Scion xB Insurance Rates

U.S. average insurance rates for a Scion xB are $832 a year for full coverage. Comprehensive costs approximately $116, collision insurance costs $116, and liability costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs around $1,782. Teenage drivers pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all xB models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why everyone should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Scion xB insurance rates for additional coverage and risk scenarios.

• The best discount rate is $522
• Using higher $1,000 deductibles will save $52 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $832
• Using pricier low deductibles for physical damage coverage will increase the cost to $930
• Drivers who are prone to accidents and violations could pay around $1,782
• The price for full coverage for a teen driver for full coverage can cost $3,476 or more

View Chart as Image

Insurance prices for a Scion xB are also quite variable based on your driving record, the trim level of your xB, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in has a huge impact on Scion xB insurance prices. A driver around age 40 might see prices as low as $550 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,190 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $150 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,000 to $1,400 extra each year, depending on your age. Scion xB insurance for high-risk drivers can be as much as 40% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Scion xB Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a quick review of the data covered above.

• Policyholders who purchase higher levels of liability will pay an extra $490 each year to increase from a low limit to 250/500 limits
• Drivers can save around $90 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $150 each year
• Teenage drivers are expensive to insure, with premiums as much as $290 a month for full coverage