 $426 33.3%
South Carolina $1,160 -$120 -9.4%
South Dakota $1,078 -$202 -15.8%
Tennessee $1,118 -$162 -12.7%
Texas $1,542 $262 20.5%
Utah $946 -$334 -26.1%
Vermont $876 -$404 -31.6%
Virginia $766 -$514 -40.2%
Washington $986 -$294 -23.0%
West Virginia $1,174 -$106 -8.3%
Wisconsin $884 -$396 -30.9%
Wyoming $1,138 -$142 -11.1%

View Chart as Image

Volkswagen Routan SE 2WD insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Routan SE 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,576
20 $2,904
30 $1,342
40 $1,280
50 $1,166
60 $1,144

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Routan SE 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,478
$500 $1,280
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Routan SE 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,280
50/100 $1,342
100/300 $1,420
250/500 $1,621
100 CSL $1,373
300 CSL $1,544
500 CSL $1,668

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Routan SE 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,542
20 $4,606
30 $2,808
40 $2,736
50 $2,604
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $64
Homeowner $18
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $60
Advance Quote $63
Online Quote $92
Total Discounts $542
Rate after discounts $738

Discounts are estimated and may not be available from every company or in every state.

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