Scion xB Insurance Rates

Estimated insurance rates for a Scion xB are $832 a year for full coverage. Comprehensive costs an estimated $116 a year, collision insurance costs $116, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $1,782. Teens pay the most at up to $3,476 a year.

Average premium for full coverage: $832

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and xB trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

These rate differences show why it is important to compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Scion xB insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $522
• Drivers who choose higher $1,000 deductibles will pay approximately $780 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $832
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $930
• Higher-risk drivers with serious driving violations could pay up to $1,782
• An auto insurance policy that insures a teen driver can cost as much as $3,476 a year

View Chart as Image

Insurance prices for a Scion xB also have a wide range based on the trim level of your xB, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,000 to $1,400 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 40% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,400 a year. View Rates by Age

Where you choose to live makes a big difference in Scion xB insurance prices. A 40-year-old driver could pay as low as $550 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,190 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $150 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Scion xB Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every other policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a review of the ideas that were touched on in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, as much as $290 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $950 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $150 each year
• Drivers can save approximately $90 per year just by quoting early and online