Scion xB Insurance Rates

Average insurance prices for a Scion xB are $832 every 12 months for full coverage. Comprehensive insurance costs an estimated $116 a year, collision insurance costs $116, and liability coverage costs $442. Buying just liability costs as little as $496 a year, and insurance for high-risk drivers costs $1,782 or more. 16-year-old drivers receive the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Rate estimates broken down by individual coverage type:

Price estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and xB trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

These examples show why it is important to compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Scion xB insurance rates for other coverage scenarios.

• The best full coverage rate is $522
• Drivers who choose higher $1,000 deductibles will pay approximately $780 a year
• The average price for a 40-year-old driver who has $500 deductibles is $832
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $98 each year
• High-risk insureds with multiple tickets or accidents could pay up to $1,782
• The cost to insure a teenage driver can cost as much as $3,476 a year

View Chart as Image

Auto insurance rates for a Scion xB can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $150 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $800 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $3,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,000 to $1,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 40% to 133% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Scion xB insurance rates. A 40-year-old driver could pay as low as $550 a year in states like Iowa, Maine, and Idaho, or at least $1,190 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Scion xB Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the information covered in the above illustrations.

• Drivers can save approximately $90 per year just by quoting early and online
• Drivers age 20 and younger are the costliest to insure, costing as high as $290 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $150 each year
• Drivers with multiple at-fault accidents pay on average $950 more annually to buy Scion xB insurance
• Consumers who want increased levels of liability coverage will pay around $490 each year to go from a minimum limit to a 250/500 level