Scion xB Insurance Rates

Average insurance rates for a Scion xB are $832 a year including full coverage. Comprehensive insurance costs approximately $116 a year, collision insurance costs $116, and liability coverage is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs $1,782 or more. Teen drivers receive the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and xB trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Scion xB insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $522
• Raising to $1,000 deductibles will save $780 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $832
• Choosing low $100 deductibles will cost an additional $98 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,782
• The cost that insures a teenage driver can cost $3,476

View Chart as Image

Car insurance rates for a Scion xB can also vary considerably based on the trim level of your xB, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,000 to $1,400 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 40% to 133% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $800 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,400 a year. View Rates by Age

Where you live also has a big influence on Scion xB insurance rates. A middle-age driver might find rates as low as $640 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,190 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $150 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Scion xB Insurance

Saving money on auto insurance consists of being safe and accident-free, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Shop around every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below you'll find a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save around $90 per year just by quoting early and online
• Increasing deductibles can save approximately $150 each year
• Youthful drivers pay the highest auto insurance rates, as much as $290 per month if full coverage is purchased
• Drivers with reckless driving or DUI convictions will likely pay on average $950 more per year than a low-risk driver