Scion xB Insurance Rates

Average insurance rates for a Scion xB are $832 a year for full coverage insurance. Comprehensive costs approximately $116 a year, collision insurance costs $116, and liability costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs around $1,782. Teen drivers receive the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and xB trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Scion xB insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $522
• Drivers who choose higher $1,000 deductibles will pay $780 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $832
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $930
• Drivers with multiple violations and an at-fault accident could pay around $1,782
• The cost for full coverage for a 16-year-old driver can cost $3,476 a year

View Chart as Image

Insurance rates for a Scion xB can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $800 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $3,400 a year. View Rates by Age

Where you live makes a big difference in Scion xB insurance prices. A 40-year-old driver could pay as low as $550 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,130 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $150 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,000 to $1,400 extra per year, depending on your age. A high-risk auto insurance policy can cost from 40% to 133% more than average. View High Risk Driver Rates

How to Find Cheap Scion xB Insurance

Saving money on insurance for a Scion xB not only requires being a good driver, but also maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least every other year by requesting rates from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following list is a brief summary of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $950 more per year than a safer driver
• It is possible to save around $90 per year just by quoting early and online
• Increasing deductibles can save around $150 each year
• Insureds who purchase an increased level of liability coverage will pay about $490 annually to go from a minimum limit to 250/500 limits