Pontiac Vibe Insurance Rates

The average insurance rates for a Pontiac Vibe are $864 a year for full coverage insurance. Comprehensive costs approximately $148, collision costs $182, and liability insurance costs $398. Liability-only coverage costs as little as $444 a year, with high-risk coverage costing around $1,850. Teens cost the most to insure at $3,454 a year or more.

Average premium for full coverage: $864

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Vibe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Pontiac Vibe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $527
• Drivers who choose higher $1,000 deductibles will pay $76 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $864
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,004
• High risk drivers with serious driving violations could pay around $1,850 or more
• Policy cost that insures a teen driver with full coverage can cost $3,454 a year

View Chart as Image

Insurance rates for a Pontiac Vibe also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

Your home state makes a big difference in Pontiac Vibe insurance rates. A 40-year-old driver could pay as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,170 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Pontiac Vibe Insurance

Finding cheaper rates on Pontiac Vibe insurance not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Compare rates at every other renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a condensed summary of the concepts that were covered above.

• High-risk drivers with multiple at-fault accidents could be charged and average of $990 more per year for auto insurance
• Teenage drivers are the costliest to insure, possibly costing $288 each month if comprehensive and collision insurance is included
• It is possible to save around $100 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• It is possible to save around $100 per year simply by shopping early and online