Pontiac Vibe Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance rates for a Pontiac Vibe are $892 a year for full coverage. Comprehensive insurance costs approximately $152, collision insurance costs $202, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $1,918 or more. Teen drivers pay the most at up to $3,558 a year.
Average premium for full coverage: $892
Premium estimates by type of coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Vibe trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Pontiac Vibe range from as low as $446 for liability-only coverage to a much higher rate of $1,918 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Pontiac Vibe insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $540
- Drivers who choose higher $1,000 deductibles will pay $80 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $892
- Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $154 a year
- High risk drivers with multiple violations and an at-fault accident could pay around $1,918
- An auto insurance policy for full coverage for a teen driver with full coverage can cost $3,558 a year
Insurance prices for a Pontiac Vibe also have a wide range based on your driving characteristics, the trim level of your Vibe, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age
Where you choose to live makes a big difference in Pontiac Vibe insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or as much as $1,270 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $806 | -$86 | -9.6% |
| Alaska | $684 | -$208 | -23.3% |
| Arizona | $740 | -$152 | -17.0% |
| Arkansas | $892 | -$0 | 0.0% |
| California | $1,016 | $124 | 13.9% |
| Colorado | $850 | -$42 | -4.7% |
| Connecticut | $916 | $24 | 2.7% |
| Delaware | $1,006 | $114 | 12.8% |
| Florida | $1,112 | $220 | 24.7% |
| Georgia | $826 | -$66 | -7.4% |
| Hawaii | $642 | -$250 | -28.0% |
| Idaho | $604 | -$288 | -32.3% |
| Illinois | $664 | -$228 | -25.6% |
| Indiana | $674 | -$218 | -24.4% |
| Iowa | $602 | -$290 | -32.5% |
| Kansas | $848 | -$44 | -4.9% |
| Kentucky | $1,216 | $324 | 36.3% |
| Louisiana | $1,322 | $430 | 48.2% |
| Maine | $550 | -$342 | -38.3% |
| Maryland | $736 | -$156 | -17.5% |
| Massachusetts | $712 | -$180 | -20.2% |
| Michigan | $1,548 | $656 | 73.5% |
| Minnesota | $748 | -$144 | -16.1% |
| Mississippi | $1,068 | $176 | 19.7% |
| Missouri | $792 | -$100 | -11.2% |
| Montana | $958 | $66 | 7.4% |
| Nebraska | $702 | -$190 | -21.3% |
| Nevada | $1,070 | $178 | 20.0% |
| New Hampshire | $644 | -$248 | -27.8% |
| New Jersey | $998 | $106 | 11.9% |
| New Mexico | $788 | -$104 | -11.7% |
| New York | $938 | $46 | 5.2% |
| North Carolina | $514 | -$378 | -42.4% |
| North Dakota | $734 | -$158 | -17.7% |
| Ohio | $616 | -$276 | -30.9% |
| Oklahoma | $914 | $22 | 2.5% |
| Oregon | $818 | -$74 | -8.3% |
| Pennsylvania | $850 | -$42 | -4.7% |
| Rhode Island | $1,190 | $298 | 33.4% |
| South Carolina | $808 | -$84 | -9.4% |
| South Dakota | $752 | -$140 | -15.7% |
| Tennessee | $780 | -$112 | -12.6% |
| Texas | $1,076 | $184 | 20.6% |
| Utah | $662 | -$230 | -25.8% |
| Vermont | $608 | -$284 | -31.8% |
| Virginia | $536 | -$356 | -39.9% |
| Washington | $688 | -$204 | -22.9% |
| West Virginia | $818 | -$74 | -8.3% |
| Wisconsin | $616 | -$276 | -30.9% |
| Wyoming | $794 | -$98 | -11.0% |
Choosing high deductibles could save up to $240 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 137% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Pontiac Vibe 1.8 | $856 | $71 |
| Pontiac Vibe 2.4 | $856 | $71 |
| Pontiac Vibe AWD | $912 | $76 |
| Pontiac Vibe GT | $912 | $76 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Pontiac Vibe | $162 | $222 | $402 | $922 |
| 2009 Pontiac Vibe | $152 | $202 | $402 | $892 |
| 2008 Pontiac Vibe | $148 | $182 | $398 | $864 |
| 2007 Pontiac Vibe | $146 | $178 | $390 | $850 |
| 2006 Pontiac Vibe | $144 | $168 | $384 | $832 |
| 2005 Pontiac Vibe | $132 | $160 | $380 | $808 |
| 2004 Pontiac Vibe | $126 | $152 | $376 | $790 |
Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Pontiac Vibe Insurance
Finding better rates on Pontiac Vibe insurance not only requires having a decent driving record, but also having a good credit history, not filing small claims, and consideration of higher deductibles. Make time to compare rates every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following items are a brief review of the coverage data touched on in this article.
- Drivers can save around $100 per year just by shopping early and online
- Increasing policy deductibles can save around $225 each year
- 16 to 18-year-old drivers are the costliest to insure, as much as $297 per month including comprehensive and collision insurance
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,030 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,558 |
| 20 | $2,036 |
| 30 | $910 |
| 40 | $892 |
| 50 | $818 |
| 60 | $802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,046 |
| $250 | $976 |
| $500 | $892 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $892 |
| 50/100 | $992 |
| 100/300 | $1,093 |
| 250/500 | $1,354 |
| 100 CSL | $1,033 |
| 300 CSL | $1,254 |
| 500 CSL | $1,415 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,018 |
| 20 | $3,242 |
| 30 | $1,936 |
| 40 | $1,918 |
| 50 | $1,830 |
| 60 | $1,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $352 |
Discounts are estimated and may not be available from every company or in every state.
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