Scion xB Insurance Rates

Estimated insurance prices for a Scion xB are $832 every 12 months with full coverage. Comprehensive insurance costs an estimated $116 a year, collision insurance costs $116, and liability coverage costs around $442. A policy with only liability insurance costs as low as $496 a year, and a high-risk policy costs $1,782 or more. 16-year-old drivers pay the most at up to $3,476 a year.

Average premium for full coverage: $832

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and xB trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

These rate differences demonstrate why it is important to compare prices for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion xB insurance rates for other coverage scenarios.

• The best full coverage rate is $522
• Using higher $1,000 deductibles will save approximately $780 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $832
• Buying low $100 deductibles for physical damage coverage costs an extra $98 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,782
• An auto insurance policy to insure a teenage driver can cost as much as $3,476 or more

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Car insurance prices for a Scion xB also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $150 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $3,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,000 to $1,400 extra annually, depending on your age. A high-risk auto insurance policy can be around 40% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Scion xB insurance rates. A driver around age 40 might see prices as low as $600 a year in states like Utah, Ohio, and New Hampshire, or at least $1,130 on average in New York, Michigan, and Florida.

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How to Shop for More Affordable Scion xB Insurance

Finding better rates on auto insurance requires being safe and accident-free, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the coverage data covered in the charts and tables above.

• You may be able to save approximately $90 per year just by quoting early and online
• Increasing policy deductibles could save as much as $150 each year
• Youthful drivers have the highest car insurance prices, possibly costing $290 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations may pay on average $950 more annually than a low-risk driver