Pontiac Vibe Insurance Rates

Average insurance rates for a Pontiac Vibe are $850 a year for full coverage insurance. Comprehensive costs approximately $146, collision costs $178, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing around $1,818. Teenage drivers receive the highest rates at $3,398 a year or more.

Average premium for full coverage: $850

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Vibe trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Pontiac Vibe insurance rates for additional coverage and risk scenarios.

• The best discount rate is $519
• Choosing higher $1,000 deductibles can save $76 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $850
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $988
• Higher-risk drivers who are prone to accidents and violations could pay around $1,818 or more
• The cost that insures a 16-year-old driver with full coverage can cost $3,398 each year

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Insurance rates for a Pontiac Vibe can also vary considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,000 to $1,400 extra per year, depending on your age. High-risk driver insurance ranges from 41% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Pontiac Vibe insurance prices. A good driver about age 40 could pay as low as $560 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,150 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $220 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Pontiac Vibe Insurance

Saving money on insurance for a Pontiac Vibe takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a brief recap of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who tend to receive serious violations could be charged and average of $970 more per year than a safer driver
• It is possible to save around $90 per year simply by shopping early and online
• Increasing deductibles can save approximately $225 each year
• Insureds who purchase an increased level of liability coverage will pay an extra $430 annually to raise limits from a minimum limit to the 250/500 level