Scion xB Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Scion xB are $832 a year including full coverage. Comprehensive insurance costs approximately $116, collision insurance costs $116, and liability costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $1,782 or more. Teens pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Comprehensive $116
Collision $116
Liability $442

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different xB trim levels.

Price Range from Low to High

For a 40-year-old driver, Scion xB insurance prices range from as low as $496 for just the minimum liability insurance to a much higher rate of $1,782 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $832
High Risk $1,782

Geographic Price Range

Your location can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $624
Small Cities $874
Large Cities $1,123

The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Scion xB insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $522
  • Drivers who choose higher $1,000 deductibles will pay $52 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $832
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $98 every year
  • Higher-risk drivers with serious driving violations could pay around $1,782
  • The price for full coverage for a teen driver with full coverage can cost $3,476 a year

View Chart as Image

Scion xB insurance cost comparison chart
Column chart showing Scion xB insurance prices range from $522 to $3,476 for full coverage

Auto insurance prices for a Scion xB are also quite variable based on your driving record, the model of your xB, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in makes a big difference in Scion xB insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,190 on average in Louisiana, New York, and Michigan.

Scion xB Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $754 -$78 -9.4%
Alaska $640 -$192 -23.1%
Arizona $692 -$140 -16.8%
Arkansas $832 -$0 0.0%
California $950 $118 14.2%
Colorado $796 -$36 -4.3%
Connecticut $856 $24 2.9%
Delaware $942 $110 13.2%
Florida $1,042 $210 25.2%
Georgia $768 -$64 -7.7%
Hawaii $598 -$234 -28.1%
Idaho $564 -$268 -32.2%
Illinois $622 -$210 -25.2%
Indiana $626 -$206 -24.8%
Iowa $560 -$272 -32.7%
Kansas $792 -$40 -4.8%
Kentucky $1,138 $306 36.8%
Louisiana $1,232 $400 48.1%
Maine $514 -$318 -38.2%
Maryland $688 -$144 -17.3%
Massachusetts $668 -$164 -19.7%
Michigan $1,446 $614 73.8%
Minnesota $696 -$136 -16.3%
Mississippi $998 $166 20.0%
Missouri $738 -$94 -11.3%
Montana $896 $64 7.7%
Nebraska $656 -$176 -21.2%
Nevada $998 $166 20.0%
New Hampshire $600 -$232 -27.9%
New Jersey $930 $98 11.8%
New Mexico $738 -$94 -11.3%
New York $878 $46 5.5%
North Carolina $480 -$352 -42.3%
North Dakota $682 -$150 -18.0%
Ohio $576 -$256 -30.8%
Oklahoma $856 $24 2.9%
Oregon $762 -$70 -8.4%
Pennsylvania $796 -$36 -4.3%
Rhode Island $1,112 $280 33.7%
South Carolina $754 -$78 -9.4%
South Dakota $704 -$128 -15.4%
Tennessee $730 -$102 -12.3%
Texas $1,002 $170 20.4%
Utah $618 -$214 -25.7%
Vermont $570 -$262 -31.5%
Virginia $500 -$332 -39.9%
Washington $644 -$188 -22.6%
West Virginia $764 -$68 -8.2%
Wisconsin $576 -$256 -30.8%
Wyoming $742 -$90 -10.8%

View Chart as Image

Scion xB insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $150 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,400 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 40% to 133% more than the average policy. View High Risk Driver Rates

Scion xB Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion xB $180 $236 $464 $1,038
2014 Scion xB $176 $220 $474 $1,028
2013 Scion xB $164 $206 $474 $1,002
2012 Scion xB $158 $186 $478 $980
2009 Scion xB $134 $138 $468 $898
2008 Scion xB $132 $136 $460 $886
2006 Scion xB $120 $124 $446 $848
2005 Scion xB $116 $116 $442 $832

Rates are averaged for all Scion xB models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Scion xB Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having good credit, being claim-free, and possibly higher deductibles. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a brief summary of the data that was illustrated above.

  • You may be able to save around $90 per year just by shopping early and online
  • Policyholders who purchase increased liability limits will pay approximately $490 per year to go from a low limit to 250/500 limits
  • Drivers under the age of 20 have the highest car insurance prices, possibly costing $290 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $950 more per year to insure a Scion xB

Rates by Driver Age

Scion xB Insurance Rates by Driver Age
Driver Age Premium
16 $3,476
20 $1,900
30 $836
40 $832
50 $766
60 $750

Full coverage, $500 deductibles

Rates by Deductible

Scion xB Insurance Rates with Different Deductibles
Deductible Premium
$100 $930
$250 $886
$500 $832
$1,000 $780

Full coverage, driver age 40

Rates by Liability Limit

Scion xB Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $832
50/100 $920
100/300 $1,031
250/500 $1,318
100 CSL $965
300 CSL $1,208
500 CSL $1,385

Full coverage, driver age 40

Rates for High Risk Drivers

Scion xB Insurance Rates for High Risk Drivers
Age Premium
16 $4,856
20 $3,020
30 $1,782
40 $1,782
50 $1,704
60 $1,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $107

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $45
Homeowner $16
5-yr Accident Free $45
5-yr Claim Free $50
Paid in Full/EFT $26
Advance Quote $34
Online Quote $54
Total Discounts $310
Rate after discounts $522

Discounts are estimated and may not be available from every company or in every state.

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