Pontiac Vibe Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Pontiac Vibe are $850 a year including full coverage. Comprehensive costs approximately $146 a year, collision insurance costs $178, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $1,818. Teenage drivers pay the highest rates at up to $3,398 a year.

Average premium for full coverage: $850

Price estimates by individual coverage:

Comprehensive $146
Collision $178
Liability $390

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Vibe trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Pontiac Vibe insurance prices range from the low end price of $438 for minimum levels of liability insurance to a high of $1,818 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $850
High Risk $1,818

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $638
Small Cities $893
Large Cities $1,148

The ranges above highlight why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Pontiac Vibe insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $519
  • Choosing higher $1,000 deductibles can save $774 every year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $850
  • Using low $100 deductibles for comp and collision coverage bumps up the cost to $988
  • Unlucky drivers who are prone to accidents and violations could pay around $1,818
  • The price that insures a teen driver can cost $3,398 each year

View Chart as Image

Pontiac Vibe insurance cost comparison chart
Column chart showing Pontiac Vibe insurance rates range from $519 to $3,398 for full coverage

Auto insurance prices for a Pontiac Vibe are also quite variable based on the trim level of your Vibe, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,400 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac Vibe insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,210 on average in Louisiana, New York, and Michigan.

Pontiac Vibe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $768 -$82 -9.6%
Alaska $652 -$198 -23.3%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $968 $118 13.9%
Colorado $812 -$38 -4.5%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,158 $308 36.2%
Louisiana $1,256 $406 47.8%
Maine $526 -$324 -38.1%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $712 -$138 -16.2%
Mississippi $1,016 $166 19.5%
Missouri $756 -$94 -11.1%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $612 -$238 -28.0%
New Jersey $948 $98 11.5%
New Mexico $748 -$102 -12.0%
New York $894 $44 5.2%
North Carolina $490 -$360 -42.4%
North Dakota $698 -$152 -17.9%
Ohio $584 -$266 -31.3%
Oklahoma $872 $22 2.6%
Oregon $778 -$72 -8.5%
Pennsylvania $806 -$44 -5.2%
Rhode Island $1,132 $282 33.2%
South Carolina $770 -$80 -9.4%
South Dakota $716 -$134 -15.8%
Tennessee $744 -$106 -12.5%
Texas $1,024 $174 20.5%
Utah $630 -$220 -25.9%
Vermont $582 -$268 -31.5%
Virginia $508 -$342 -40.2%
Washington $654 -$196 -23.1%
West Virginia $778 -$72 -8.5%
Wisconsin $584 -$266 -31.3%
Wyoming $756 -$94 -11.1%

View Chart as Image

Pontiac Vibe insurance rates by U.S. city

Using high physical damage deductibles can save as much as $220 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Pontiac Vibe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Pontiac Vibe 1.8 $814 $68
Pontiac Vibe 2.4 $814 $68
Pontiac Vibe AWD $866 $72
Pontiac Vibe GT $866 $72

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Pontiac Vibe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Pontiac Vibe $148 $182 $398 $864
2009 Pontiac Vibe $146 $178 $390 $850
2008 Pontiac Vibe $144 $168 $384 $832
2007 Pontiac Vibe $132 $160 $380 $808
2006 Pontiac Vibe $126 $152 $376 $790

Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Pontiac Vibe Insurance

Getting lower rates on car insurance takes being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief review of the concepts that were touched on in the above illustrations.

  • Higher risk drivers with DUI or reckless driving convictions will likely pay on average $970 more per year than a safer driver
  • Drivers age 16 to 20 have the highest car insurance prices, possibly costing $283 a month if the policy includes full coverage
  • You may be able to save around $90 per year just by quoting early and online
  • Increasing physical damage deductibles can save approximately $225 each year
  • You may be able to save around $90 per year just by quoting early and online

Rates by Driver Age

Pontiac Vibe Insurance Rates by Driver Age
Driver Age Premium
16 $3,398
20 $1,932
30 $864
40 $850
50 $780
60 $764

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe Insurance Rates with Different Deductibles
Deductible Premium
$100 $988
$250 $926
$500 $850
$1,000 $774

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $944
100/300 $1,042
250/500 $1,295
100 CSL $983
300 CSL $1,198
500 CSL $1,354

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe Insurance Rates for High Risk Drivers
Age Premium
16 $4,786
20 $3,074
30 $1,836
40 $1,818
50 $1,738
60 $1,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $53
Paid in Full/EFT $30
Advance Quote $37
Online Quote $57
Total Discounts $331
Rate after discounts $519

Discounts are estimated and may not be available from every company or in every state.

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