Pontiac Vibe Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated auto insurance rates for a Pontiac Vibe are $850 annually for full coverage. Comprehensive insurance costs an estimated $146, collision insurance costs $178, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $1,818 or more. Teenage drivers pay the most at up to $3,398 a year.

Average premium for full coverage: $850

Premium estimates broken down by type of coverage:

Comprehensive $146
Collision $178
Liability $390

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all Vibe models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Pontiac Vibe range from as cheap as $438 for your basic liability-only policy to the much higher price of $1,818 for high-risk insurance.

Liability Only $438
Full Coverage $850
High Risk $1,818

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

Rural Areas $638
Small Cities $893
Large Cities $1,148

These rate differences show why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Pontiac Vibe insurance rates for other coverage scenarios.

  • The best discount rate is $519
  • Drivers who choose higher $1,000 deductibles will pay approximately $76 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $850
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $138 annually
  • Drivers who are prone to accidents and violations could pay up to $1,818
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $3,398 a year

View Chart as Image

Pontiac Vibe insurance cost comparison chart
Column chart showing Pontiac Vibe insurance prices range from $519 to $3,398 for full coverage

Insurance prices for a Pontiac Vibe also have a wide range based on the model of your Vibe, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,000 to $1,400 extra annually, depending on your age. Pontiac Vibe insurance for high-risk drivers can cost from 41% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $220 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Pontiac Vibe insurance prices. A 40-year-old driver could pay as low as $560 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,210 on average in New York, Louisiana, and Michigan.

Pontiac Vibe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $768 -$82 -9.6%
Alaska $652 -$198 -23.3%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $968 $118 13.9%
Colorado $812 -$38 -4.5%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,158 $308 36.2%
Louisiana $1,256 $406 47.8%
Maine $526 -$324 -38.1%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $712 -$138 -16.2%
Mississippi $1,016 $166 19.5%
Missouri $756 -$94 -11.1%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $612 -$238 -28.0%
New Jersey $948 $98 11.5%
New Mexico $748 -$102 -12.0%
New York $894 $44 5.2%
North Carolina $490 -$360 -42.4%
North Dakota $698 -$152 -17.9%
Ohio $584 -$266 -31.3%
Oklahoma $872 $22 2.6%
Oregon $778 -$72 -8.5%
Pennsylvania $806 -$44 -5.2%
Rhode Island $1,132 $282 33.2%
South Carolina $770 -$80 -9.4%
South Dakota $716 -$134 -15.8%
Tennessee $744 -$106 -12.5%
Texas $1,024 $174 20.5%
Utah $630 -$220 -25.9%
Vermont $582 -$268 -31.5%
Virginia $508 -$342 -40.2%
Washington $654 -$196 -23.1%
West Virginia $778 -$72 -8.5%
Wisconsin $584 -$266 -31.3%
Wyoming $756 -$94 -11.1%

View Chart as Image

Pontiac Vibe insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Pontiac Vibe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Pontiac Vibe 1.8 $814 $68
Pontiac Vibe 2.4 $814 $68
Pontiac Vibe AWD $866 $72
Pontiac Vibe GT $866 $72

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Pontiac Vibe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Pontiac Vibe $148 $182 $398 $864
2009 Pontiac Vibe $146 $178 $390 $850
2008 Pontiac Vibe $144 $168 $384 $832
2007 Pontiac Vibe $132 $160 $380 $808
2006 Pontiac Vibe $126 $152 $376 $790

Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Pontiac Vibe Insurance

Finding better rates on insurance for a Pontiac Vibe not only requires being a good driver, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a brief review of the material that was covered in the charts and tables above.

  • Insureds who want an increased level of liability coverage will pay an extra $430 each year to go from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 16 to 20 are charged the highest prices, as much as $283 per month including comprehensive and collision insurance
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $970 more annually than a safer driver
  • Increasing policy deductibles could save up to $225 each year

Rates by Driver Age

Pontiac Vibe Insurance Rates by Driver Age
Driver Age Premium
16 $3,398
20 $1,932
30 $864
40 $850
50 $780
60 $764

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe Insurance Rates with Different Deductibles
Deductible Premium
$100 $988
$250 $926
$500 $850
$1,000 $774

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $944
100/300 $1,042
250/500 $1,295
100 CSL $983
300 CSL $1,198
500 CSL $1,354

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe Insurance Rates for High Risk Drivers
Age Premium
16 $4,786
20 $3,074
30 $1,836
40 $1,818
50 $1,738
60 $1,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $53
Paid in Full/EFT $30
Advance Quote $37
Online Quote $57
Total Discounts $331
Rate after discounts $519

Discounts are estimated and may not be available from every company or in every state.

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