Scion xB Insurance Rates

U.S. average insurance rates for a Scion xB are $832 a year including full coverage. Comprehensive insurance costs on average $116 a year, collision insurance costs $116, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs $1,782 or more. 16-year-old drivers pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and xB trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why it is important to compare prices based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Scion xB insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $522
• Using higher $1,000 deductibles will save around $780 every year
• The estimated price for the average middle-age driver with $500 deductibles is $832
• Buying low $100 deductibles for physical damage coverage will cost an additional $98 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $1,782
• The price that insures a 16-year-old driver may cost $3,476 or more

View Chart as Image

Auto insurance prices for a Scion xB are also quite variable based on the trim level of your xB, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,000 to $1,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 40% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,400 a year. View Rates by Age

The state you live in has a huge impact on Scion xB insurance prices. A driver around age 40 might see prices as low as $640 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,190 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $150 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Scion xB Insurance

Getting lower rates on insurance for a Scion xB requires having a decent driving record, maintaining a good credit score, being claim-free, and deciding if full coverage is necessary. Comparison shop every other policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the ideas that were covered above.

• 16 to 18-year-old drivers are charged the highest prices, possibly costing $290 a month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $950 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $150 each year
• You may be able to save as much as $90 per year just by quoting early and online