Scion xB Insurance Rates

U.S. average insurance rates for a Scion xB are $832 a year for full coverage insurance. Comprehensive insurance costs on average $116 a year, collision insurance costs $116, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, and high-risk driver insurance costs $1,782 or more. Teenage drivers pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and xB trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Scion xB insurance rates for different risk profiles and scenarios.

• The best discount rate is $522
• Using higher $1,000 deductibles will save around $780 each year
• The average rate for the average middle-age driver with $500 deductibles is $832
• Using low $100 deductibles for physical damage coverage will cost an extra $98 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,782
• The price for full coverage for a teenage driver may cost $3,476 or more

View Chart as Image

Car insurance prices for a Scion xB are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $3,400 a year. View Rates by Age

The state you live in has a huge impact on Scion xB insurance rates. A driver around age 40 might see prices as low as $550 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,130 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $150 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,400 extra each year, depending on your age. A high-risk auto insurance policy can be around 40% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Scion xB Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a review of the information touched on in the above illustrations.

• It is possible to save as much as $90 per year just by quoting early and online
• Teenage drivers are expensive to insure, as much as $290 a month if full coverage is included
• Increasing physical damage deductibles can save around $150 each year
• Drivers who have several accidents or serious violations pay an average of $950 more each year for auto insurance
• Consumers who require higher levels of liability will pay an extra $490 annually to increase from a low limit to 250/500 limits