Scion xB Insurance Rates

U.S. average insurance rates for a Scion xB are $832 a year for full coverage insurance. Comprehensive insurance costs on average $116 a year, collision insurance costs $116, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,782 or more. 16-year-old drivers pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and xB trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Scion xB insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $522
• Choosing higher $1,000 deductibles can save around $780 each year
• The estimated price for the average middle-age driver with $500 deductibles is $832
• Buying low $100 deductibles for comp and collision coverage will cost an additional $98 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $1,782
• The price that insures a teen driver may cost $3,476 each year

View Chart as Image

Car insurance prices for a Scion xB are also quite variable based on the trim level of your xB, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,000 to $1,400 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 40% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $800 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion xB insurance rates. A good driver about age 40 could pay as low as $550 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,130 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $150 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Scion xB Insurance

Getting lower rates on Scion xB insurance takes avoiding accidents and claims, having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a summary of the coverage data covered in the above illustrations.

• It is possible to save as much as $90 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $150 each year
• Drivers under the age of 20 are expensive to insure, as much as $290 a month if full coverage is purchased
• High-risk drivers who have multiple accidents or major violations may pay on average $950 more each year to insure a Scion xB