Pontiac Vibe Insurance Rates

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UPDATED: Jun 4, 2023

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Average auto insurance rates for a Pontiac Vibe are $864 annually including full coverage. Comprehensive costs an estimated $148 a year, collision insurance costs $182, and liability is estimated at $398. Liability-only coverage costs approximately $444 a year, and high-risk coverage costs around $1,850. Teens receive the highest rates at up to $3,454 a year.

Average premium for full coverage: $864

Rate estimates broken down by individual coverage type:

Comprehensive $148
Collision $182
Liability $398

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Vibe trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from as cheap as $444 for just the minimum liability insurance to a high of $1,850 for coverage for higher-risk drivers.

Liability Only $444
Full Coverage $864
High Risk $1,850

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $648
Small Cities $907
Large Cities $1,166

These examples highlight why it is important to get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Pontiac Vibe insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $527
  • Choosing higher $1,000 deductibles can save approximately $788 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $864
  • Selecting low $100 deductibles for comp and collision coverage will cost $1,004
  • Unlucky drivers with serious driving violations could pay up to $1,850
  • The cost with full coverage for a teen driver can cost as much as $3,454 each year

View Chart as Image

Pontiac Vibe insurance cost comparison chart
Column chart showing Pontiac Vibe insurance rates range from $527 to $3,454 for full coverage

Car insurance rates for a Pontiac Vibe can also vary considerably based on the trim level of your Vibe, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $800 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $3,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,000 to $1,500 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Pontiac Vibe insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,230 on average in Louisiana, New York, and Michigan.

Pontiac Vibe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $780 -$84 -9.7%
Alaska $664 -$200 -23.1%
Arizona $714 -$150 -17.4%
Arkansas $864 -$0 0.0%
California $982 $118 13.7%
Colorado $824 -$40 -4.6%
Connecticut $886 $22 2.5%
Delaware $976 $112 13.0%
Florida $1,076 $212 24.5%
Georgia $798 -$66 -7.6%
Hawaii $620 -$244 -28.2%
Idaho $584 -$280 -32.4%
Illinois $642 -$222 -25.7%
Indiana $650 -$214 -24.8%
Iowa $582 -$282 -32.6%
Kansas $818 -$46 -5.3%
Kentucky $1,178 $314 36.3%
Louisiana $1,278 $414 47.9%
Maine $534 -$330 -38.2%
Maryland $712 -$152 -17.6%
Massachusetts $686 -$178 -20.6%
Michigan $1,498 $634 73.4%
Minnesota $724 -$140 -16.2%
Mississippi $1,036 $172 19.9%
Missouri $766 -$98 -11.3%
Montana $926 $62 7.2%
Nebraska $678 -$186 -21.5%
Nevada $1,036 $172 19.9%
New Hampshire $622 -$242 -28.0%
New Jersey $966 $102 11.8%
New Mexico $762 -$102 -11.8%
New York $908 $44 5.1%
North Carolina $498 -$366 -42.4%
North Dakota $708 -$156 -18.1%
Ohio $594 -$270 -31.3%
Oklahoma $884 $20 2.3%
Oregon $792 -$72 -8.3%
Pennsylvania $822 -$42 -4.9%
Rhode Island $1,152 $288 33.3%
South Carolina $782 -$82 -9.5%
South Dakota $728 -$136 -15.7%
Tennessee $754 -$110 -12.7%
Texas $1,040 $176 20.4%
Utah $638 -$226 -26.2%
Vermont $590 -$274 -31.7%
Virginia $514 -$350 -40.5%
Washington $666 -$198 -22.9%
West Virginia $792 -$72 -8.3%
Wisconsin $596 -$268 -31.0%
Wyoming $768 -$96 -11.1%

View Chart as Image

Pontiac Vibe insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Pontiac Vibe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Pontiac Vibe 1.8 $828 $69
Pontiac Vibe 2.4 $828 $69
Pontiac Vibe AWD $880 $73
Pontiac Vibe GT $880 $73

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Pontiac Vibe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Pontiac Vibe $152 $202 $402 $892
2009 Pontiac Vibe $148 $182 $398 $864
2008 Pontiac Vibe $146 $178 $390 $850
2007 Pontiac Vibe $144 $168 $384 $832
2006 Pontiac Vibe $132 $160 $380 $808
2005 Pontiac Vibe $126 $152 $376 $790

Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Pontiac Vibe Insurance

Saving money on car insurance takes having a decent driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a quick review of the primary concepts that were presented in the illustrations above.

  • You may be able to save approximately $100 per year just by quoting early and online
  • Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $990 more annually than a driver with a clean driving record
  • Increasing deductibles could save up to $225 each year
  • 16 to 18-year-old drivers have the highest car insurance rates, as much as $288 per month if comprehensive and collision insurance is included

Rates by Driver Age

Pontiac Vibe Insurance Rates by Driver Age
Driver Age Premium
16 $3,454
20 $1,962
30 $878
40 $864
50 $794
60 $778

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,004
$250 $940
$500 $864
$1,000 $788

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $864
50/100 $960
100/300 $1,059
250/500 $1,318
100 CSL $999
300 CSL $1,218
500 CSL $1,378

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe Insurance Rates for High Risk Drivers
Age Premium
16 $4,864
20 $3,126
30 $1,866
40 $1,850
50 $1,766
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $37
Online Quote $58
Total Discounts $337
Rate after discounts $527

Discounts are estimated and may not be available from every company or in every state.

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